Cars.com (LTS:0HTZ) Debt-to-EBITDA : 3.46 (As of Mar. 2026) — 20% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0HTZ Cars.com Inc LTS:0HTZ
60 GF Score
Price $11.92
GF Value $19.60
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is Cars.com Debt-to-EBITDA?

Cars.com LTS:0HTZ -1.64% 60 Debt-to-EBITDA is 3.46 as of Mar. 2026, which is 20% above its 10-year median of 2.89. GuruFocus rates LTS:0HTZ with a GF Score™ of 60/100 and a GF Value™ of $19.60 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 305 Interactive Media companies, Cars.com ranks worse than 78.69% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Cars.com's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0.0 Mil. Cars.com's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $451.8 Mil. Cars.com's annualized EBITDA for the quarter that ended in Mar. 2026 was $130.7 Mil. Cars.com's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 3.46.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Cars.com's Debt-to-EBITDA or its related term are showing as below:

LTS:0HTZ' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -1.96   Med: 2.89   Max: 3.67
Current: 2.9

During the past 13 years, the highest Debt-to-EBITDA Ratio of Cars.com was 3.67. The lowest was -1.96. And the median was 2.89.

LTS:0HTZ's Debt-to-EBITDA is ranked worse than
78.69% of 305 companies
in the Interactive Media industry
Industry Median: 0.67 vs LTS:0HTZ: 2.90

Cars.com  (LTS:0HTZ) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Cars.com Debt-to-EBITDA Related Terms


Cars.com Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Cars.com's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cars.com Debt-to-EBITDA Chart

Cars.com Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.11 3.10 3.19 2.26 2.89

Cars.com Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.40 2.68 2.70 2.91 3.46

LTS:0HTZ vs NRDS, MAX, SSTK: Debt-to-EBITDA Comparison

For the Internet Content & Information subindustry, Cars.com's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cars.com Debt-to-EBITDA vs Interactive Media Industry

For the Interactive Media industry and Communication Services sector, Cars.com's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Cars.com's Debt-to-EBITDA falls into.


LTS:0HTZ
60GF Score
Cars.com Inc LTS:0HTZ
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cars.com Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Cars.com's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 451.516) / 156.53
=2.88

Cars.com's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 451.819) / 130.66
=3.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 3.46 mean?
Cars.com (LTS:0HTZ) has a Debt-to-EBITDA of 3.46 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Cars.com. This is 20% above median its historical median of 2.89. According to the industry distribution chart, Cars.com ranks #240 out of 305 companies in the Interactive Media industry, placing it in the top 78.7%.
Is Cars.com's Debt-to-EBITDA too high?
Cars.com's current Debt-to-EBITDA of 3.46 is 20% above median its 10-year median of 2.89. The Interactive Media industry median Debt-to-EBITDA is 0.67. Cars.com's value of 3.46 is 416.4% above this industry median. Based on the distribution chart, Cars.com ranks #240 out of 305 companies in the Interactive Media industry, which is in the bottom quartile relative to peers. Overall, Cars.com has a GF Score™ of 60/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Cars.com's Debt-to-EBITDA compare to NRDS and MAX?
According to the Interactive Media industry distribution chart, Cars.com ranks #240 out of 305 companies for Debt-to-EBITDA. This places Cars.com in the lower half of its industry. The industry median Debt-to-EBITDA is 0.67. Cars.com's value of 3.46 is 416.4% above this benchmark. While the company's 10-year median is 2.89 vs. the industry median of 0.67, Cars.com has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Interactive Media company?
The median Debt-to-EBITDA among Interactive Media companies is 0.67, based on 305 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cars.com's current Debt-to-EBITDA of 3.46 is 416.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Cars.com. For the Interactive Media industry, the median Debt-to-EBITDA is 0.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cars.com's current Debt-to-EBITDA is 3.46, which is 20% above median its own 10-year median of 2.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cars.com stock overvalued right now?
Based on GuruFocus' analysis, Cars.com (LTS:0HTZ) is currently considered Possible Value Trap. The stock's GF Value™ is $19.60, compared to a current price of $11.92 — trading 39.2% below its estimated fair value. The current Debt-to-EBITDA is 3.46, which is 20% above median its 10-year median of 2.89 and 416.4% above the Interactive Media industry median of 0.67. Cars.com's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Cars.com (LTS:0HTZ), the current Debt-to-EBITDA is 3.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cars.com (LTS:0HTZ) Overvalued in 2026?

Based on GuruFocus' analysis, Cars.com stock appears to be undervalued. The current stock price of $11.92 is trading 39.2% below its estimated GF Value™ of $19.60. GuruFocus considers Cars.com to be Possible Value Trap.

Key valuation signals for LTS:0HTZ:

  • Debt-to-EBITDA: 3.46 (20% above median its 10-year median of 2.89)
  • GF Value™: $19.60 vs. price of $11.92 (39.2% below fair value)
  • GF Score™: 60/100 with 3 warning signs
  • Industry Position: 416.4% above the Interactive Media median (#240 of 305)

No single metric tells the full story. See the LTS:0HTZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cars.com Business Description

Other Exchanges CARS:USACK3:Germany
Address 300 S. Riverside Plaza, Suite 1000, Chicago, IL, USA, 60606
Cars.com Inc is an audience-powered and data-driven technology platform that simplifies buying and selling cars. The flagship Cars.com marketplace connects consumers to dealerships across the U.S., powering the car-buying experience with artificial intelligence (AI) shopping tools, vehicle reviews and content. Its ecosystem of products enables dealers and OEMs to sell more cars by leveraging the marketplace, dealer websites, trade and appraisal tools and proprietary in-market media solutions. The platform provides shoppers with data, resources and digital tools to make informed buying decisions and connect with automotive retailers. The Company also provides dealerships and OEMs with solutions and data-driven intelligence to reach and influence its 26 million monthly shoppers.
60GF Score

Get the complete analysis for LTS:0HTZ

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.92
Price
$19.60
GF Value