SFFLY (Schaeffler AG) Debt-to-EBITDA : 3.21 (As of Mar. 2026) — 73% Above Median

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SFFLY Schaeffler AG SFFLY
76 GF Score
Price $8.09
GF Value $6.22
Valuation Modestly Overvalued
! 8 Warning Signs
View Full Analysis

What is Schaeffler AG Debt-to-EBITDA?

Schaeffler AG SFFLY -11.45% 76 Debt-to-EBITDA is 3.21 as of Mar. 2026, which is 73% above its 10-year median of 1.86. GuruFocus rates SFFLY with a GF Score™ of 76/100 and a GF Value™ of $6.22 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,096 Vehicles & Parts companies, Schaeffler AG ranks worse than 68.8% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Schaeffler AG's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $1,846 Mil. Schaeffler AG's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $7,156 Mil. Schaeffler AG's annualized EBITDA for the quarter that ended in Mar. 2026 was $2,807 Mil. Schaeffler AG's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 3.21.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Schaeffler AG's Debt-to-EBITDA or its related term are showing as below:

SFFLY' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.2   Med: 1.86   Max: 4.49
Current: 3.73

During the past 13 years, the highest Debt-to-EBITDA Ratio of Schaeffler AG was 4.49. The lowest was 1.20. And the median was 1.86.

SFFLY's Debt-to-EBITDA is ranked worse than
68.8% of 1096 companies
in the Vehicles & Parts industry
Industry Median: 2.26 vs SFFLY: 3.73

Schaeffler AG  (OTCPK:SFFLY) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Schaeffler AG Debt-to-EBITDA Related Terms


Schaeffler AG Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Schaeffler AG's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Schaeffler AG Debt-to-EBITDA Chart

Schaeffler AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.80 1.78 2.36 4.49 3.66

Schaeffler AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.59 3.64 3.70 4.56 3.21

SFFLY vs ORLY, AZO, GPC: Debt-to-EBITDA Comparison

For the Auto Parts subindustry, Schaeffler AG's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Schaeffler AG Debt-to-EBITDA vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Schaeffler AG's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Schaeffler AG's Debt-to-EBITDA falls into.


SFFLY
76GF Score
Schaeffler AG SFFLY
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Schaeffler AG Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Schaeffler AG's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1002.342 + 8069.087) / 2476.581
=3.66

Schaeffler AG's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1846.243 + 7156.069) / 2806.936
=3.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 3.21 mean?
Schaeffler AG (SFFLY) has a Debt-to-EBITDA of 3.21 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Schaeffler AG. This is 73% above median its historical median of 1.86. Over the past decade, Schaeffler AG's Debt-to-EBITDA has ranged from 1.20 to 4.49. According to the industry distribution chart, Schaeffler AG ranks #754 out of 1096 companies in the Vehicles & Parts industry, placing it in the top 68.8%.
Is Schaeffler AG's Debt-to-EBITDA too high?
Schaeffler AG's current Debt-to-EBITDA of 3.21 is 73% above median its 10-year median of 1.86. Over the past 10 years, this metric has ranged from a low of 1.20 to a high of 4.49. The Vehicles & Parts industry median Debt-to-EBITDA is 2.26. Schaeffler AG's value of 3.21 is 42% above this industry median. Based on the distribution chart, Schaeffler AG ranks #754 out of 1096 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, Schaeffler AG has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Schaeffler AG's Debt-to-EBITDA compare to ORLY and AZO?
According to the Vehicles & Parts industry distribution chart, Schaeffler AG ranks #754 out of 1096 companies for Debt-to-EBITDA. This places Schaeffler AG in the lower half of its industry. The industry median Debt-to-EBITDA is 2.26. Schaeffler AG's value of 3.21 is 42% above this benchmark. Historically, Schaeffler AG's own Debt-to-EBITDA has ranged from 1.20 to 4.49 over the past decade. While the company's 10-year median is 1.86 vs. the industry median of 2.26, Schaeffler AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Vehicles & Parts company?
The median Debt-to-EBITDA among Vehicles & Parts companies is 2.26, based on 1,096 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Schaeffler AG's current Debt-to-EBITDA of 3.21 is 42% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Schaeffler AG. For the Vehicles & Parts industry, the median Debt-to-EBITDA is 2.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Schaeffler AG's current Debt-to-EBITDA is 3.21, which is 73% above median its own 10-year median of 1.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Schaeffler AG stock overvalued right now?
Based on GuruFocus' analysis, Schaeffler AG (SFFLY) is currently considered Modestly Overvalued. The stock's GF Value™ is $6.22, compared to a current price of $8.09 — trading 30% above its estimated fair value. The current Debt-to-EBITDA is 3.21, which is 73% above median its 10-year median of 1.86 and 42% above the Vehicles & Parts industry median of 2.26. Schaeffler AG's overall GF Score™ is 76/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Schaeffler AG (SFFLY), the current Debt-to-EBITDA is 3.21 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Schaeffler AG (SFFLY) Overvalued in 2026?

Based on GuruFocus' analysis, Schaeffler AG stock appears to be overvalued. The current stock price of $8.09 is trading 30% above its estimated GF Value™ of $6.22. GuruFocus considers Schaeffler AG to be Modestly Overvalued.

Key valuation signals for SFFLY:

  • Debt-to-EBITDA: 3.21 (73% above median its 10-year median of 1.86)
  • GF Value™: $6.22 vs. price of $8.09 (30% above fair value)
  • GF Score™: 76/100 with 8 warning signs
  • Industry Position: 42% above the Vehicles & Parts median (#754 of 1096)

No single metric tells the full story. See the SFFLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Schaeffler AG Business Description

Address Industriestrasse 1-3, Herzogenaurach, BY, DEU, 91074
Schaeffler AG is an automotive and industrial supplier. The company's business is managed based on three divisions: Automotive Technologies, Automotive Aftermarket, and Industrial. The Automotive Technologies division organizes its business in the Engine Systems, Transmission Systems, E-Mobility, and Chassis Systems business divisions. The industrial division distributes components and systems for rotary and linear movements as well as services for a wide range of industrial sectors. The Automotive Aftermarket division is responsible for business with spare vehicle parts. Its Automotive Technologies generates revenue. Its geographical segments are Europe, the Americas, Greater China, and Asia-Pacific.
76GF Score

Get the complete analysis for SFFLY

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.09
Price
$6.22
GF Value