Saga Furs Oyj (LTS:0GCM) Debt-to-EBITDA : 0.73 (As of Oct. 2025) — 66% Below Median

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LTS:0GCM Saga Furs Oyj LTS:0GCM
50 GF Score
Price €14.55
GF Value €9.54
Valuation Significantly Overvalued
! 10 Warning Signs
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What is Saga Furs Oyj Debt-to-EBITDA?

Saga Furs Oyj LTS:0GCM +1.58% 50 Debt-to-EBITDA is 0.73 as of Oct. 2025, which is 66% below its 10-year median of 2.15. GuruFocus rates LTS:0GCM with a GF Score™ of 50/100 and a GF Value™ of €9.54 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 812 Manufacturing - Apparel & Accessories companies, Saga Furs Oyj ranks better than 70.07% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Saga Furs Oyj's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Oct. 2025 was €13.27 Mil. Saga Furs Oyj's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Oct. 2025 was €0.08 Mil. Saga Furs Oyj's annualized EBITDA for the quarter that ended in Oct. 2025 was €18.18 Mil. Saga Furs Oyj's annualized Debt-to-EBITDA for the quarter that ended in Oct. 2025 was 0.73.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Saga Furs Oyj's Debt-to-EBITDA or its related term are showing as below:

LTS:0GCM' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -33.93   Med: 2.15   Max: 24.78
Current: 1.28

During the past 13 years, the highest Debt-to-EBITDA Ratio of Saga Furs Oyj was 24.78. The lowest was -33.93. And the median was 2.15.

LTS:0GCM's Debt-to-EBITDA is ranked better than
70.07% of 812 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 2.705 vs LTS:0GCM: 1.28

Saga Furs Oyj  (LTS:0GCM) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Saga Furs Oyj Debt-to-EBITDA Related Terms


Saga Furs Oyj Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Saga Furs Oyj's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saga Furs Oyj Debt-to-EBITDA Chart

Saga Furs Oyj Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.65 2.85 0.94 1.41 1.46

Saga Furs Oyj Semi-Annual Data
Apr16 Oct16 Apr17 Oct17 Apr18 Oct18 Apr19 Oct19 Apr20 Oct20 Apr21 Oct21 Apr22 Oct22 Apr23 Oct23 Apr24 Oct24 Apr25 Oct25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.75 1.25 0.78 3.59 0.73

LTS:0GCM vs AIN: Debt-to-EBITDA Comparison

For the Textile Manufacturing subindustry, Saga Furs Oyj's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saga Furs Oyj Debt-to-EBITDA vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Saga Furs Oyj's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Saga Furs Oyj's Debt-to-EBITDA falls into.


LTS:0GCM
50GF Score
Saga Furs Oyj LTS:0GCM
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Saga Furs Oyj Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Saga Furs Oyj's Debt-to-EBITDA for the fiscal year that ended in Oct. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(13.265 + 0.084) / 9.133
=1.46

Saga Furs Oyj's annualized Debt-to-EBITDA for the quarter that ended in Oct. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(13.265 + 0.084) / 18.18
=0.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Oct. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.73 mean?
Saga Furs Oyj (LTS:0GCM) has a Debt-to-EBITDA of 0.73 as of Oct. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Saga Furs Oyj. This is 66% below median its historical median of 2.15. According to the industry distribution chart, Saga Furs Oyj ranks #243 out of 812 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 29.9%.
Is Saga Furs Oyj's Debt-to-EBITDA too high?
Saga Furs Oyj's current Debt-to-EBITDA of 0.73 is 66% below median its 10-year median of 2.15. The Manufacturing - Apparel & Accessories industry median Debt-to-EBITDA is 2.71. Saga Furs Oyj's value of 0.73 is 73% below this industry median. Based on the distribution chart, Saga Furs Oyj ranks #243 out of 812 companies in the Manufacturing - Apparel & Accessories industry, which is above the industry midpoint. Overall, Saga Furs Oyj has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Saga Furs Oyj's Debt-to-EBITDA compare to AIN?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Saga Furs Oyj ranks #243 out of 812 companies for Debt-to-EBITDA. This puts Saga Furs Oyj in the upper half of its industry. The industry median Debt-to-EBITDA is 2.71. Saga Furs Oyj's value of 0.73 is 73% below this benchmark. While the company's 10-year median is 2.15 vs. the industry median of 2.71, Saga Furs Oyj has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Manufacturing - Apparel & Accessories company?
The median Debt-to-EBITDA among Manufacturing - Apparel & Accessories companies is 2.71, based on 812 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saga Furs Oyj's current Debt-to-EBITDA of 0.73 is 73% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Saga Furs Oyj. For the Manufacturing - Apparel & Accessories industry, the median Debt-to-EBITDA is 2.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saga Furs Oyj's current Debt-to-EBITDA is 0.73, which is 66% below median its own 10-year median of 2.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saga Furs Oyj stock overvalued right now?
Based on GuruFocus' analysis, Saga Furs Oyj (LTS:0GCM) is currently considered Significantly Overvalued. The stock's GF Value™ is €9.54, compared to a current price of €14.55 — trading 52.5% above its estimated fair value. The current Debt-to-EBITDA is 0.73, which is 66% below median its 10-year median of 2.15 and 73% below the Manufacturing - Apparel & Accessories industry median of 2.71. Saga Furs Oyj's overall GF Score™ is 50/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Saga Furs Oyj (LTS:0GCM), the current Debt-to-EBITDA is 0.73 as of Oct. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saga Furs Oyj (LTS:0GCM) Overvalued in 2026?

Based on GuruFocus' analysis, Saga Furs Oyj stock appears to be overvalued. The current stock price of €14.55 is trading 52.5% above its estimated GF Value™ of €9.54. GuruFocus considers Saga Furs Oyj to be Significantly Overvalued.

Key valuation signals for LTS:0GCM:

  • Debt-to-EBITDA: 0.73 (66% below median its 10-year median of 2.15)
  • GF Value™: €9.54 vs. price of €14.55 (52.5% above fair value)
  • GF Score™: 50/100 with 10 warning signs
  • Industry Position: 73% below the Manufacturing - Apparel & Accessories median (#243 of 812)

No single metric tells the full story. See the LTS:0GCM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

50GF Score

Get the complete analysis for LTS:0GCM

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.55
Price
€9.54
GF Value