Ratti SpA (MIL:RAT) Debt-to-EBITDA : 11.46 (As of Dec. 2025) — 253% Above Median

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MIL:RAT Ratti SpA MIL:RAT
52 GF Score
Price €1.07
GF Value €1.72
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is Ratti SpA Debt-to-EBITDA?

Ratti SpA MIL:RAT +0.94% 52 Debt-to-EBITDA is 11.46 as of Dec. 2025, which is 253% above its 10-year median of 3.25. GuruFocus rates MIL:RAT with a GF Score™ of 52/100 and a GF Value™ of €1.72 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 812 Manufacturing - Apparel & Accessories companies, Ratti SpA ranks worse than 123152.59% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Ratti SpA's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €11.25 Mil. Ratti SpA's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €9.06 Mil. Ratti SpA's annualized EBITDA for the quarter that ended in Dec. 2025 was €1.77 Mil. Ratti SpA's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 11.46.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Ratti SpA's Debt-to-EBITDA or its related term are showing as below:

MIL:RAT' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -12.1   Med: 3.25   Max: 10.08
Current: -12.1

During the past 13 years, the highest Debt-to-EBITDA Ratio of Ratti SpA was 10.08. The lowest was -12.10. And the median was 3.25.

MIL:RAT's Debt-to-EBITDA is ranked worse than
100% of 812 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 2.73 vs MIL:RAT: -12.10

Ratti SpA  (MIL:RAT) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Ratti SpA Debt-to-EBITDA Related Terms


Ratti SpA Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Ratti SpA's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ratti SpA Debt-to-EBITDA Chart

Ratti SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.00 5.04 7.24 4.36 -12.10

Ratti SpA Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.12 5.23 3.86 -4.52 11.46

MIL:RAT vs AIN: Debt-to-EBITDA Comparison

For the Textile Manufacturing subindustry, Ratti SpA's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ratti SpA Debt-to-EBITDA vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Ratti SpA's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Ratti SpA's Debt-to-EBITDA falls into.


MIL:RAT
52GF Score
Ratti SpA MIL:RAT
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ratti SpA Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Ratti SpA's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(11.253 + 9.06) / -1.679
=-12.10

Ratti SpA's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(11.253 + 9.06) / 1.772
=11.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 11.46 mean?
Ratti SpA (MIL:RAT) has a Debt-to-EBITDA of 11.46 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Ratti SpA. This is 253% above median its historical median of 3.25. According to the industry distribution chart, Ratti SpA ranks #999999 out of 812 companies in the Manufacturing - Apparel & Accessories industry.
Is Ratti SpA's Debt-to-EBITDA too high?
Ratti SpA's current Debt-to-EBITDA of 11.46 is 253% above median its 10-year median of 3.25. The Manufacturing - Apparel & Accessories industry median Debt-to-EBITDA is 2.73. Ratti SpA's value of 11.46 is 319.8% above this industry median. Based on the distribution chart, Ratti SpA ranks #999999 out of 812 companies in the Manufacturing - Apparel & Accessories industry, which is in the bottom quartile relative to peers. Overall, Ratti SpA has a GF Score™ of 52/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ratti SpA's Debt-to-EBITDA compare to AIN?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Ratti SpA ranks #999999 out of 812 companies for Debt-to-EBITDA. This places Ratti SpA in the lower half of its industry. The industry median Debt-to-EBITDA is 2.73. Ratti SpA's value of 11.46 is 319.8% above this benchmark. While the company's 10-year median is 3.25 vs. the industry median of 2.73, Ratti SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Manufacturing - Apparel & Accessories company?
The median Debt-to-EBITDA among Manufacturing - Apparel & Accessories companies is 2.73, based on 812 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ratti SpA's current Debt-to-EBITDA of 11.46 is 319.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Ratti SpA. For the Manufacturing - Apparel & Accessories industry, the median Debt-to-EBITDA is 2.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ratti SpA's current Debt-to-EBITDA is 11.46, which is 253% above median its own 10-year median of 3.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ratti SpA stock overvalued right now?
Based on GuruFocus' analysis, Ratti SpA (MIL:RAT) is currently considered Possible Value Trap. The stock's GF Value™ is €1.72, compared to a current price of €1.07 — trading 37.8% below its estimated fair value. The current Debt-to-EBITDA is 11.46, which is 253% above median its 10-year median of 3.25 and 319.8% above the Manufacturing - Apparel & Accessories industry median of 2.73. Ratti SpA's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Ratti SpA (MIL:RAT), the current Debt-to-EBITDA is 11.46 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ratti SpA (MIL:RAT) Overvalued in 2026?

Based on GuruFocus' analysis, Ratti SpA stock appears to be undervalued. The current stock price of €1.07 is trading 37.8% below its estimated GF Value™ of €1.72. GuruFocus considers Ratti SpA to be Possible Value Trap.

Key valuation signals for MIL:RAT:

  • Debt-to-EBITDA: 11.46 (253% above median its 10-year median of 3.25)
  • GF Value™: €1.72 vs. price of €1.07 (37.8% below fair value)
  • GF Score™: 52/100 with 3 warning signs
  • Industry Position: 319.8% above the Manufacturing - Apparel & Accessories median (#999999 of 812)

No single metric tells the full story. See the MIL:RAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ratti SpA Business Description

Address Via Madonna, 30, Guanzate, Como, ITA, 22070
Ratti SpA is engaged in the business of manufacturing fabrics and accessories. The company offers printed, plain, yarn-dyed, and jacquard fabrics for women's ready-to-wear, beachwear, and handbags, headscarves, shawls, ties, fabrics for bags, and garment prints among others.
52GF Score

Get the complete analysis for MIL:RAT

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.07
Price
€1.72
GF Value