CPI FIM (LUX:ORCL) Debt-to-EBITDA : 0.11 (As of Mar. 2026) — 99% Below Median

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LUX:ORCL CPI FIM SA LUX:ORCL
77 GF Score
Price €0.72
GF Value €1.01
Valuation Modestly Undervalued
! 8 Warning Signs
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What is CPI FIM Debt-to-EBITDA?

CPI FIM LUX:ORCL +1.42% 77 Debt-to-EBITDA is 0.11 as of Mar. 2026, which is 99% below its 10-year median of 14.71. GuruFocus rates LUX:ORCL with a GF Score™ of 77/100 and a GF Value™ of €1.01 (Modestly Undervalued). The stock has 8 warning signs investors should review. Among 1,275 Real Estate companies, CPI FIM ranks better than 95.53% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

CPI FIM's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €31.2 Mil. CPI FIM's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €0.0 Mil. CPI FIM's annualized EBITDA for the quarter that ended in Mar. 2026 was €285.0 Mil. CPI FIM's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 0.11.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for CPI FIM's Debt-to-EBITDA or its related term are showing as below:

LUX:ORCL' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.11   Med: 14.71   Max: 21.51
Current: 0.11

During the past 13 years, the highest Debt-to-EBITDA Ratio of CPI FIM was 21.51. The lowest was 0.11. And the median was 14.71.

LUX:ORCL's Debt-to-EBITDA is ranked better than
95.53% of 1275 companies
in the Real Estate industry
Industry Median: 5.62 vs LUX:ORCL: 0.11

CPI FIM  (LUX:ORCL) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


CPI FIM Debt-to-EBITDA Related Terms


CPI FIM Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for CPI FIM's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CPI FIM Debt-to-EBITDA Chart

CPI FIM Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.66 14.05 20.99 18.11 6.64

CPI FIM Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.74 12.61 1.56 7.52 0.11

LUX:ORCL vs CBRE, BEKE, JLL: Debt-to-EBITDA Comparison

For the Real Estate Services subindustry, CPI FIM's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CPI FIM Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, CPI FIM's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where CPI FIM's Debt-to-EBITDA falls into.


LUX:ORCL
77GF Score
CPI FIM SA LUX:ORCL
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CPI FIM Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

CPI FIM's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(904.772 + 888.726) / 270.246
=6.64

CPI FIM's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(31.213 + 0) / 285.048
=0.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.11 mean?
CPI FIM (LUX:ORCL) has a Debt-to-EBITDA of 0.11 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on CPI FIM. This is 99% below median its historical median of 14.71. Over the past decade, CPI FIM's Debt-to-EBITDA has ranged from 0.11 to 21.51. According to the industry distribution chart, CPI FIM ranks #57 out of 1275 companies in the Real Estate industry, placing it in the top 4.5%.
Is CPI FIM's Debt-to-EBITDA too high?
CPI FIM's current Debt-to-EBITDA of 0.11 is 99% below median its 10-year median of 14.71. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 21.51. The Real Estate industry median Debt-to-EBITDA is 5.62. CPI FIM's value of 0.11 is 98% below this industry median. Based on the distribution chart, CPI FIM ranks #57 out of 1275 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, CPI FIM has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CPI FIM's Debt-to-EBITDA compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, CPI FIM ranks #57 out of 1275 companies for Debt-to-EBITDA. This places CPI FIM in the top 5% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 5.62. CPI FIM's value of 0.11 is 98% below this benchmark. Historically, CPI FIM's own Debt-to-EBITDA has ranged from 0.11 to 21.51 over the past decade. While the company's 10-year median is 14.71 vs. the industry median of 5.62, CPI FIM has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.62, based on 1,275 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CPI FIM's current Debt-to-EBITDA of 0.11 is 98% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on CPI FIM. For the Real Estate industry, the median Debt-to-EBITDA is 5.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CPI FIM's current Debt-to-EBITDA is 0.11, which is 99% below median its own 10-year median of 14.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CPI FIM stock overvalued right now?
Based on GuruFocus' analysis, CPI FIM (LUX:ORCL) is currently considered Modestly Undervalued. The stock's GF Value™ is €1.01, compared to a current price of €0.72 — trading 29.2% below its estimated fair value. The current Debt-to-EBITDA is 0.11, which is 99% below median its 10-year median of 14.71 and 98% below the Real Estate industry median of 5.62. CPI FIM's overall GF Score™ is 77/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For CPI FIM (LUX:ORCL), the current Debt-to-EBITDA is 0.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CPI FIM (LUX:ORCL) Overvalued in 2026?

Based on GuruFocus' analysis, CPI FIM stock appears to be undervalued. The current stock price of €0.72 is trading 29.2% below its estimated GF Value™ of €1.01. GuruFocus considers CPI FIM to be Modestly Undervalued.

Key valuation signals for LUX:ORCL:

  • Debt-to-EBITDA: 0.11 (99% below median its 10-year median of 14.71)
  • GF Value™: €1.01 vs. price of €0.72 (29.2% below fair value)
  • GF Score™: 77/100 with 8 warning signs
  • Industry Position: 98% below the Real Estate median (#57 of 1275)

No single metric tells the full story. See the LUX:ORCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CPI FIM Business Description

Address 40, rue de la Vallee, Luxembourg, LUX, L-2661
CPI FIM SA is an investor, developer, and asset manager in the Central European real estate and hospitality market. It operates prominently in Central Europe. It is engaged in the financing of entities within the CPIPG Group and also holds and operates a property portfolio. The company is focused on long-term investments and real-estate leases, in the Central European region. It owns rental income-generating properties mainly in the office and retail segment but is also focused on an extensive portfolio of land plots in the Czech Republic.
77GF Score

Get the complete analysis for LUX:ORCL

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.72
Price
€1.01
GF Value