RSOTF (Resorttrust) Debt-to-EBITDA : 0.59 (As of Mar. 2026) — 79% Below Median

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RSOTF Resorttrust Inc RSOTF
86 GF Score
Price $8.83
GF Value $9.30
! 2 Warning Signs
View Full Analysis

What is Resorttrust Debt-to-EBITDA?

Resorttrust RSOTF 86 Debt-to-EBITDA is 0.59 as of Mar. 2026, which is 79% below its 10-year median of 2.85. GuruFocus rates RSOTF with a GF Score™ of 86/100 and a GF Value™ of $9.30. The stock has 2 warning signs investors should review. Among 652 Travel & Leisure companies, Resorttrust ranks better than 78.07% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Resorttrust's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $37 Mil. Resorttrust's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $158 Mil. Resorttrust's annualized EBITDA for the quarter that ended in Mar. 2026 was $330 Mil. Resorttrust's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 0.59.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Resorttrust's Debt-to-EBITDA or its related term are showing as below:

RSOTF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.76   Med: 2.85   Max: 20.26
Current: 0.76

During the past 13 years, the highest Debt-to-EBITDA Ratio of Resorttrust was 20.26. The lowest was 0.76. And the median was 2.85.

RSOTF's Debt-to-EBITDA is ranked better than
78.07% of 652 companies
in the Travel & Leisure industry
Industry Median: 2.525 vs RSOTF: 0.76

Resorttrust  (OTCPK:RSOTF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Resorttrust Debt-to-EBITDA Related Terms


Resorttrust Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Resorttrust's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Resorttrust Debt-to-EBITDA Chart

Resorttrust Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.91 1.49 1.06 0.86 0.76

Resorttrust Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.83 1.39 0.75 0.83 0.59

RSOTF vs LVS, MGM, WYNN: Debt-to-EBITDA Comparison

For the Resorts & Casinos subindustry, Resorttrust's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Resorttrust Debt-to-EBITDA vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Resorttrust's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Resorttrust's Debt-to-EBITDA falls into.


RSOTF
86GF Score
Resorttrust Inc RSOTF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Resorttrust Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Resorttrust's Debt-to-EBITDA for the fiscal year that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(36.62 + 158.165) / 257.457
=0.76

Resorttrust's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(36.62 + 158.165) / 329.892
=0.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.59 mean?
Resorttrust (RSOTF) has a Debt-to-EBITDA of 0.59 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Resorttrust. This is 79% below median its historical median of 2.85. Over the past decade, Resorttrust's Debt-to-EBITDA has ranged from 0.76 to 20.26. According to the industry distribution chart, Resorttrust ranks #143 out of 652 companies in the Travel & Leisure industry, placing it in the top 21.9%.
Is Resorttrust's Debt-to-EBITDA too high?
Resorttrust's current Debt-to-EBITDA of 0.59 is 79% below median its 10-year median of 2.85. Over the past 10 years, this metric has ranged from a low of 0.76 to a high of 20.26. The Travel & Leisure industry median Debt-to-EBITDA is 2.53. Resorttrust's value of 0.59 is 76.6% below this industry median. Based on the distribution chart, Resorttrust ranks #143 out of 652 companies in the Travel & Leisure industry, which is in the top quartile — a strong position relative to peers. Overall, Resorttrust has a GF Score™ of 86/100, reflecting its overall financial health beyond just this single metric.
How does Resorttrust's Debt-to-EBITDA compare to LVS and MGM?
According to the Travel & Leisure industry distribution chart, Resorttrust ranks #143 out of 652 companies for Debt-to-EBITDA. This places Resorttrust in the top 22% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 2.53. Resorttrust's value of 0.59 is 76.6% below this benchmark. Historically, Resorttrust's own Debt-to-EBITDA has ranged from 0.76 to 20.26 over the past decade. While the company's 10-year median is 2.85 vs. the industry median of 2.53, Resorttrust has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Travel & Leisure company?
The median Debt-to-EBITDA among Travel & Leisure companies is 2.53, based on 652 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Resorttrust's current Debt-to-EBITDA of 0.59 is 76.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Resorttrust. For the Travel & Leisure industry, the median Debt-to-EBITDA is 2.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Resorttrust's current Debt-to-EBITDA is 0.59, which is 79% below median its own 10-year median of 2.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Resorttrust stock overvalued right now?
Resorttrust (RSOTF) has a current Debt-to-EBITDA of 0.59. The stock's GF Value™ is $9.30, compared to a current price of $8.83 — trading 5.1% below its estimated fair value. The current Debt-to-EBITDA is 0.59, which is 79% below median its 10-year median of 2.85 and 76.6% below the Travel & Leisure industry median of 2.53. Resorttrust's overall GF Score™ is 86/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Resorttrust (RSOTF), the current Debt-to-EBITDA is 0.59 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Resorttrust (RSOTF) Overvalued in 2026?

Based on GuruFocus' analysis, Resorttrust stock appears to be undervalued. The current stock price of $8.83 is trading 5.1% below its estimated GF Value™ of $9.30.

Key valuation signals for RSOTF:

  • Debt-to-EBITDA: 0.59 (79% below median its 10-year median of 2.85)
  • GF Value™: $9.30 vs. price of $8.83 (5.1% below fair value)
  • GF Score™: 86/100 with 2 warning signs
  • Industry Position: 76.6% below the Travel & Leisure median (#143 of 652)

No single metric tells the full story. See the RSOTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Resorttrust Business Description

Other Exchanges 4681:Japan
Address 2-18-31 Higashisakura, Naka-ku, Nagoya, JPN, 460-8490
Resorttrust Inc is engaged in membership-based hospitality and healthcare services, operating through three reportable segments: Membership Business, Hotel Restaurant Business, and Medical Business. The Membership segment sells hotel memberships, provides loans to purchasers, and constructs membership hotels. The Hotel Restaurant segment operates and maintains hotels and restaurants, offering services such as cleaning, travel sales, insurance, and various membership-related commissions. The Medical segment handles medical memberships, runs medical facilities, provides consulting and home care services, rents and sells medical equipment, and develops systems for remote medical diagnostics and care.
86GF Score

Get the complete analysis for RSOTF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.83
Price
$9.30
GF Value