RECT (Rectitude Holdings) Debt-to-EBITDA : 1.12 (As of Sep. 2025) — 35% Below Median

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RECT Rectitude Holdings Ltd RECT
21 GF Score
Price $1.41
! 2 Warning Signs
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What is Rectitude Holdings Debt-to-EBITDA?

Rectitude Holdings RECT -0.01% 21 Debt-to-EBITDA is 1.12 as of Sep. 2025, which is 35% below its 10-year median of 1.71. GuruFocus rates RECT with a GF Score™ of 21/100. The stock has 2 warning signs investors should review. Among 902 Retail - Cyclical companies, Rectitude Holdings ranks better than 65.52% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Rectitude Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was $1.81 Mil. Rectitude Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was $5.56 Mil. Rectitude Holdings's annualized EBITDA for the quarter that ended in Sep. 2025 was $6.61 Mil. Rectitude Holdings's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2025 was 1.12.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Rectitude Holdings's Debt-to-EBITDA or its related term are showing as below:

RECT' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.16   Med: 1.71   Max: 2.03
Current: 1.55

During the past 4 years, the highest Debt-to-EBITDA Ratio of Rectitude Holdings was 2.03. The lowest was 1.16. And the median was 1.71.

RECT's Debt-to-EBITDA is ranked better than
65.52% of 902 companies
in the Retail - Cyclical industry
Industry Median: 2.41 vs RECT: 1.55

Rectitude Holdings  (NAS:RECT) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Rectitude Holdings Debt-to-EBITDA Related Terms


Rectitude Holdings Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Rectitude Holdings's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rectitude Holdings Debt-to-EBITDA Chart

Rectitude Holdings Annual Data
Trend Mar22 Mar23 Mar24 Mar25
Debt-to-EBITDA
2.03 1.16 1.52 1.91

Rectitude Holdings Semi-Annual Data
Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
Debt-to-EBITDA Get a 7-Day Free Trial 1.18 1.81 1.92 2.24 1.12

RECT vs TLF, BWTL, AETN: Debt-to-EBITDA Comparison

For the Specialty Retail subindustry, Rectitude Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rectitude Holdings Debt-to-EBITDA vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Rectitude Holdings's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Rectitude Holdings's Debt-to-EBITDA falls into.


RECT
21GF Score
Rectitude Holdings Ltd RECT
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Rectitude Holdings Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Rectitude Holdings's Debt-to-EBITDA for the fiscal year that ended in Mar. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.42 + 5.085) / 3.414
=1.91

Rectitude Holdings's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.809 + 5.562) / 6.606
=1.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Sep. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 1.12 mean?
Rectitude Holdings (RECT) has a Debt-to-EBITDA of 1.12 as of Sep. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Rectitude Holdings. This is 35% below median its historical median of 1.71. Over the past decade, Rectitude Holdings' Debt-to-EBITDA has ranged from 1.16 to 2.03. According to the industry distribution chart, Rectitude Holdings ranks #311 out of 902 companies in the Retail - Cyclical industry, placing it in the top 34.5%.
Is Rectitude Holdings' Debt-to-EBITDA too high?
Rectitude Holdings' current Debt-to-EBITDA of 1.12 is 35% below median its 10-year median of 1.71. Over the past 10 years, this metric has ranged from a low of 1.16 to a high of 2.03. The Retail - Cyclical industry median Debt-to-EBITDA is 2.41. Rectitude Holdings' value of 1.12 is 53.5% below this industry median. Based on the distribution chart, Rectitude Holdings ranks #311 out of 902 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Rectitude Holdings has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Rectitude Holdings' Debt-to-EBITDA compare to TLF and BWTL?
According to the Retail - Cyclical industry distribution chart, Rectitude Holdings ranks #311 out of 902 companies for Debt-to-EBITDA. This puts Rectitude Holdings in the upper half of its industry. The industry median Debt-to-EBITDA is 2.41. Rectitude Holdings' value of 1.12 is 53.5% below this benchmark. Historically, Rectitude Holdings' own Debt-to-EBITDA has ranged from 1.16 to 2.03 over the past decade. While the company's 10-year median is 1.71 vs. the industry median of 2.41, Rectitude Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.41, based on 902 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rectitude Holdings's current Debt-to-EBITDA of 1.12 is 53.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Rectitude Holdings. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rectitude Holdings's current Debt-to-EBITDA is 1.12, which is 35% below median its own 10-year median of 1.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rectitude Holdings stock overvalued right now?
Rectitude Holdings (RECT) has a current Debt-to-EBITDA of 1.12. The current Debt-to-EBITDA is 1.12, which is 35% below median its 10-year median of 1.71 and 53.5% below the Retail - Cyclical industry median of 2.41. Rectitude Holdings' overall GF Score™ is 21/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Rectitude Holdings (RECT), the current Debt-to-EBITDA is 1.12 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Rectitude Holdings Business Description

Address No. 35 Tampines Industrial Avenue 5, T5 Tampines, Singapore, SGP, 528627
Rectitude Holdings Ltd is principally involved in the provision of safety equipment, encompassing essential items such as personal protective clothing, hand gloves, safety footwear, and personal fall arrest systems (a system used to arrest an employee in a fall from a walking-working surface, usually consisting of a body harness, anchorage, and connector), portable fire extinguishers and traffic products such as rubber speed humps, wheel stops and wheel chocks. Additionally the company has added auxiliary products such as industrial hardware tools and electrical hardware required for construction sites.
21GF Score

Get the complete analysis for RECT

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.41
Price