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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for AGTech Holdings's Debt-to-EBITDA or its related term are showing as below:
STU:3AH'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -10.74 Med: -0.54 Max: 3.88
Current: 0.45
During the past 13 years, the highest Debt-to-EBITDA Ratio of AGTech Holdings was 3.88. The lowest was -10.74. And the median was -0.54.
STU:3AH's Debt-to-EBITDA is ranked better than 83.79% of 654
companies
in the Travel & Leisure industry
Industry Median: 2.415
vs STU:3AH: 0.45
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
AGTech Holdings Debt-to-EBITDA Related Terms
AGTech Holdings Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for AGTech Holdings's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:3AH vs FLUT, DKNG, SGHC: Debt-to-EBITDA Comparison
For the Gambling subindustry, AGTech Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AGTech Holdings Debt-to-EBITDA vs Travel & Leisure Industry
For the Travel & Leisure industry and Consumer Cyclical sector, AGTech Holdings's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where AGTech Holdings's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Mar. 2026) EBITDA data.
AGTech Holdings (STU:3AH) has a Debt-to-EBITDA of 0.36 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on AGTech Holdings. According to the industry distribution chart, AGTech Holdings ranks #106 out of 654 companies in the Travel & Leisure industry, placing it in the top 16.2%.
Is AGTech Holdings' Debt-to-EBITDA too high?
AGTech Holdings' current Debt-to-EBITDA is 0.36. The Travel & Leisure industry median Debt-to-EBITDA is 2.42. AGTech Holdings' value of 0.36 is 85.1% below this industry median. Based on the distribution chart, AGTech Holdings ranks #106 out of 654 companies in the Travel & Leisure industry, which is in the top quartile — a strong position relative to peers. Overall, AGTech Holdings has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does AGTech Holdings' Debt-to-EBITDA compare to FLUT and DKNG?
According to the Travel & Leisure industry distribution chart, AGTech Holdings ranks #106 out of 654 companies for Debt-to-EBITDA. This places AGTech Holdings in the top 16% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 2.42. AGTech Holdings' value of 0.36 is 85.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Travel & Leisure company?
The median Debt-to-EBITDA among Travel & Leisure companies is 2.42, based on 654 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AGTech Holdings's current Debt-to-EBITDA of 0.36 is 85.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on AGTech Holdings. For the Travel & Leisure industry, the median Debt-to-EBITDA is 2.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AGTech Holdings's current Debt-to-EBITDA is 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AGTech Holdings stock overvalued right now?
AGTech Holdings (STU:3AH) has a current Debt-to-EBITDA of 0.36. The stock's GF Value™ is €0.01, compared to a current price of €0.05 — trading 400% above its estimated fair value. The current Debt-to-EBITDA is 0.36 and 85.1% below the Travel & Leisure industry median of 2.42. AGTech Holdings' overall GF Score™ is 40/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For AGTech Holdings (STU:3AH), the current Debt-to-EBITDA is 0.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AGTech Holdings (STU:3AH) Overvalued in 2026?
Based on GuruFocus' analysis, AGTech Holdings stock appears to be overvalued.
The current stock price of €0.05 is trading 400% above its estimated GF Value™ of €0.01.
Key valuation signals for STU:3AH:
Debt-to-EBITDA: 0.36
GF Value™: €0.01 vs. price of €0.05 (400% above fair value)
Industry Position: 85.1% below the Travel & Leisure median (#106 of 654)
No single metric tells the full story. See the STU:3AH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AGTech Holdings Ltd is an investment holding company that operates in three segments namely Digital payment and related businesses, Full-scale banking business, Lottery business. The business offers digital payment services, including e-wallets, card services, merchant acquiring, and POS terminal sales mainly in Macau. It provides digital banking for individuals and SMEs, covering deposits, loans, remittances, wealth management, and insurance services. It also engages in internet securities investment and cross-border financial services. Additionally, the company operates a lottery business involving hardware sales, leasing, and offline distribution in Mainland China.
40GF Score
Get the complete analysis for STU:3AH
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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