Bella Casa Fashion & Retail (NSE:BELLACASA) Debt-to-EBITDA : 2.25 (As of Mar. 2026) — 13% Below Median

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NSE:BELLACASA Bella Casa Fashion & Retail Ltd NSE:BELLACASA
66 GF Score
Price ₹241.85
GF Value ₹493.65
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is Bella Casa Fashion & Retail Debt-to-EBITDA?

Bella Casa Fashion & Retail NSE:BELLACASA +0.61% 66 Debt-to-EBITDA is 2.25 as of Mar. 2026, which is 13% below its 10-year median of 2.58. GuruFocus rates NSE:BELLACASA with a GF Score™ of 66/100 and a GF Value™ of ₹493.65 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 816 Manufacturing - Apparel & Accessories companies, Bella Casa Fashion & Retail ranks better than 56.86% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Bella Casa Fashion & Retail's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₹515 Mil. Bella Casa Fashion & Retail's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₹272 Mil. Bella Casa Fashion & Retail's annualized EBITDA for the quarter that ended in Mar. 2026 was ₹349 Mil. Bella Casa Fashion & Retail's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 2.25.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Bella Casa Fashion & Retail's Debt-to-EBITDA or its related term are showing as below:

NSE:BELLACASA' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.06   Med: 2.58   Max: 4.18
Current: 2.14

During the past 13 years, the highest Debt-to-EBITDA Ratio of Bella Casa Fashion & Retail was 4.18. The lowest was 1.06. And the median was 2.58.

NSE:BELLACASA's Debt-to-EBITDA is ranked better than
56.86% of 816 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 2.685 vs NSE:BELLACASA: 2.14

Bella Casa Fashion & Retail  (NSE:BELLACASA) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Bella Casa Fashion & Retail Debt-to-EBITDA Related Terms


Bella Casa Fashion & Retail Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Bella Casa Fashion & Retail's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bella Casa Fashion & Retail Debt-to-EBITDA Chart

Bella Casa Fashion & Retail Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.67 2.48 2.26 1.06 2.14

Bella Casa Fashion & Retail Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.17 0.00 1.76 0.00 2.25

Bella Casa Fashion & Retail Debt-to-EBITDA Competitor Comparison

For the Textile Manufacturing subindustry, Bella Casa Fashion & Retail's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bella Casa Fashion & Retail Debt-to-EBITDA vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Bella Casa Fashion & Retail's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Bella Casa Fashion & Retail's Debt-to-EBITDA falls into.


NSE:BELLACASA
66GF Score
Bella Casa Fashion & Retail Ltd NSE:BELLACASA
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bella Casa Fashion & Retail Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Bella Casa Fashion & Retail's Debt-to-EBITDA for the fiscal year that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(514.52 + 271.693) / 367.846
=2.14

Bella Casa Fashion & Retail's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(514.52 + 271.693) / 349.236
=2.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.25 mean?
Bella Casa Fashion & Retail (NSE:BELLACASA) has a Debt-to-EBITDA of 2.25 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Bella Casa Fashion & Retail. This is 13% below median its historical median of 2.58. Over the past decade, Bella Casa Fashion & Retail's Debt-to-EBITDA has ranged from 1.06 to 4.18. According to the industry distribution chart, Bella Casa Fashion & Retail ranks #352 out of 816 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 43.1%.
Is Bella Casa Fashion & Retail's Debt-to-EBITDA too high?
Bella Casa Fashion & Retail's current Debt-to-EBITDA of 2.25 is 13% below median its 10-year median of 2.58. Over the past 10 years, this metric has ranged from a low of 1.06 to a high of 4.18. The Manufacturing - Apparel & Accessories industry median Debt-to-EBITDA is 2.69. Bella Casa Fashion & Retail's value of 2.25 is 16.2% below this industry median. Based on the distribution chart, Bella Casa Fashion & Retail ranks #352 out of 816 companies in the Manufacturing - Apparel & Accessories industry, which is above the industry midpoint. Overall, Bella Casa Fashion & Retail has a GF Score™ of 66/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bella Casa Fashion & Retail's Debt-to-EBITDA compare to competitors?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Bella Casa Fashion & Retail ranks #352 out of 816 companies for Debt-to-EBITDA. This puts Bella Casa Fashion & Retail in the upper half of its industry. The industry median Debt-to-EBITDA is 2.69. Bella Casa Fashion & Retail's value of 2.25 is 16.2% below this benchmark. Historically, Bella Casa Fashion & Retail's own Debt-to-EBITDA has ranged from 1.06 to 4.18 over the past decade. While the company's 10-year median is 2.58 vs. the industry median of 2.69, Bella Casa Fashion & Retail has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Manufacturing - Apparel & Accessories company?
The median Debt-to-EBITDA among Manufacturing - Apparel & Accessories companies is 2.69, based on 816 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bella Casa Fashion & Retail's current Debt-to-EBITDA of 2.25 is 16.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Bella Casa Fashion & Retail. For the Manufacturing - Apparel & Accessories industry, the median Debt-to-EBITDA is 2.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bella Casa Fashion & Retail's current Debt-to-EBITDA is 2.25, which is 13% below median its own 10-year median of 2.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bella Casa Fashion & Retail stock overvalued right now?
Based on GuruFocus' analysis, Bella Casa Fashion & Retail (NSE:BELLACASA) is currently considered Possible Value Trap. The stock's GF Value™ is ₹493.65, compared to a current price of ₹241.85 — trading 51% below its estimated fair value. The current Debt-to-EBITDA is 2.25, which is 13% below median its 10-year median of 2.58 and 16.2% below the Manufacturing - Apparel & Accessories industry median of 2.69. Bella Casa Fashion & Retail's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Bella Casa Fashion & Retail (NSE:BELLACASA), the current Debt-to-EBITDA is 2.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bella Casa Fashion & Retail (NSE:BELLACASA) Overvalued in 2026?

Based on GuruFocus' analysis, Bella Casa Fashion & Retail stock appears to be undervalued. The current stock price of ₹241.85 is trading 51% below its estimated GF Value™ of ₹493.65. GuruFocus considers Bella Casa Fashion & Retail to be Possible Value Trap.

Key valuation signals for NSE:BELLACASA:

  • Debt-to-EBITDA: 2.25 (13% below median its 10-year median of 2.58)
  • GF Value™: ₹493.65 vs. price of ₹241.85 (51% below fair value)
  • GF Score™: 66/100 with 4 warning signs
  • Industry Position: 16.2% below the Manufacturing - Apparel & Accessories median (#352 of 816)

No single metric tells the full story. See the NSE:BELLACASA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bella Casa Fashion & Retail Business Description

Other Exchanges 539399:India
Address Tonk Road, E-102, 103, EPIP, Sitapura Industrial Area, Jaipur, RJ, IND, 302022
Bella Casa Fashion & Retail Ltd is engaged in the manufacturing of garments and other textile items. The company manufactures bed sheets, quilts, home furnishing textile items, printed/dyed furnishing fabrics, and garments. The company sells its products through multiple channels including wholesale, retail, and online.
66GF Score

Get the complete analysis for NSE:BELLACASA

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹241.85
Price
₹493.65
GF Value