PBKOF (Pollard Banknote) Debt-to-EBITDA : 2.16 (As of Mar. 2026) — 16% Above Median


PBKOF Pollard Banknote Ltd PBKOF
72 GF Score
Price $12.47
GF Value $20.48
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Pollard Banknote Debt-to-EBITDA?

Pollard Banknote PBKOF +1.55% 72 Debt-to-EBITDA is 2.16 as of Mar. 2026, which is 16% above its 10-year median of 1.87. GuruFocus rates PBKOF with a GF Score™ of 72/100 and a GF Value™ of $20.48 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 640 Travel & Leisure companies, Pollard Banknote ranks better than 62.03% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Pollard Banknote's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $4.2 Mil. Pollard Banknote's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $119.8 Mil. Pollard Banknote's annualized EBITDA for the quarter that ended in Mar. 2026 was $57.5 Mil. Pollard Banknote's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 2.16.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Pollard Banknote's Debt-to-EBITDA or its related term are showing as below:

PBKOF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.48   Med: 1.87   Max: 2.69
Current: 1.67

During the past 13 years, the highest Debt-to-EBITDA Ratio of Pollard Banknote was 2.69. The lowest was 1.48. And the median was 1.87.

PBKOF's Debt-to-EBITDA is ranked better than
62.03% of 640 companies
in the Travel & Leisure industry
Industry Median: 2.565 vs PBKOF: 1.67

Pollard Banknote  (OTCPK:PBKOF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Pollard Banknote Debt-to-EBITDA Related Terms


Pollard Banknote Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Pollard Banknote's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pollard Banknote Debt-to-EBITDA Chart

Pollard Banknote Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.84 1.89 1.48 1.58 1.54

Pollard Banknote Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.78 1.94 1.59 1.70 2.16

PBKOF vs FLUT, DKNG, SGHC: Debt-to-EBITDA Comparison

For the Gambling subindustry, Pollard Banknote's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pollard Banknote Debt-to-EBITDA vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Pollard Banknote's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Pollard Banknote's Debt-to-EBITDA falls into.


PBKOF
72GF Score
Pollard Banknote Ltd PBKOF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pollard Banknote Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Pollard Banknote's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(4.255 + 121.157) / 81.532
=1.54

Pollard Banknote's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(4.168 + 119.789) / 57.476
=2.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.16 mean?
Pollard Banknote (PBKOF) has a Debt-to-EBITDA of 2.16 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Pollard Banknote. This is 16% above median its historical median of 1.87. Over the past decade, Pollard Banknote's Debt-to-EBITDA has ranged from 1.48 to 2.69. According to the industry distribution chart, Pollard Banknote ranks #243 out of 640 companies in the Travel & Leisure industry, placing it in the top 38%.
Is Pollard Banknote's Debt-to-EBITDA too high?
Pollard Banknote's current Debt-to-EBITDA of 2.16 is 16% above median its 10-year median of 1.87. Over the past 10 years, this metric has ranged from a low of 1.48 to a high of 2.69. The Travel & Leisure industry median Debt-to-EBITDA is 2.57. Pollard Banknote's value of 2.16 is 15.8% below this industry median. Based on the distribution chart, Pollard Banknote ranks #243 out of 640 companies in the Travel & Leisure industry, which is above the industry midpoint. Overall, Pollard Banknote has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pollard Banknote's Debt-to-EBITDA compare to FLUT and DKNG?
According to the Travel & Leisure industry distribution chart, Pollard Banknote ranks #243 out of 640 companies for Debt-to-EBITDA. This puts Pollard Banknote in the upper half of its industry. The industry median Debt-to-EBITDA is 2.57. Pollard Banknote's value of 2.16 is 15.8% below this benchmark. Historically, Pollard Banknote's own Debt-to-EBITDA has ranged from 1.48 to 2.69 over the past decade. While the company's 10-year median is 1.87 vs. the industry median of 2.57, Pollard Banknote has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Travel & Leisure company?
The median Debt-to-EBITDA among Travel & Leisure companies is 2.57, based on 640 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pollard Banknote's current Debt-to-EBITDA of 2.16 is 15.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Pollard Banknote. For the Travel & Leisure industry, the median Debt-to-EBITDA is 2.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pollard Banknote's current Debt-to-EBITDA is 2.16, which is 16% above median its own 10-year median of 1.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pollard Banknote stock overvalued right now?
Based on GuruFocus' analysis, Pollard Banknote (PBKOF) is currently considered Significantly Undervalued. The stock's GF Value™ is $20.48, compared to a current price of $12.47 — trading 39.1% below its estimated fair value. The current Debt-to-EBITDA is 2.16, which is 16% above median its 10-year median of 1.87 and 15.8% below the Travel & Leisure industry median of 2.57. Pollard Banknote's overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Pollard Banknote (PBKOF), the current Debt-to-EBITDA is 2.16 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pollard Banknote (PBKOF) Overvalued in 2026?

Based on GuruFocus' analysis, Pollard Banknote stock appears to be undervalued. The current stock price of $12.47 is trading 39.1% below its estimated GF Value™ of $20.48. GuruFocus considers Pollard Banknote to be Significantly Undervalued.

Key valuation signals for PBKOF:

  • Debt-to-EBITDA: 2.16 (16% above median its 10-year median of 1.87)
  • GF Value™: $20.48 vs. price of $12.47 (39.1% below fair value)
  • GF Score™: 72/100 with 5 warning signs
  • Industry Position: 15.8% below the Travel & Leisure median (#243 of 640)

No single metric tells the full story. See the PBKOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pollard Banknote Business Description

Other Exchanges 67L:GermanyPBL:Canada
Address 140 Otter Street, Winnipeg, MB, CAN, R3T 0M8
Pollard Banknote Ltd is principally engaged in the manufacturing, development, and sale of lottery and charitable gaming products throughout the world. Its operating segments are Lotteries, charitable gaming, Retail and eGaming systems. The company has one reportable segment, which comprises its four operating segments which includes Lotteries, Charitable gaming, eGaming systems, and Retail. The company has its geographic presence in Canada, United States and International. It generates majority of its revenue from United States.
72GF Score

Get the complete analysis for PBKOF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.47
Price
$20.48
GF Value