MHCUF (Flagship Communities REIT) Debt-to-EBITDA : 12.67 (As of Jun. 2026) — 230% Above Median

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MHCUF Flagship Communities REIT MHCUF
54 GF Score
Price $22.37
GF Value $21.45
Valuation Fairly Valued
! 9 Warning Signs
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What is Flagship Communities REIT Debt-to-EBITDA?

Flagship Communities REIT MHCUF -0.27% 54 Debt-to-EBITDA is 12.67 as of Jun. 2026, which is 230% above its 10-year median of 3.84. GuruFocus rates MHCUF with a GF Score™ of 54/100 and a GF Value™ of $21.45 (Fairly Valued). The stock has 9 warning signs investors should review. Among 570 REITs companies, Flagship Communities REIT ranks better than 68.95% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Flagship Communities REIT's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $31.9 Mil. Flagship Communities REIT's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $520.1 Mil. Flagship Communities REIT's annualized EBITDA for the quarter that ended in Jun. 2026 was $43.6 Mil. Flagship Communities REIT's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 12.67.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Flagship Communities REIT's Debt-to-EBITDA or its related term are showing as below:

MHCUF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.93   Med: 3.84   Max: 6.34
Current: 4.57

During the past 8 years, the highest Debt-to-EBITDA Ratio of Flagship Communities REIT was 6.34. The lowest was 2.93. And the median was 3.84.

MHCUF's Debt-to-EBITDA is ranked better than
68.95% of 570 companies
in the REITs industry
Industry Median: 6.51 vs MHCUF: 4.57

Flagship Communities REIT  (OTCPK:MHCUF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Flagship Communities REIT Debt-to-EBITDA Related Terms


Flagship Communities REIT Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Flagship Communities REIT's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Flagship Communities REIT Debt-to-EBITDA Chart

Flagship Communities REIT Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial 3.79 6.34 4.55 3.45 3.89

Flagship Communities REIT Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.68 3.83 2.58 4.75 12.67

MHCUF vs VMRK, EQR, ESS: Debt-to-EBITDA Comparison

For the REIT - Residential subindustry, Flagship Communities REIT's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Flagship Communities REIT Debt-to-EBITDA vs REITs Industry

For the REITs industry and Real Estate sector, Flagship Communities REIT's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Flagship Communities REIT's Debt-to-EBITDA falls into.


MHCUF
54GF Score
Flagship Communities REIT MHCUF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Flagship Communities REIT Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Flagship Communities REIT's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.905 + 531.723) / 137.074
=3.89

Flagship Communities REIT's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(31.927 + 520.06) / 43.56
=12.67

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 12.67 mean?
Flagship Communities REIT (MHCUF) has a Debt-to-EBITDA of 12.67 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Flagship Communities REIT. This is 230% above median its historical median of 3.84. Over the past decade, Flagship Communities REIT's Debt-to-EBITDA has ranged from 2.93 to 6.34. According to the industry distribution chart, Flagship Communities REIT ranks #177 out of 570 companies in the REITs industry, placing it in the top 31.1%.
Is Flagship Communities REIT's Debt-to-EBITDA too high?
Flagship Communities REIT's current Debt-to-EBITDA of 12.67 is 230% above median its 10-year median of 3.84. Over the past 10 years, this metric has ranged from a low of 2.93 to a high of 6.34. The REITs industry median Debt-to-EBITDA is 6.51. Flagship Communities REIT's value of 12.67 is 94.6% above this industry median. Based on the distribution chart, Flagship Communities REIT ranks #177 out of 570 companies in the REITs industry, which is above the industry midpoint. Overall, Flagship Communities REIT has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Flagship Communities REIT's Debt-to-EBITDA compare to VMRK and EQR?
According to the REITs industry distribution chart, Flagship Communities REIT ranks #177 out of 570 companies for Debt-to-EBITDA. This puts Flagship Communities REIT in the upper half of its industry. The industry median Debt-to-EBITDA is 6.51. Flagship Communities REIT's value of 12.67 is 94.6% above this benchmark. Historically, Flagship Communities REIT's own Debt-to-EBITDA has ranged from 2.93 to 6.34 over the past decade. While the company's 10-year median is 3.84 vs. the industry median of 6.51, Flagship Communities REIT has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a REITs company?
The median Debt-to-EBITDA among REITs companies is 6.51, based on 570 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Flagship Communities REIT's current Debt-to-EBITDA of 12.67 is 94.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Flagship Communities REIT. For the REITs industry, the median Debt-to-EBITDA is 6.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Flagship Communities REIT's current Debt-to-EBITDA is 12.67, which is 230% above median its own 10-year median of 3.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Flagship Communities REIT stock overvalued right now?
Based on GuruFocus' analysis, Flagship Communities REIT (MHCUF) is currently considered Fairly Valued. The stock's GF Value™ is $21.45, compared to a current price of $22.37 — trading 4.3% above its estimated fair value. The current Debt-to-EBITDA is 12.67, which is 230% above median its 10-year median of 3.84 and 94.6% above the REITs industry median of 6.51. Flagship Communities REIT's overall GF Score™ is 54/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Flagship Communities REIT (MHCUF), the current Debt-to-EBITDA is 12.67 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Flagship Communities REIT (MHCUF) Overvalued in 2026?

Based on GuruFocus' analysis, Flagship Communities REIT stock appears to be overvalued. The current stock price of $22.37 is trading 4.3% above its estimated GF Value™ of $21.45. GuruFocus considers Flagship Communities REIT to be Fairly Valued.

Key valuation signals for MHCUF:

  • Debt-to-EBITDA: 12.67 (230% above median its 10-year median of 3.84)
  • GF Value™: $21.45 vs. price of $22.37 (4.3% above fair value)
  • GF Score™: 54/100 with 9 warning signs
  • Industry Position: 94.6% above the REITs median (#177 of 570)

No single metric tells the full story. See the MHCUF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Flagship Communities REIT Business Description

Industry Real EstateREITs
Other Exchanges MHC.UN:CanadaMHC.U:Canada
Address 2220 Grandview Drive, Suite 280, Erlanger, KY, USA, 41017
Flagship Communities REIT is an open-ended real estate investment trust. It is formed for the purpose of owning and operating a portfolio of income-producing manufactured housing communities and related assets. The objective of the trust is to provide unitholders with predictable, sustainable and growing cash distributions. The company owns, manages and operates multifamily properties located in the United States.
54GF Score

Get the complete analysis for MHCUF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.37
Price
$21.45
GF Value