Renaissance Global (NSE:RGL) Debt-to-EBITDA : 7.74 (As of Mar. 2026) — 90% Above Median

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NSE:RGL Renaissance Global Ltd NSE:RGL
59 GF Score
Price ₹117.27
GF Value ₹65.01
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Renaissance Global Debt-to-EBITDA?

Renaissance Global NSE:RGL -1.91% 59 Debt-to-EBITDA is 7.74 as of Mar. 2026, which is 90% above its 10-year median of 4.07. GuruFocus rates NSE:RGL with a GF Score™ of 59/100 and a GF Value™ of ₹65.01 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 904 Retail - Cyclical companies, Renaissance Global ranks worse than 72.79% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Renaissance Global's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₹4,487 Mil. Renaissance Global's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₹1,926 Mil. Renaissance Global's annualized EBITDA for the quarter that ended in Mar. 2026 was ₹829 Mil. Renaissance Global's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 7.74.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Renaissance Global's Debt-to-EBITDA or its related term are showing as below:

NSE:RGL' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.41   Med: 4.07   Max: 7.83
Current: 4.12

During the past 13 years, the highest Debt-to-EBITDA Ratio of Renaissance Global was 7.83. The lowest was 3.41. And the median was 4.07.

NSE:RGL's Debt-to-EBITDA is ranked worse than
72.79% of 904 companies
in the Retail - Cyclical industry
Industry Median: 2.375 vs NSE:RGL: 4.12

Renaissance Global  (NSE:RGL) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Renaissance Global Debt-to-EBITDA Related Terms


Renaissance Global Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Renaissance Global's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Renaissance Global Debt-to-EBITDA Chart

Renaissance Global Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.87 3.64 3.91 6.97 7.83

Renaissance Global Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.71 0.00 4.13 0.00 7.74

NSE:RGL vs TPR: Debt-to-EBITDA Comparison

For the Luxury Goods subindustry, Renaissance Global's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Renaissance Global Debt-to-EBITDA vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Renaissance Global's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Renaissance Global's Debt-to-EBITDA falls into.


NSE:RGL
59GF Score
Renaissance Global Ltd NSE:RGL
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Renaissance Global Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Renaissance Global's Debt-to-EBITDA for the fiscal year that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(4487.409 + 1926.262) / 819.66
=7.82

Renaissance Global's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(4487.409 + 1926.262) / 829.008
=7.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 7.74 mean?
Renaissance Global (NSE:RGL) has a Debt-to-EBITDA of 7.74 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Renaissance Global. This is 90% above median its historical median of 4.07. Over the past decade, Renaissance Global's Debt-to-EBITDA has ranged from 3.41 to 7.83. According to the industry distribution chart, Renaissance Global ranks #658 out of 904 companies in the Retail - Cyclical industry, placing it in the top 72.8%.
Is Renaissance Global's Debt-to-EBITDA too high?
Renaissance Global's current Debt-to-EBITDA of 7.74 is 90% above median its 10-year median of 4.07. Over the past 10 years, this metric has ranged from a low of 3.41 to a high of 7.83. The Retail - Cyclical industry median Debt-to-EBITDA is 2.38. Renaissance Global's value of 7.74 is 225.9% above this industry median. Based on the distribution chart, Renaissance Global ranks #658 out of 904 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Renaissance Global has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Renaissance Global's Debt-to-EBITDA compare to TPR?
According to the Retail - Cyclical industry distribution chart, Renaissance Global ranks #658 out of 904 companies for Debt-to-EBITDA. This places Renaissance Global in the lower half of its industry. The industry median Debt-to-EBITDA is 2.38. Renaissance Global's value of 7.74 is 225.9% above this benchmark. Historically, Renaissance Global's own Debt-to-EBITDA has ranged from 3.41 to 7.83 over the past decade. While the company's 10-year median is 4.07 vs. the industry median of 2.38, Renaissance Global has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.38, based on 904 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Renaissance Global's current Debt-to-EBITDA of 7.74 is 225.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Renaissance Global. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Renaissance Global's current Debt-to-EBITDA is 7.74, which is 90% above median its own 10-year median of 4.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Renaissance Global stock overvalued right now?
Based on GuruFocus' analysis, Renaissance Global (NSE:RGL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹65.01, compared to a current price of ₹117.27 — trading 80.4% above its estimated fair value. The current Debt-to-EBITDA is 7.74, which is 90% above median its 10-year median of 4.07 and 225.9% above the Retail - Cyclical industry median of 2.38. Renaissance Global's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Renaissance Global (NSE:RGL), the current Debt-to-EBITDA is 7.74 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Renaissance Global (NSE:RGL) Overvalued in 2026?

Based on GuruFocus' analysis, Renaissance Global stock appears to be overvalued. The current stock price of ₹117.27 is trading 80.4% above its estimated GF Value™ of ₹65.01. GuruFocus considers Renaissance Global to be Significantly Overvalued.

Key valuation signals for NSE:RGL:

  • Debt-to-EBITDA: 7.74 (90% above median its 10-year median of 4.07)
  • GF Value™: ₹65.01 vs. price of ₹117.27 (80.4% above fair value)
  • GF Score™: 59/100 with 4 warning signs
  • Industry Position: 225.9% above the Retail - Cyclical median (#658 of 904)

No single metric tells the full story. See the NSE:RGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Renaissance Global Business Description

Other Exchanges 532923:India
Address Plot Number 36A and 37, SEEPZ - SEZ, MIDC, Marol, Andheri (East), Mumbai, MH, IND, 400 096
Renaissance Global Ltd is engaged in manufacturing, trading, and retail of Jewellery, Gems, Diamond, Furniture and accessories. The jewelry products include Gold, Silver, Platinum, Studded with Polished Diamonds, and Semi-precious and precious stones. Its portfolio consists of Rings, Earrings, Pendants, Bracelets, Necklaces, Bangles, Money clips, Tie pins and Cuff links, among others. The brands of the company are Irasva, Enchanted Disney and Hallmark, among others. It sells the products in India and also exports them to other countries, of which prime revenue is generated from the sales made outside of India.
59GF Score

Get the complete analysis for NSE:RGL

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹117.27
Price
₹65.01
GF Value