Hoang Quan Consulting – Trading – Service Real Estate (STC:HQC) Debt-to-EBITDA : 23.31 (As of Jun. 2026) — 127% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:HQC Hoang Quan Consulting – Trading – Service Real Estate Corp STC:HQC
60 GF Score
Price ₫2,180.00
GF Value ₫2,617.37
Valuation Modestly Undervalued
! 6 Warning Signs
View Full Analysis

What is Hoang Quan Consulting – Trading – Service Real Estate Debt-to-EBITDA?

Hoang Quan Consulting – Trading – Service Real Estate STC:HQC -0.91% 60 Debt-to-EBITDA is 23.31 as of Jun. 2026, which is 127% above its 10-year median of 10.27. GuruFocus rates STC:HQC with a GF Score™ of 60/100 and a GF Value™ of ₫2,617.37 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,280 Real Estate companies, Hoang Quan Consulting – Trading – Service Real Estate ranks worse than 67.03% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Hoang Quan Consulting – Trading – Service Real Estate's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₫946,893 Mil. Hoang Quan Consulting – Trading – Service Real Estate's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₫273,391 Mil. Hoang Quan Consulting – Trading – Service Real Estate's annualized EBITDA for the quarter that ended in Jun. 2026 was ₫52,357 Mil. Hoang Quan Consulting – Trading – Service Real Estate's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 23.31.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Hoang Quan Consulting – Trading – Service Real Estate's Debt-to-EBITDA or its related term are showing as below:

STC:HQC' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.74   Med: 10.27   Max: 77.29
Current: 8.63

During the past 13 years, the highest Debt-to-EBITDA Ratio of Hoang Quan Consulting – Trading – Service Real Estate was 77.29. The lowest was 3.74. And the median was 10.27.

STC:HQC's Debt-to-EBITDA is ranked worse than
67.03% of 1280 companies
in the Real Estate industry
Industry Median: 5.555 vs STC:HQC: 8.63

Hoang Quan Consulting – Trading – Service Real Estate  (STC:HQC) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Hoang Quan Consulting – Trading – Service Real Estate Debt-to-EBITDA Related Terms


Hoang Quan Consulting – Trading – Service Real Estate Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Hoang Quan Consulting – Trading – Service Real Estate's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hoang Quan Consulting – Trading – Service Real Estate Debt-to-EBITDA Chart

Hoang Quan Consulting – Trading – Service Real Estate Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 41.41 17.94 77.29 13.39 7.16

Hoang Quan Consulting – Trading – Service Real Estate Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.71 30.11 3.05 34.42 23.31

STC:HQC vs CBRE, BEKE, JLL: Debt-to-EBITDA Comparison

For the Real Estate Services subindustry, Hoang Quan Consulting – Trading – Service Real Estate's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hoang Quan Consulting – Trading – Service Real Estate Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Hoang Quan Consulting – Trading – Service Real Estate's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Hoang Quan Consulting – Trading – Service Real Estate's Debt-to-EBITDA falls into.


STC:HQC
60GF Score
Hoang Quan Consulting – Trading – Service Real Estate Corp STC:HQC
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hoang Quan Consulting – Trading – Service Real Estate Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Hoang Quan Consulting – Trading – Service Real Estate's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(720827.68 + 510932.446) / 172161.514
=7.15

