Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Saudi Automotive Services CoSAU:4050 -2.25%86 Debt-to-EBITDA is 5.09 as of Jun. 2026, which is 26% below its 10-year median of 6.92. GuruFocus rates SAU:4050 with a GF Score™ of 86/100 and a GF Value™ of ﷼75.85 (Significantly Undervalued). The stock has 10 warning signs investors should review. Among 911 Retail - Cyclical companies, Saudi Automotive Services Co ranks worse than 82.55% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Saudi Automotive Services Co's Debt-to-EBITDA or its related term are showing as below:
SAU:4050'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 5.09 Med: 6.92 Max: 26.05
Current: 6.26
During the past 13 years, the highest Debt-to-EBITDA Ratio of Saudi Automotive Services Co was 26.05. The lowest was 5.09. And the median was 6.92.
SAU:4050's Debt-to-EBITDA is ranked worse than 82.55% of 911
companies
in the Retail - Cyclical industry
Industry Median: 2.29
vs SAU:4050: 6.26
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Saudi Automotive Services Co Debt-to-EBITDA Related Terms
Saudi Automotive Services Co Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SAU:4050 vs CASY, WSM, ULTA: Debt-to-EBITDA Comparison
For the Specialty Retail subindustry, Saudi Automotive Services Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saudi Automotive Services Co Debt-to-EBITDA vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Saudi Automotive Services Co's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Saudi Automotive Services Co's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Saudi Automotive Services Co (SAU:4050) has a Debt-to-EBITDA of 5.09 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Saudi Automotive Services Co. This is 26% below median its historical median of 6.92. Over the past decade, Saudi Automotive Services Co's Debt-to-EBITDA has ranged from 5.09 to 26.05. According to the industry distribution chart, Saudi Automotive Services Co ranks #752 out of 911 companies in the Retail - Cyclical industry, placing it in the top 82.5%.
Is Saudi Automotive Services Co's Debt-to-EBITDA too high?
Saudi Automotive Services Co's current Debt-to-EBITDA of 5.09 is 26% below median its 10-year median of 6.92. Over the past 10 years, this metric has ranged from a low of 5.09 to a high of 26.05. The Retail - Cyclical industry median Debt-to-EBITDA is 2.29. Saudi Automotive Services Co's value of 5.09 is 122.3% above this industry median. Based on the distribution chart, Saudi Automotive Services Co ranks #752 out of 911 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Saudi Automotive Services Co has a GF Score™ of 86/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Saudi Automotive Services Co's Debt-to-EBITDA compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Saudi Automotive Services Co ranks #752 out of 911 companies for Debt-to-EBITDA. This places Saudi Automotive Services Co in the lower half of its industry. The industry median Debt-to-EBITDA is 2.29. Saudi Automotive Services Co's value of 5.09 is 122.3% above this benchmark. Historically, Saudi Automotive Services Co's own Debt-to-EBITDA has ranged from 5.09 to 26.05 over the past decade. While the company's 10-year median is 6.92 vs. the industry median of 2.29, Saudi Automotive Services Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.29, based on 911 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saudi Automotive Services Co's current Debt-to-EBITDA of 5.09 is 122.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Saudi Automotive Services Co. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saudi Automotive Services Co's current Debt-to-EBITDA is 5.09, which is 26% below median its own 10-year median of 6.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi Automotive Services Co stock overvalued right now?
Based on GuruFocus' analysis, Saudi Automotive Services Co (SAU:4050) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼75.85, compared to a current price of ﷼43.40 — trading 42.8% below its estimated fair value. The current Debt-to-EBITDA is 5.09, which is 26% below median its 10-year median of 6.92 and 122.3% above the Retail - Cyclical industry median of 2.29. Saudi Automotive Services Co's overall GF Score™ is 86/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Saudi Automotive Services Co (SAU:4050), the current Debt-to-EBITDA is 5.09 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Saudi Automotive Services Co (SAU:4050) Overvalued in 2026?
Based on GuruFocus' analysis, Saudi Automotive Services Co stock appears to be undervalued.
The current stock price of ﷼43.40 is trading 42.8% below its estimated GF Value™ of ﷼75.85.
GuruFocus considers Saudi Automotive Services Co to be Significantly Undervalued.
Key valuation signals for SAU:4050:
Debt-to-EBITDA: 5.09 (26% below median its 10-year median of 6.92)
GF Value™: ﷼75.85 vs. price of ﷼43.40 (42.8% below fair value)
Industry Position: 122.3% above the Retail - Cyclical median (#752 of 911)
No single metric tells the full story. See the SAU:4050 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Saudi Automotive Services Co owns and manages fuel stations, auto and travelers services centers, motels, restaurants, C-stores inside cities and on highways, and an auto club which issues customs traffic documents (TripTik), international driving licenses, and organizes sports activities. In addition, the group also provides road transportation services for liquid and dry materials. Along with its subsidiaries, it operates in the following segments: Retail and operations, Saudi Club, SASCO Palm, Transportation Fleet, and Others. Maximum revenue is derived from the Retail and operations segment, which represents income generated from its fuel station operations and the operation of residential and commercial buildings. Geographically, the group operates only in the Kingdom of Saudi Arabia.
86GF Score
Get the complete analysis for SAU:4050
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SAU:4050 has been successfully added to your 
