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Pacific IndustriesNSE:PACIFICI 49 Debt-to-EBITDA is 3.72 as of Mar. 2026, which is 11% above its 10-year median of 3.35. GuruFocus rates NSE:PACIFICI with a GF Score™ of 49/100 and a GF Value™ of ₹120.99 (Fairly Valued). The stock has 6 warning signs investors should review. Among 336 Building Materials companies, Pacific Industries ranks worse than 69.35% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Pacific Industries's Debt-to-EBITDA or its related term are showing as below:
NSE:PACIFICI'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.81 Med: 3.35 Max: 6.96
Current: 3.9
During the past 13 years, the highest Debt-to-EBITDA Ratio of Pacific Industries was 6.96. The lowest was 1.81. And the median was 3.35.
NSE:PACIFICI's Debt-to-EBITDA is ranked worse than 69.35% of 336
companies
in the Building Materials industry
Industry Median: 2.155
vs NSE:PACIFICI: 3.90
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Pacific Industries Debt-to-EBITDA Related Terms
Pacific Industries Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Pacific Industries's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Building Materials subindustry, Pacific Industries's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pacific Industries Debt-to-EBITDA vs Building Materials Industry
For the Building Materials industry and Basic Materials sector, Pacific Industries's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Pacific Industries's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Pacific Industries (NSE:PACIFICI) has a Debt-to-EBITDA of 3.72 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Pacific Industries. This is 11% above median its historical median of 3.35. Over the past decade, Pacific Industries' Debt-to-EBITDA has ranged from 1.81 to 6.96. According to the industry distribution chart, Pacific Industries ranks #233 out of 336 companies in the Building Materials industry, placing it in the top 69.3%.
Is Pacific Industries' Debt-to-EBITDA too high?
Pacific Industries' current Debt-to-EBITDA of 3.72 is 11% above median its 10-year median of 3.35. Over the past 10 years, this metric has ranged from a low of 1.81 to a high of 6.96. The Building Materials industry median Debt-to-EBITDA is 2.16. Pacific Industries' value of 3.72 is 72.6% above this industry median. Based on the distribution chart, Pacific Industries ranks #233 out of 336 companies in the Building Materials industry, which is below the industry midpoint. Overall, Pacific Industries has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pacific Industries' Debt-to-EBITDA compare to ?
According to the Building Materials industry distribution chart, Pacific Industries ranks #233 out of 336 companies for Debt-to-EBITDA. This places Pacific Industries in the lower half of its industry. The industry median Debt-to-EBITDA is 2.16. Pacific Industries' value of 3.72 is 72.6% above this benchmark. Historically, Pacific Industries' own Debt-to-EBITDA has ranged from 1.81 to 6.96 over the past decade. While the company's 10-year median is 3.35 vs. the industry median of 2.16, Pacific Industries has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Building Materials company?
The median Debt-to-EBITDA among Building Materials companies is 2.16, based on 336 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pacific Industries's current Debt-to-EBITDA of 3.72 is 72.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Pacific Industries. For the Building Materials industry, the median Debt-to-EBITDA is 2.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific Industries's current Debt-to-EBITDA is 3.72, which is 11% above median its own 10-year median of 3.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Industries stock overvalued right now?
Based on GuruFocus' analysis, Pacific Industries (NSE:PACIFICI) is currently considered Fairly Valued. The stock's GF Value™ is ₹120.99, compared to a current price of ₹150.98 — trading 24.8% above its estimated fair value. The current Debt-to-EBITDA is 3.72, which is 11% above median its 10-year median of 3.35 and 72.6% above the Building Materials industry median of 2.16. Pacific Industries' overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Pacific Industries (NSE:PACIFICI), the current Debt-to-EBITDA is 3.72 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pacific Industries (NSE:PACIFICI) Overvalued in 2026?
Based on GuruFocus' analysis, Pacific Industries stock appears to be overvalued.
The current stock price of ₹150.98 is trading 24.8% above its estimated GF Value™ of ₹120.99.
GuruFocus considers Pacific Industries to be Fairly Valued.
Key valuation signals for NSE:PACIFICI:
Debt-to-EBITDA: 3.72 (11% above median its 10-year median of 3.35)
GF Value™: ₹120.99 vs. price of ₹150.98 (24.8% above fair value)
Industry Position: 72.6% above the Building Materials median (#233 of 336)
No single metric tells the full story. See the NSE:PACIFICI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pacific Industries Ltd is an Indian company, engaged in the export, manufacturing, and trading of Granite tiles and slabs, Quartz slabs, and other goods and commission activities. The company's business segments are Marble and Granite (Stone - Granite and Quartz), which derive key revenue, Trading other than Marble & Granite, and Investment and Finance.
49GF Score
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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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