Nictus Holdings (NAM:NHL) Debt-to-EBITDA : 0.78 (As of Dec. 2025) — 78% Below Median

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NAM:NHL Nictus Holdings Ltd NAM:NHL
30 GF Score
Price R3.40
! 4 Warning Signs
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What is Nictus Holdings Debt-to-EBITDA?

Nictus Holdings NAM:NHL 30 Debt-to-EBITDA is 0.78 as of Dec. 2025, which is 78% below its 10-year median of 3.59. GuruFocus rates NAM:NHL with a GF Score™ of 30/100. The stock has 4 warning signs investors should review.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Nictus Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was R44 Mil. Nictus Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was R26 Mil. Nictus Holdings's annualized EBITDA for the quarter that ended in Dec. 2025 was R90 Mil. Nictus Holdings's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 0.78.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Nictus Holdings's Debt-to-EBITDA or its related term are showing as below:

NAM:NHL' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.52   Med: 3.59   Max: 7.02
Current: 0.87

During the past 10 years, the highest Debt-to-EBITDA Ratio of Nictus Holdings was 7.02. The lowest was 0.52. And the median was 3.59.

NAM:NHL's Debt-to-EBITDA is not ranked
in the Retail - Cyclical industry.
Industry Median: 2.275 vs NAM:NHL: 0.87

Nictus Holdings  (NAM:NHL) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Nictus Holdings Debt-to-EBITDA Related Terms


Nictus Holdings Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Nictus Holdings's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nictus Holdings Debt-to-EBITDA Chart

Nictus Holdings Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Jun22 Jun23 Jun24 Jun25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.83 N/A 1.54 0.52 0.59

Nictus Holdings Semi-Annual Data
Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.78 0.55 0.66 0.76 0.78

NAM:NHL vs TSCO, ULTA, WSM: Debt-to-EBITDA Comparison

For the Specialty Retail subindustry, Nictus Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nictus Holdings Debt-to-EBITDA vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Nictus Holdings's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Nictus Holdings's Debt-to-EBITDA falls into.


NAM:NHL
30GF Score
Nictus Holdings Ltd NAM:NHL
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Nictus Holdings Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Nictus Holdings's Debt-to-EBITDA for the fiscal year that ended in Jun. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(34.631 + 19.789) / 92.597
=0.59

Nictus Holdings's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(43.976 + 26.123) / 89.69
=0.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.78 mean?
Nictus Holdings (NAM:NHL) has a Debt-to-EBITDA of 0.78 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Nictus Holdings. This is 78% below median its historical median of 3.59. Over the past decade, Nictus Holdings' Debt-to-EBITDA has ranged from 0.52 to 7.02.
Is Nictus Holdings' Debt-to-EBITDA too high?
Nictus Holdings' current Debt-to-EBITDA of 0.78 is 78% below median its 10-year median of 3.59. Over the past 10 years, this metric has ranged from a low of 0.52 to a high of 7.02. The Retail - Cyclical industry median Debt-to-EBITDA is 2.28. Nictus Holdings' value of 0.78 is 65.7% below this industry median. Overall, Nictus Holdings has a GF Score™ of 30/100, reflecting its overall financial health beyond just this single metric.
How does Nictus Holdings' Debt-to-EBITDA compare to TSCO and ULTA?
Nictus Holdings' Debt-to-EBITDA of 0.78 can be compared against companies in the Retail - Cyclical industry. The industry median Debt-to-EBITDA is 2.28. Nictus Holdings' value of 0.78 is 65.7% below this benchmark. Historically, Nictus Holdings' own Debt-to-EBITDA has ranged from 0.52 to 7.02 over the past decade. While the company's 10-year median is 3.59 vs. the industry median of 2.28, Nictus Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.28, based on 910 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nictus Holdings's current Debt-to-EBITDA of 0.78 is 65.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Nictus Holdings. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nictus Holdings's current Debt-to-EBITDA is 0.78, which is 78% below median its own 10-year median of 3.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nictus Holdings stock overvalued right now?
Nictus Holdings (NAM:NHL) has a current Debt-to-EBITDA of 0.78. The current Debt-to-EBITDA is 0.78, which is 78% below median its 10-year median of 3.59 and 65.7% below the Retail - Cyclical industry median of 2.28. Nictus Holdings' overall GF Score™ is 30/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Nictus Holdings (NAM:NHL), the current Debt-to-EBITDA is 0.78 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Nictus Holdings Business Description

Address 140 Mandume Ndemufayo Avenue, 1st Floor, Nictus Building, P.O. Box 755, Southern Industrial Area, Windhoek, NAM
Nictus Holdings Ltd retails motor vehicles, tyres, automotive glass, furniture and provides financial and insurance services in Namibia. The company operates across the Retail, Property and Insurance and Finance segments.
30GF Score

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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R3.40
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