Talenom (LTS:0RQI) Debt-to-EBITDA : 3.74 (As of Jun. 2026) — 61% Above Median

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LTS:0RQI Talenom PLC LTS:0RQI
57 GF Score
Price €1.22
GF Value €2.57
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is Talenom Debt-to-EBITDA?

Talenom LTS:0RQI 57 Debt-to-EBITDA is 3.74 as of Jun. 2026, which is 61% above its 10-year median of 2.32. GuruFocus rates LTS:0RQI with a GF Score™ of 57/100 and a GF Value™ of €2.57 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 833 Business Services companies, Talenom ranks worse than 78.63% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Talenom's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €4.3 Mil. Talenom's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €82.7 Mil. Talenom's annualized EBITDA for the quarter that ended in Jun. 2026 was €23.3 Mil. Talenom's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 3.74.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Talenom's Debt-to-EBITDA or its related term are showing as below:

LTS:0RQI' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.64   Med: 2.32   Max: 3.85
Current: 3.85

During the past 13 years, the highest Debt-to-EBITDA Ratio of Talenom was 3.85. The lowest was 1.64. And the median was 2.32.

LTS:0RQI's Debt-to-EBITDA is ranked worse than
78.63% of 833 companies
in the Business Services industry
Industry Median: 1.66 vs LTS:0RQI: 3.85

Talenom  (LTS:0RQI) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Talenom Debt-to-EBITDA Related Terms


Talenom Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Talenom's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Talenom Debt-to-EBITDA Chart

Talenom Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.87 2.26 3.18 3.16 3.01

Talenom Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.12 1.61 -5.48 3.94 3.74

LTS:0RQI vs CTAS, CPRT, GPN: Debt-to-EBITDA Comparison

For the Specialty Business Services subindustry, Talenom's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Talenom Debt-to-EBITDA vs Business Services Industry

For the Business Services industry and Industrials sector, Talenom's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Talenom's Debt-to-EBITDA falls into.


LTS:0RQI
57GF Score
Talenom PLC LTS:0RQI
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Talenom Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Talenom's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(4.322 + 100.388) / 34.777
=3.01

Talenom's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(4.327 + 82.707) / 23.256
=3.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 3.74 mean?
Talenom (LTS:0RQI) has a Debt-to-EBITDA of 3.74 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Talenom. This is 61% above median its historical median of 2.32. Over the past decade, Talenom's Debt-to-EBITDA has ranged from 1.64 to 3.85. According to the industry distribution chart, Talenom ranks #655 out of 833 companies in the Business Services industry, placing it in the top 78.6%.
Is Talenom's Debt-to-EBITDA too high?
Talenom's current Debt-to-EBITDA of 3.74 is 61% above median its 10-year median of 2.32. Over the past 10 years, this metric has ranged from a low of 1.64 to a high of 3.85. The Business Services industry median Debt-to-EBITDA is 1.66. Talenom's value of 3.74 is 125.3% above this industry median. Based on the distribution chart, Talenom ranks #655 out of 833 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Talenom has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Talenom's Debt-to-EBITDA compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Talenom ranks #655 out of 833 companies for Debt-to-EBITDA. This places Talenom in the lower half of its industry. The industry median Debt-to-EBITDA is 1.66. Talenom's value of 3.74 is 125.3% above this benchmark. Historically, Talenom's own Debt-to-EBITDA has ranged from 1.64 to 3.85 over the past decade. While the company's 10-year median is 2.32 vs. the industry median of 1.66, Talenom has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Business Services company?
The median Debt-to-EBITDA among Business Services companies is 1.66, based on 833 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Talenom's current Debt-to-EBITDA of 3.74 is 125.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Talenom. For the Business Services industry, the median Debt-to-EBITDA is 1.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Talenom's current Debt-to-EBITDA is 3.74, which is 61% above median its own 10-year median of 2.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Talenom stock overvalued right now?
Based on GuruFocus' analysis, Talenom (LTS:0RQI) is currently considered Possible Value Trap. The stock's GF Value™ is €2.57, compared to a current price of €1.22 — trading 52.6% below its estimated fair value. The current Debt-to-EBITDA is 3.74, which is 61% above median its 10-year median of 2.32 and 125.3% above the Business Services industry median of 1.66. Talenom's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Talenom (LTS:0RQI), the current Debt-to-EBITDA is 3.74 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Talenom (LTS:0RQI) Overvalued in 2026?

Based on GuruFocus' analysis, Talenom stock appears to be undervalued. The current stock price of €1.22 is trading 52.6% below its estimated GF Value™ of €2.57. GuruFocus considers Talenom to be Possible Value Trap.

Key valuation signals for LTS:0RQI:

  • Debt-to-EBITDA: 3.74 (61% above median its 10-year median of 2.32)
  • GF Value™: €2.57 vs. price of €1.22 (52.6% below fair value)
  • GF Score™: 57/100 with 6 warning signs
  • Industry Position: 125.3% above the Business Services median (#655 of 833)

No single metric tells the full story. See the LTS:0RQI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Talenom Business Description

Other Exchanges TNOM:FinlandKZ70:Germany
Address Yrttipellontie 2, Oulu, FIN, 90230
Talenom PLC is a Finnish-based company engaged in providing accounting services for small and medium enterprises in Finland. It offers solutions such as Talenom, Talenom One, Talenom Pro, Banking, Bookkeeping services, Payroll, HR services, Consulting services, and Sales invoicing services. The company has three operating segments: Finland, Sweden, Spain and Other countries. Other countries segment include Spanish and Italian operations. The group generates the majority of its revenue from Finland. It provides solutions to Construction, Auto and Machine, Trade, Transport, Consulting & Professional Services, Restaurants, Care, Pharmacy, Tourism, Associations and Foundations, and Chain and franchising businesses industries.
57GF Score

Get the complete analysis for LTS:0RQI

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.22
Price
€2.57
GF Value