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2 Cheap Cars GroupNZSE:2CC +1.27%63 Debt-to-EBITDA is 1.14 as of Mar. 2026, which is 12% below its 10-year median of 1.30. GuruFocus rates NZSE:2CC with a GF Score™ of 63/100 and a GF Value™ of NZ$0.71 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,092 Vehicles & Parts companies, 2 Cheap Cars Group ranks better than 66.21% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for 2 Cheap Cars Group's Debt-to-EBITDA or its related term are showing as below:
NZSE:2CC'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.64 Med: 1.3 Max: 2.64
Current: 1.31
During the past 6 years, the highest Debt-to-EBITDA Ratio of 2 Cheap Cars Group was 2.64. The lowest was 0.64. And the median was 1.30.
NZSE:2CC's Debt-to-EBITDA is ranked better than 66.21% of 1092
companies
in the Vehicles & Parts industry
Industry Median: 2.245
vs NZSE:2CC: 1.31
2 Cheap Cars Group (NZSE:2CC) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
2 Cheap Cars Group Debt-to-EBITDA Related Terms
2 Cheap Cars Group Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for 2 Cheap Cars Group's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NZSE:2CC vs CVNA, PAG, ALTB: Debt-to-EBITDA Comparison
For the Auto & Truck Dealerships subindustry, 2 Cheap Cars Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
2 Cheap Cars Group Debt-to-EBITDA vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, 2 Cheap Cars Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where 2 Cheap Cars Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Mar. 2026) EBITDA data.
2 Cheap Cars Group (NZSE:2CC) has a Debt-to-EBITDA of 1.14 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on 2 Cheap Cars Group. This is 12% below median its historical median of 1.30. Over the past decade, 2 Cheap Cars Group's Debt-to-EBITDA has ranged from 0.64 to 2.64. According to the industry distribution chart, 2 Cheap Cars Group ranks #369 out of 1092 companies in the Vehicles & Parts industry, placing it in the top 33.8%.
Is 2 Cheap Cars Group's Debt-to-EBITDA too high?
2 Cheap Cars Group's current Debt-to-EBITDA of 1.14 is 12% below median its 10-year median of 1.30. Over the past 10 years, this metric has ranged from a low of 0.64 to a high of 2.64. The Vehicles & Parts industry median Debt-to-EBITDA is 2.25. 2 Cheap Cars Group's value of 1.14 is 49.2% below this industry median. Based on the distribution chart, 2 Cheap Cars Group ranks #369 out of 1092 companies in the Vehicles & Parts industry, which is above the industry midpoint. Overall, 2 Cheap Cars Group has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does 2 Cheap Cars Group's Debt-to-EBITDA compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, 2 Cheap Cars Group ranks #369 out of 1092 companies for Debt-to-EBITDA. This puts 2 Cheap Cars Group in the upper half of its industry. The industry median Debt-to-EBITDA is 2.25. 2 Cheap Cars Group's value of 1.14 is 49.2% below this benchmark. Historically, 2 Cheap Cars Group's own Debt-to-EBITDA has ranged from 0.64 to 2.64 over the past decade. While the company's 10-year median is 1.30 vs. the industry median of 2.25, 2 Cheap Cars Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Vehicles & Parts company?
The median Debt-to-EBITDA among Vehicles & Parts companies is 2.25, based on 1,092 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. 2 Cheap Cars Group's current Debt-to-EBITDA of 1.14 is 49.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on 2 Cheap Cars Group. For the Vehicles & Parts industry, the median Debt-to-EBITDA is 2.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 2 Cheap Cars Group's current Debt-to-EBITDA is 1.14, which is 12% below median its own 10-year median of 1.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 2 Cheap Cars Group stock overvalued right now?
Based on GuruFocus' analysis, 2 Cheap Cars Group (NZSE:2CC) is currently considered Modestly Overvalued. The stock's GF Value™ is NZ$0.71, compared to a current price of NZ$0.80 — trading 12.7% above its estimated fair value. The current Debt-to-EBITDA is 1.14, which is 12% below median its 10-year median of 1.30 and 49.2% below the Vehicles & Parts industry median of 2.25. 2 Cheap Cars Group's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For 2 Cheap Cars Group (NZSE:2CC), the current Debt-to-EBITDA is 1.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is 2 Cheap Cars Group (NZSE:2CC) Overvalued in 2026?
Based on GuruFocus' analysis, 2 Cheap Cars Group stock appears to be overvalued.
The current stock price of NZ$0.80 is trading 12.7% above its estimated GF Value™ of NZ$0.71.
GuruFocus considers 2 Cheap Cars Group to be Modestly Overvalued.
Key valuation signals for NZSE:2CC:
Debt-to-EBITDA: 1.14 (12% below median its 10-year median of 1.30)
GF Value™: NZ$0.71 vs. price of NZ$0.80 (12.7% above fair value)
Industry Position: 49.2% below the Vehicles & Parts median (#369 of 1092)
No single metric tells the full story. See the NZSE:2CC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
2 Cheap Cars Group Ltd is an integrated automotive group operating throughout New Zealand via two divisions: Automotive Retail and Finance. The group draws revenue from the two divisions: automotive retail division, revenue is derived from the sale of vehicles and from agent commissions relating to third-party finance and insurance products.
63GF Score
Get the complete analysis for NZSE:2CC
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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