Puregold Price Club (PHS:PGOLD) Debt-to-EBITDA : 2.26 (As of Mar. 2026) — 10% Below Median

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PHS:PGOLD Puregold Price Club Inc PHS:PGOLD
97 GF Score
Price ₱40.75
GF Value ₱37.37
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Puregold Price Club Debt-to-EBITDA?

Puregold Price Club PHS:PGOLD +1.88% 97 Debt-to-EBITDA is 2.26 as of Mar. 2026, which is 10% below its 10-year median of 2.52. GuruFocus rates PHS:PGOLD with a GF Score™ of 97/100 and a GF Value™ of ₱37.37 (Fairly Valued). The stock has 2 warning signs investors should review. Among 899 Retail - Cyclical companies, Puregold Price Club ranks better than 50.61% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Puregold Price Club's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₱1,664 Mil. Puregold Price Club's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₱60,392 Mil. Puregold Price Club's annualized EBITDA for the quarter that ended in Mar. 2026 was ₱27,440 Mil. Puregold Price Club's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 2.26.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Puregold Price Club's Debt-to-EBITDA or its related term are showing as below:

PHS:PGOLD' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.8   Med: 2.52   Max: 2.73
Current: 2.36

During the past 13 years, the highest Debt-to-EBITDA Ratio of Puregold Price Club was 2.73. The lowest was 0.80. And the median was 2.52.

PHS:PGOLD's Debt-to-EBITDA is ranked better than
50.61% of 899 companies
in the Retail - Cyclical industry
Industry Median: 2.4 vs PHS:PGOLD: 2.36

Puregold Price Club  (PHS:PGOLD) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Puregold Price Club Debt-to-EBITDA Related Terms


Puregold Price Club Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Puregold Price Club's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Puregold Price Club Debt-to-EBITDA Chart

Puregold Price Club Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.58 2.58 2.73 2.64 2.44

Puregold Price Club Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.56 2.66 3.11 1.89 2.26

PHS:PGOLD vs DDS, M: Debt-to-EBITDA Comparison

For the Department Stores subindustry, Puregold Price Club's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Puregold Price Club Debt-to-EBITDA vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Puregold Price Club's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Puregold Price Club's Debt-to-EBITDA falls into.


PHS:PGOLD
97GF Score
Puregold Price Club Inc PHS:PGOLD
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Puregold Price Club Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Puregold Price Club's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1641.57 + 60231.343) / 25341.509
=2.44

Puregold Price Club's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1664.301 + 60392.424) / 27439.952
=2.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.26 mean?
Puregold Price Club (PHS:PGOLD) has a Debt-to-EBITDA of 2.26 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Puregold Price Club. This is 10% below median its historical median of 2.52. Over the past decade, Puregold Price Club's Debt-to-EBITDA has ranged from 0.80 to 2.73. According to the industry distribution chart, Puregold Price Club ranks #444 out of 899 companies in the Retail - Cyclical industry, placing it in the top 49.4%.
Is Puregold Price Club's Debt-to-EBITDA too high?
Puregold Price Club's current Debt-to-EBITDA of 2.26 is 10% below median its 10-year median of 2.52. Over the past 10 years, this metric has ranged from a low of 0.80 to a high of 2.73. The Retail - Cyclical industry median Debt-to-EBITDA is 2.40. Puregold Price Club's value of 2.26 is 5.8% below this industry median. Based on the distribution chart, Puregold Price Club ranks #444 out of 899 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Puregold Price Club has a GF Score™ of 97/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Puregold Price Club's Debt-to-EBITDA compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, Puregold Price Club ranks #444 out of 899 companies for Debt-to-EBITDA. This puts Puregold Price Club in the upper half of its industry. The industry median Debt-to-EBITDA is 2.40. Puregold Price Club's value of 2.26 is 5.8% below this benchmark. Historically, Puregold Price Club's own Debt-to-EBITDA has ranged from 0.80 to 2.73 over the past decade. While the company's 10-year median is 2.52 vs. the industry median of 2.40, Puregold Price Club has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.40, based on 899 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Puregold Price Club's current Debt-to-EBITDA of 2.26 is 5.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Puregold Price Club. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Puregold Price Club's current Debt-to-EBITDA is 2.26, which is 10% below median its own 10-year median of 2.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Puregold Price Club stock overvalued right now?
Based on GuruFocus' analysis, Puregold Price Club (PHS:PGOLD) is currently considered Fairly Valued. The stock's GF Value™ is ₱37.37, compared to a current price of ₱40.75 — trading 9% above its estimated fair value. The current Debt-to-EBITDA is 2.26, which is 10% below median its 10-year median of 2.52 and 5.8% below the Retail - Cyclical industry median of 2.40. Puregold Price Club's overall GF Score™ is 97/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Puregold Price Club (PHS:PGOLD), the current Debt-to-EBITDA is 2.26 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Puregold Price Club (PHS:PGOLD) Overvalued in 2026?

Based on GuruFocus' analysis, Puregold Price Club stock appears to be overvalued. The current stock price of ₱40.75 is trading 9% above its estimated GF Value™ of ₱37.37. GuruFocus considers Puregold Price Club to be Fairly Valued.

Key valuation signals for PHS:PGOLD:

  • Debt-to-EBITDA: 2.26 (10% below median its 10-year median of 2.52)
  • GF Value™: ₱37.37 vs. price of ₱40.75 (9% above fair value)
  • GF Score™: 97/100 with 2 warning signs
  • Industry Position: 5.8% below the Retail - Cyclical median (#444 of 899)

No single metric tells the full story. See the PHS:PGOLD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Puregold Price Club Business Description

Other Exchanges PGCMF:USA
Address No. 900 Romualdez Street, Paco, Manila, PHL, 1007
Puregold Price Club Inc is involved in the business of trading goods such as consumer products (canned goods, housewares, toiletries, dry goods, food products, pharmaceutical and medical goods) on a wholesale and retail basis. The stores are classified as Hypermarkets, Supermarkets, Extras, Membership Warehouses, Quick-Service Restaurants, and Mini-marts. Hypermarkets offer a wide variety of food and non-food products. Supermarkets offer a higher proportion of food to non-food products. Mini-marts serve as a community store, selling fast-moving essential goods to high-density neighborhoods.
97GF Score

Get the complete analysis for PHS:PGOLD

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱40.75
Price
₱37.37
GF Value