MaaseMAAS +14.40%60 Debt-to-EBITDA is -0.66 as of Dec. 2025. GuruFocus rates MAAS with a GF Score™ of 60/100 and a GF Value™ of $22.46 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 388 Asset Management companies, Maase ranks worse than 257731.7% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Maase's Debt-to-EBITDA or its related term are showing as below:
MAAS'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.95 Med: -0.54 Max: 9.01
Current: -0.07
During the past 9 years, the highest Debt-to-EBITDA Ratio of Maase was 9.01. The lowest was -0.95. And the median was -0.54.
MAAS's Debt-to-EBITDA is ranked worse than 100% of 388
companies
in the Asset Management industry
Industry Median: 1.395
vs MAAS: -0.07
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Maase Debt-to-EBITDA Related Terms
Maase Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Maase's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MAAS vs BXSL, OWL, OBDC: Debt-to-EBITDA Comparison
For the Asset Management subindustry, Maase's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Maase Debt-to-EBITDA vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Maase's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Maase's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Maase (MAAS) has a Debt-to-EBITDA of -0.66 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Maase. According to the industry distribution chart, Maase ranks #999999 out of 388 companies in the Asset Management industry.
Is Maase's Debt-to-EBITDA too high?
Maase's current Debt-to-EBITDA is -0.66. Based on the distribution chart, Maase ranks #999999 out of 388 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Maase has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Maase's Debt-to-EBITDA compare to BXSL and OWL?
According to the Asset Management industry distribution chart, Maase ranks #999999 out of 388 companies for Debt-to-EBITDA. This places Maase in the lower half of its industry. The industry median Debt-to-EBITDA is 1.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Asset Management company?
The median Debt-to-EBITDA among Asset Management companies is 1.40, based on 388 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Maase. For the Asset Management industry, the median Debt-to-EBITDA is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Maase's current Debt-to-EBITDA is -0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Maase stock overvalued right now?
Based on GuruFocus' analysis, Maase (MAAS) is currently considered Modestly Undervalued. The stock's GF Value™ is $22.46, compared to a current price of $17.52 — trading 22% below its estimated fair value. The current Debt-to-EBITDA is -0.66. Maase's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Maase (MAAS), the current Debt-to-EBITDA is -0.66 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Maase (MAAS) Overvalued in 2026?
Based on GuruFocus' analysis, Maase stock appears to be undervalued.
The current stock price of $17.52 is trading 22% below its estimated GF Value™ of $22.46.
GuruFocus considers Maase to be Modestly Undervalued.
Key valuation signals for MAAS:
Debt-to-EBITDA: -0.66
GF Value™: $22.46 vs. price of $17.52 (22% below fair value)
No single metric tells the full story. See the MAAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Maase Inc is a financial technology service group focused on family financial asset allocation. The group operates two segments: the insurance agency segment, which mainly provides agency services for life insurance products and non-life insurance products to individual clients, and the wealth management segment, which offers publicly raised fund products and privately raised fund products. The majority of revenue comes from the insurance agency segment.
60GF Score
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