Suratwwala Business Group (NSE:SBGLP) Debt-to-EBITDA : 1.11 (As of Mar. 2026) — 28% Below Median

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NSE:SBGLP Suratwwala Business Group Ltd NSE:SBGLP
80 GF Score
Price ₹25.20
GF Value ₹139.13
Valuation Possible Value Trap
! 1 Warning Sign
View Full Analysis

What is Suratwwala Business Group Debt-to-EBITDA?

Suratwwala Business Group NSE:SBGLP +1.08% 80 Debt-to-EBITDA is 1.11 as of Mar. 2026, which is 28% below its 10-year median of 1.55. GuruFocus rates NSE:SBGLP with a GF Score™ of 80/100 and a GF Value™ of ₹139.13 (Possible Value Trap). The stock has 1 warning sign investors should review. Among 1,277 Real Estate companies, Suratwwala Business Group ranks better than 80.34% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Suratwwala Business Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₹80 Mil. Suratwwala Business Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₹750 Mil. Suratwwala Business Group's annualized EBITDA for the quarter that ended in Mar. 2026 was ₹749 Mil. Suratwwala Business Group's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 1.11.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Suratwwala Business Group's Debt-to-EBITDA or its related term are showing as below:

NSE:SBGLP' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -13.04   Med: 1.55   Max: 7.05
Current: 1.56

During the past 9 years, the highest Debt-to-EBITDA Ratio of Suratwwala Business Group was 7.05. The lowest was -13.04. And the median was 1.55.

NSE:SBGLP's Debt-to-EBITDA is ranked better than
80.34% of 1277 companies
in the Real Estate industry
Industry Median: 5.55 vs NSE:SBGLP: 1.56

Suratwwala Business Group  (NSE:SBGLP) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Suratwwala Business Group Debt-to-EBITDA Related Terms


Suratwwala Business Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Suratwwala Business Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Suratwwala Business Group Debt-to-EBITDA Chart

Suratwwala Business Group Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only -13.04 1.05 0.99 4.58 1.55

Suratwwala Business Group Quarterly Data
Mar21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.03 0.00 1.43 0.00 1.11

Suratwwala Business Group Debt-to-EBITDA Competitor Comparison

For the Real Estate - Development subindustry, Suratwwala Business Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Suratwwala Business Group Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Suratwwala Business Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Suratwwala Business Group's Debt-to-EBITDA falls into.


NSE:SBGLP
80GF Score
Suratwwala Business Group Ltd NSE:SBGLP
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Suratwwala Business Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Suratwwala Business Group's Debt-to-EBITDA for the fiscal year that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(79.742 + 750.383) / 535.53
=1.55

Suratwwala Business Group's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(79.742 + 750.383) / 748.784
=1.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 1.11 mean?
Suratwwala Business Group (NSE:SBGLP) has a Debt-to-EBITDA of 1.11 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Suratwwala Business Group. This is 28% below median its historical median of 1.55. According to the industry distribution chart, Suratwwala Business Group ranks #251 out of 1277 companies in the Real Estate industry, placing it in the top 19.7%.
Is Suratwwala Business Group's Debt-to-EBITDA too high?
Suratwwala Business Group's current Debt-to-EBITDA of 1.11 is 28% below median its 10-year median of 1.55. The Real Estate industry median Debt-to-EBITDA is 5.55. Suratwwala Business Group's value of 1.11 is 80% below this industry median. Based on the distribution chart, Suratwwala Business Group ranks #251 out of 1277 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Suratwwala Business Group has a GF Score™ of 80/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Suratwwala Business Group's Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, Suratwwala Business Group ranks #251 out of 1277 companies for Debt-to-EBITDA. This places Suratwwala Business Group in the top 20% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 5.55. Suratwwala Business Group's value of 1.11 is 80% below this benchmark. While the company's 10-year median is 1.55 vs. the industry median of 5.55, Suratwwala Business Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.55, based on 1,277 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Suratwwala Business Group's current Debt-to-EBITDA of 1.11 is 80% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Suratwwala Business Group. For the Real Estate industry, the median Debt-to-EBITDA is 5.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Suratwwala Business Group's current Debt-to-EBITDA is 1.11, which is 28% below median its own 10-year median of 1.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Suratwwala Business Group stock overvalued right now?
Based on GuruFocus' analysis, Suratwwala Business Group (NSE:SBGLP) is currently considered Possible Value Trap. The stock's GF Value™ is ₹139.13, compared to a current price of ₹25.20 — trading 81.9% below its estimated fair value. The current Debt-to-EBITDA is 1.11, which is 28% below median its 10-year median of 1.55 and 80% below the Real Estate industry median of 5.55. Suratwwala Business Group's overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Suratwwala Business Group (NSE:SBGLP), the current Debt-to-EBITDA is 1.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Suratwwala Business Group (NSE:SBGLP) Overvalued in 2026?

Based on GuruFocus' analysis, Suratwwala Business Group stock appears to be undervalued. The current stock price of ₹25.20 is trading 81.9% below its estimated GF Value™ of ₹139.13. GuruFocus considers Suratwwala Business Group to be Possible Value Trap.

Key valuation signals for NSE:SBGLP:

  • Debt-to-EBITDA: 1.11 (28% below median its 10-year median of 1.55)
  • GF Value™: ₹139.13 vs. price of ₹25.20 (81.9% below fair value)
  • GF Score™: 80/100 with 1 warning sign
  • Industry Position: 80% below the Real Estate median (#251 of 1277)

No single metric tells the full story. See the NSE:SBGLP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Suratwwala Business Group Business Description

Other Exchanges 543218:India
Address Off Karve Road, Erandwane, S. NO. 4/38, Sumangal Building Office No. 2, 1st Floor, Sahakar Colony behind SBI, Pune, MH, IND, 411004
Suratwwala Business Group Ltd is an integrated real estate development company focusing on the development of residential and commercial projects in the Pune district. Its business activities comprise of development and sale of residential as well as commercial properties and the maintenance of the properties developed by the company. The company segments include: Construction and Development of Commercial Offices & Showrooms, Restaurants and Residential Projects, Maintenance of properties developed by the Company, Providing the space on rent, such as renting for mobile tower, hoardings and banners on building, or renting of the unsold space for short durations.
80GF Score

Get the complete analysis for NSE:SBGLP

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹25.20
Price
₹139.13
GF Value