Hoang Quan Consulting – Trading – Service Real Estate's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(946893.026 + 273390.857) / 52357.42
=23.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 23.31 mean?
Hoang Quan Consulting – Trading – Service Real Estate (STC:HQC) has a Debt-to-EBITDA of 23.31 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Hoang Quan Consulting – Trading – Service Real Estate. This is 127% above median its historical median of 10.27. Over the past decade, Hoang Quan Consulting – Trading – Service Real Estate's Debt-to-EBITDA has ranged from 3.74 to 77.29. According to the industry distribution chart, Hoang Quan Consulting – Trading – Service Real Estate ranks #858 out of 1280 companies in the Real Estate industry, placing it in the top 67%.
Is Hoang Quan Consulting – Trading – Service Real Estate's Debt-to-EBITDA too high?
Hoang Quan Consulting – Trading – Service Real Estate's current Debt-to-EBITDA of 23.31 is 127% above median its 10-year median of 10.27. Over the past 10 years, this metric has ranged from a low of 3.74 to a high of 77.29. The Real Estate industry median Debt-to-EBITDA is 5.56. Hoang Quan Consulting – Trading – Service Real Estate's value of 23.31 is 319.6% above this industry median. Based on the distribution chart, Hoang Quan Consulting – Trading – Service Real Estate ranks #858 out of 1280 companies in the Real Estate industry, which is below the industry midpoint. Overall, Hoang Quan Consulting – Trading – Service Real Estate has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hoang Quan Consulting – Trading – Service Real Estate's Debt-to-EBITDA compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Hoang Quan Consulting – Trading – Service Real Estate ranks #858 out of 1280 companies for Debt-to-EBITDA. This places Hoang Quan Consulting – Trading – Service Real Estate in the lower half of its industry. The industry median Debt-to-EBITDA is 5.56. Hoang Quan Consulting – Trading – Service Real Estate's value of 23.31 is 319.6% above this benchmark. Historically, Hoang Quan Consulting – Trading – Service Real Estate's own Debt-to-EBITDA has ranged from 3.74 to 77.29 over the past decade. While the company's 10-year median is 10.27 vs. the industry median of 5.56, Hoang Quan Consulting – Trading – Service Real Estate has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.56, based on 1,280 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hoang Quan Consulting – Trading – Service Real Estate's current Debt-to-EBITDA of 23.31 is 319.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Hoang Quan Consulting – Trading – Service Real Estate. For the Real Estate industry, the median Debt-to-EBITDA is 5.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hoang Quan Consulting – Trading – Service Real Estate's current Debt-to-EBITDA is 23.31, which is 127% above median its own 10-year median of 10.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hoang Quan Consulting – Trading – Service Real Estate stock overvalued right now?
Based on GuruFocus' analysis, Hoang Quan Consulting – Trading – Service Real Estate (STC:HQC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫2,617.37, compared to a current price of ₫2,180.00 — trading 16.7% below its estimated fair value. The current Debt-to-EBITDA is 23.31, which is 127% above median its 10-year median of 10.27 and 319.6% above the Real Estate industry median of 5.56. Hoang Quan Consulting – Trading – Service Real Estate's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Hoang Quan Consulting – Trading – Service Real Estate (STC:HQC), the current Debt-to-EBITDA is 23.31 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hoang Quan Consulting – Trading – Service Real Estate (STC:HQC) Overvalued in 2026?

Based on GuruFocus' analysis, Hoang Quan Consulting – Trading – Service Real Estate stock appears to be undervalued. The current stock price of ₫2,180.00 is trading 16.7% below its estimated GF Value™ of ₫2,617.37. GuruFocus considers Hoang Quan Consulting – Trading – Service Real Estate to be Modestly Undervalued.

Key valuation signals for STC:HQC:

  • Debt-to-EBITDA: 23.31 (127% above median its 10-year median of 10.27)
  • GF Value™: ₫2,617.37 vs. price of ₫2,180.00 (16.7% below fair value)
  • GF Score™: 60/100 with 6 warning signs
  • Industry Position: 319.6% above the Real Estate median (#858 of 1280)

No single metric tells the full story. See the STC:HQC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hoang Quan Consulting – Trading – Service Real Estate Business Description

Address 15 Nguyen Luong Bang Street, Tan My Ward, Ho Chi Minh, VNM
Hoang Quan Consulting - Trading - Service Real Estate Corp is a Vietnam-based real estate company. It is diversifying its real estate products through investment, joint investment, and business in commercial real estate, industrial real estate, spiritual real estate, agricultural real estate, etc. Alongside its real estate investment and business activities, the company has also expanded its investments into the fields of Education and Finance. The majority of the company's revenue is derived from the sale of real estate.
60GF Score

Get the complete analysis for STC:HQC

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫2,180.00
Price
₫2,617.37
GF Value