Advit Jewels (NSE:RAMBHAJO) Debt-to-EBITDA : 2.04 (As of Mar. 2025) — 87% Above Median

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NSE:RAMBHAJO Advit Jewels Ltd NSE:RAMBHAJO
14 GF Score
Price ₹197.89
! 2 Warning Signs
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What is Advit Jewels Debt-to-EBITDA?

Advit Jewels NSE:RAMBHAJO +1.97% 14 Debt-to-EBITDA is 2.04 as of Mar. 2025, which is 87% above its 10-year median of 1.09. GuruFocus rates NSE:RAMBHAJO with a GF Score™ of 14/100. The stock has 2 warning signs investors should review. Among 902 Retail - Cyclical companies, Advit Jewels ranks better than 55.65% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Advit Jewels's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2025 was ₹645 Mil. Advit Jewels's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2025 was ₹110 Mil. Advit Jewels's annualized EBITDA for the quarter that ended in Mar. 2025 was ₹370 Mil. Advit Jewels's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2025 was 2.04.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Advit Jewels's Debt-to-EBITDA or its related term are showing as below:

NSE:RAMBHAJO' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.48   Med: 1.09   Max: 2.04
Current: 2.04

During the past 3 years, the highest Debt-to-EBITDA Ratio of Advit Jewels was 2.04. The lowest was 0.48. And the median was 1.09.

NSE:RAMBHAJO's Debt-to-EBITDA is ranked better than
55.65% of 902 companies
in the Retail - Cyclical industry
Industry Median: 2.41 vs NSE:RAMBHAJO: 2.04

Advit Jewels  (NSE:RAMBHAJO) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Advit Jewels Debt-to-EBITDA Related Terms


Advit Jewels Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Advit Jewels's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Advit Jewels Debt-to-EBITDA Chart

Advit Jewels Annual Data
Trend Mar23 Mar24 Mar25
Debt-to-EBITDA
0.48 1.09 2.04

Advit Jewels Semi-Annual Data
Mar23 Mar24 Mar25
Debt-to-EBITDA 0.48 1.09 2.04

NSE:RAMBHAJO vs TPR: Debt-to-EBITDA Comparison

For the Luxury Goods subindustry, Advit Jewels's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Advit Jewels Debt-to-EBITDA vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Advit Jewels's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Advit Jewels's Debt-to-EBITDA falls into.


NSE:RAMBHAJO
14GF Score
Advit Jewels Ltd NSE:RAMBHAJO
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Advit Jewels Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Advit Jewels's Debt-to-EBITDA for the fiscal year that ended in Mar. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(644.971 + 110.141) / 370.291
=2.04

Advit Jewels's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(644.971 + 110.141) / 370.291
=2.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is one times the quarterly (Mar. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.04 mean?
Advit Jewels (NSE:RAMBHAJO) has a Debt-to-EBITDA of 2.04 as of Mar. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Advit Jewels. This is 87% above median its historical median of 1.09. Over the past decade, Advit Jewels' Debt-to-EBITDA has ranged from 0.48 to 2.04. According to the industry distribution chart, Advit Jewels ranks #400 out of 902 companies in the Retail - Cyclical industry, placing it in the top 44.3%.
Is Advit Jewels' Debt-to-EBITDA too high?
Advit Jewels' current Debt-to-EBITDA of 2.04 is 87% above median its 10-year median of 1.09. Over the past 10 years, this metric has ranged from a low of 0.48 to a high of 2.04. The Retail - Cyclical industry median Debt-to-EBITDA is 2.41. Advit Jewels' value of 2.04 is 15.4% below this industry median. Based on the distribution chart, Advit Jewels ranks #400 out of 902 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Advit Jewels has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Advit Jewels' Debt-to-EBITDA compare to TPR?
According to the Retail - Cyclical industry distribution chart, Advit Jewels ranks #400 out of 902 companies for Debt-to-EBITDA. This puts Advit Jewels in the upper half of its industry. The industry median Debt-to-EBITDA is 2.41. Advit Jewels' value of 2.04 is 15.4% below this benchmark. Historically, Advit Jewels' own Debt-to-EBITDA has ranged from 0.48 to 2.04 over the past decade. While the company's 10-year median is 1.09 vs. the industry median of 2.41, Advit Jewels has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.41, based on 902 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Advit Jewels's current Debt-to-EBITDA of 2.04 is 15.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Advit Jewels. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Advit Jewels's current Debt-to-EBITDA is 2.04, which is 87% above median its own 10-year median of 1.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Advit Jewels stock overvalued right now?
Advit Jewels (NSE:RAMBHAJO) has a current Debt-to-EBITDA of 2.04. The current Debt-to-EBITDA is 2.04, which is 87% above median its 10-year median of 1.09 and 15.4% below the Retail - Cyclical industry median of 2.41. Advit Jewels' overall GF Score™ is 14/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Advit Jewels (NSE:RAMBHAJO), the current Debt-to-EBITDA is 2.04 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Advit Jewels Business Description

Other Exchanges 544803:India
Address Plot No 4, Jamna Lal Bajaj Marg, Flat No 201 and Basement, Pearl Premier, C-Scheme, Ashok Nagar - Jaipur, Jaipur, RJ, IND, 302001
Advit Jewels Ltd is engaged in the business of manufacturing gold ornaments and jewellery, specializing in Kundan, Polki, Diamond and Studded pieces, under the brand name "Rambhajo". Its offerings include necklaces, earrings, rings, bangles and customized jewellery pieces. The company uses materials including gold, diamonds, Polki, and coloured stones in its products. The majority of its revenue is derived from the sale of Necklace Sets, Chick Sets, Bracelets and Bangles, Earring sets and Pendant Sets.
14GF Score

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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹197.89
Price