Zambeef Products (LUS:ZMBF) Debt-to-EBITDA : 2.71 (As of Mar. 2026) — 12% Below Median

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LUS:ZMBF Zambeef Products PLC LUS:ZMBF
92 GF Score
Price ZMW1.97
GF Value ZMW1.59
Valuation Modestly Overvalued
! 8 Warning Signs
View Full Analysis

What is Zambeef Products Debt-to-EBITDA?

Zambeef Products LUS:ZMBF 92 Debt-to-EBITDA is 2.71 as of Mar. 2026, which is 12% below its 10-year median of 3.07. GuruFocus rates LUS:ZMBF with a GF Score™ of 92/100 and a GF Value™ of ZMW1.59 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,551 Consumer Packaged Goods companies, Zambeef Products ranks worse than 59.77% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Zambeef Products's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ZMW1,453 Mil. Zambeef Products's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ZMW1,024 Mil. Zambeef Products's annualized EBITDA for the quarter that ended in Mar. 2026 was ZMW916 Mil. Zambeef Products's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 2.70.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Zambeef Products's Debt-to-EBITDA or its related term are showing as below:

LUS:ZMBF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.83   Med: 3.07   Max: 3.63
Current: 2.86

During the past 13 years, the highest Debt-to-EBITDA Ratio of Zambeef Products was 3.63. The lowest was 1.83. And the median was 3.07.

LUS:ZMBF's Debt-to-EBITDA is ranked worse than
59.77% of 1551 companies
in the Consumer Packaged Goods industry
Industry Median: 2.08 vs LUS:ZMBF: 2.86

Zambeef Products  (LUS:ZMBF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Zambeef Products Debt-to-EBITDA Related Terms


Zambeef Products Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Zambeef Products's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zambeef Products Debt-to-EBITDA Chart

Zambeef Products Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.04 3.28 3.30 3.60 2.58

Zambeef Products Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.86 4.24 3.19 2.94 2.71

LUS:ZMBF vs KHC, GIS: Debt-to-EBITDA Comparison

For the Packaged Foods subindustry, Zambeef Products's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zambeef Products Debt-to-EBITDA vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Zambeef Products's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Zambeef Products's Debt-to-EBITDA falls into.


LUS:ZMBF
92GF Score
Zambeef Products PLC LUS:ZMBF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Zambeef Products Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Zambeef Products's Debt-to-EBITDA for the fiscal year that ended in Sep. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1595.568 + 804.195) / 930.579
=2.58

Zambeef Products's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1453.082 + 1024.164) / 915.938
=2.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.71 mean?
Zambeef Products (LUS:ZMBF) has a Debt-to-EBITDA of 2.71 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Zambeef Products. This is 12% below median its historical median of 3.07. Over the past decade, Zambeef Products' Debt-to-EBITDA has ranged from 1.83 to 3.63. According to the industry distribution chart, Zambeef Products ranks #927 out of 1551 companies in the Consumer Packaged Goods industry, placing it in the top 59.8%.
Is Zambeef Products' Debt-to-EBITDA too high?
Zambeef Products' current Debt-to-EBITDA of 2.71 is 12% below median its 10-year median of 3.07. Over the past 10 years, this metric has ranged from a low of 1.83 to a high of 3.63. The Consumer Packaged Goods industry median Debt-to-EBITDA is 2.08. Zambeef Products' value of 2.71 is 30.3% above this industry median. Based on the distribution chart, Zambeef Products ranks #927 out of 1551 companies in the Consumer Packaged Goods industry, which is below the industry midpoint. Overall, Zambeef Products has a GF Score™ of 92/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zambeef Products' Debt-to-EBITDA compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Zambeef Products ranks #927 out of 1551 companies for Debt-to-EBITDA. This places Zambeef Products in the lower half of its industry. The industry median Debt-to-EBITDA is 2.08. Zambeef Products' value of 2.71 is 30.3% above this benchmark. Historically, Zambeef Products' own Debt-to-EBITDA has ranged from 1.83 to 3.63 over the past decade. While the company's 10-year median is 3.07 vs. the industry median of 2.08, Zambeef Products has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Consumer Packaged Goods company?
The median Debt-to-EBITDA among Consumer Packaged Goods companies is 2.08, based on 1,551 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zambeef Products's current Debt-to-EBITDA of 2.71 is 30.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Zambeef Products. For the Consumer Packaged Goods industry, the median Debt-to-EBITDA is 2.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zambeef Products's current Debt-to-EBITDA is 2.71, which is 12% below median its own 10-year median of 3.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zambeef Products stock overvalued right now?
Based on GuruFocus' analysis, Zambeef Products (LUS:ZMBF) is currently considered Modestly Overvalued. The stock's GF Value™ is ZMW1.59, compared to a current price of ZMW1.97 — trading 23.9% above its estimated fair value. The current Debt-to-EBITDA is 2.71, which is 12% below median its 10-year median of 3.07 and 30.3% above the Consumer Packaged Goods industry median of 2.08. Zambeef Products' overall GF Score™ is 92/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Zambeef Products (LUS:ZMBF), the current Debt-to-EBITDA is 2.71 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zambeef Products (LUS:ZMBF) Overvalued in 2026?

Based on GuruFocus' analysis, Zambeef Products stock appears to be overvalued. The current stock price of ZMW1.97 is trading 23.9% above its estimated GF Value™ of ZMW1.59. GuruFocus considers Zambeef Products to be Modestly Overvalued.

Key valuation signals for LUS:ZMBF:

  • Debt-to-EBITDA: 2.71 (12% below median its 10-year median of 3.07)
  • GF Value™: ZMW1.59 vs. price of ZMW1.97 (23.9% above fair value)
  • GF Score™: 92/100 with 8 warning signs
  • Industry Position: 30.3% above the Consumer Packaged Goods median (#927 of 1551)

No single metric tells the full story. See the LUS:ZMBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zambeef Products Business Description

Other Exchanges ZAM:UK
Address Manda Road, Plot 4970, Industrial Area, Lusaka, ZMB
Zambeef Products PLC is a food retailer engaged in the production, processing, distribution, and retailing of beef, chicken, pork, milk, dairy products, eggs, stock feed, and flour. The company has row cropping operations of maize, soya beans, and wheat crops under irrigation. The company's reportable segment includes Retailing and cold chain food products and Cropping and milling. The majority of the revenue for the company is generated from its cropping and milling segment which is involved in selling of sells wheat, soya, and maize grain, and flour mill and bread.
92GF Score

Get the complete analysis for LUS:ZMBF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ZMW1.97
Price
ZMW1.59
GF Value