NXRT (NexPoint Residential Trust) Debt-to-EBITDA : 10.61 (As of Mar. 2026) — 23% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NXRT NexPoint Residential Trust Inc NXRT
70 GF Score
Price $26.31
GF Value $34.03
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is NexPoint Residential Trust Debt-to-EBITDA?

NexPoint Residential Trust NXRT +0.92% 70 Debt-to-EBITDA is 10.61 as of Mar. 2026, which is 23% above its 10-year median of 8.60. GuruFocus rates NXRT with a GF Score™ of 70/100 and a GF Value™ of $34.03 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 574 REITs companies, NexPoint Residential Trust ranks worse than 79.44% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

NexPoint Residential Trust's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $55.3 Mil. NexPoint Residential Trust's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $1,510.4 Mil. NexPoint Residential Trust's annualized EBITDA for the quarter that ended in Mar. 2026 was $147.6 Mil. NexPoint Residential Trust's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 10.61.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for NexPoint Residential Trust's Debt-to-EBITDA or its related term are showing as below:

NXRT' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 5.8   Med: 8.6   Max: 11.51
Current: 10.79

During the past 13 years, the highest Debt-to-EBITDA Ratio of NexPoint Residential Trust was 11.51. The lowest was 5.80. And the median was 8.60.

NXRT's Debt-to-EBITDA is ranked worse than
79.44% of 574 companies
in the REITs industry
Industry Median: 6.545 vs NXRT: 10.79

NexPoint Residential Trust  (NYSE:NXRT) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


NexPoint Residential Trust Debt-to-EBITDA Related Terms


NexPoint Residential Trust Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for NexPoint Residential Trust's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NexPoint Residential Trust Debt-to-EBITDA Chart

NexPoint Residential Trust Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.32 11.51 7.15 7.21 10.65

NexPoint Residential Trust Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.61 9.77 9.96 11.52 10.61

NXRT vs CSR, AIV, BRT: Debt-to-EBITDA Comparison

For the REIT - Residential subindustry, NexPoint Residential Trust's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NexPoint Residential Trust Debt-to-EBITDA vs REITs Industry

For the REITs industry and Real Estate sector, NexPoint Residential Trust's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where NexPoint Residential Trust's Debt-to-EBITDA falls into.


NXRT
70GF Score
NexPoint Residential Trust Inc NXRT
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NexPoint Residential Trust Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

NexPoint Residential Trust's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(88.102 + 1469.41) / 146.262
=10.65

NexPoint Residential Trust's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(55.292 + 1510.401) / 147.636
=10.61

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 10.61 mean?
NexPoint Residential Trust (NXRT) has a Debt-to-EBITDA of 10.61 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on NexPoint Residential Trust. This is 23% above median its historical median of 8.60. Over the past decade, NexPoint Residential Trust's Debt-to-EBITDA has ranged from 5.80 to 11.51. According to the industry distribution chart, NexPoint Residential Trust ranks #456 out of 574 companies in the REITs industry, placing it in the top 79.4%.
Is NexPoint Residential Trust's Debt-to-EBITDA too high?
NexPoint Residential Trust's current Debt-to-EBITDA of 10.61 is 23% above median its 10-year median of 8.60. Over the past 10 years, this metric has ranged from a low of 5.80 to a high of 11.51. The REITs industry median Debt-to-EBITDA is 6.55. NexPoint Residential Trust's value of 10.61 is 62.1% above this industry median. Based on the distribution chart, NexPoint Residential Trust ranks #456 out of 574 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, NexPoint Residential Trust has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does NexPoint Residential Trust's Debt-to-EBITDA compare to CSR and AIV?
According to the REITs industry distribution chart, NexPoint Residential Trust ranks #456 out of 574 companies for Debt-to-EBITDA. This places NexPoint Residential Trust in the lower half of its industry. The industry median Debt-to-EBITDA is 6.55. NexPoint Residential Trust's value of 10.61 is 62.1% above this benchmark. Historically, NexPoint Residential Trust's own Debt-to-EBITDA has ranged from 5.80 to 11.51 over the past decade. While the company's 10-year median is 8.60 vs. the industry median of 6.55, NexPoint Residential Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a REITs company?
The median Debt-to-EBITDA among REITs companies is 6.55, based on 574 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NexPoint Residential Trust's current Debt-to-EBITDA of 10.61 is 62.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on NexPoint Residential Trust. For the REITs industry, the median Debt-to-EBITDA is 6.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NexPoint Residential Trust's current Debt-to-EBITDA is 10.61, which is 23% above median its own 10-year median of 8.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NexPoint Residential Trust stock overvalued right now?
Based on GuruFocus' analysis, NexPoint Residential Trust (NXRT) is currently considered Modestly Undervalued. The stock's GF Value™ is $34.03, compared to a current price of $26.31 — trading 22.7% below its estimated fair value. The current Debt-to-EBITDA is 10.61, which is 23% above median its 10-year median of 8.60 and 62.1% above the REITs industry median of 6.55. NexPoint Residential Trust's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For NexPoint Residential Trust (NXRT), the current Debt-to-EBITDA is 10.61 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NexPoint Residential Trust (NXRT) Overvalued in 2026?

Based on GuruFocus' analysis, NexPoint Residential Trust stock appears to be undervalued. The current stock price of $26.31 is trading 22.7% below its estimated GF Value™ of $34.03. GuruFocus considers NexPoint Residential Trust to be Modestly Undervalued.

Key valuation signals for NXRT:

  • Debt-to-EBITDA: 10.61 (23% above median its 10-year median of 8.60)
  • GF Value™: $34.03 vs. price of $26.31 (22.7% below fair value)
  • GF Score™: 70/100 with 5 warning signs
  • Industry Position: 62.1% above the REITs median (#456 of 574)

No single metric tells the full story. See the NXRT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NexPoint Residential Trust Business Description

Industry Real EstateREITs
Other Exchanges 5O4:Germany
Address 300 Crescent Court, Suite 700, Dallas, TX, USA, 75201
NexPoint Residential Trust Inc is a real estate investment trust company. The trust's objectives are to maximize the cash flow and value of properties owned, acquire properties with cash flow growth potential, provide quarterly cash distributions, and achieve long-term capital appreciation for stockholders. It focuses on acquiring multifamily properties in markets with attractive job growth and household formation fundamentals predominantly in the Southeastern and Southwestern United States. The company generates revenue from the rental of multifamily properties.
70GF Score

Get the complete analysis for NXRT

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.31
Price
$34.03
GF Value