Ameriprise Financial (STU:A4S) Debt-to-EBITDA : (As of Jun. 2026)

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STU:A4S Ameriprise Financial Inc STU:A4S
90 GF Score
Price €472.80
GF Value €498.98
Valuation Fairly Valued
! 3 Warning Signs
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What is Ameriprise Financial Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Ameriprise Financial's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €175 Mil. Ameriprise Financial's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €5,538 Mil. Ameriprise Financial's annualized EBITDA for the quarter that ended in Jun. 2026 was €5,232 Mil. Ameriprise Financial's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 1.09.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Ameriprise Financial's Debt-to-EBITDA or its related term are showing as below:

STU:A4S' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.16   Med: 1.67   Max: 2.61
Current: 1.23

During the past 13 years, the highest Debt-to-EBITDA Ratio of Ameriprise Financial was 2.61. The lowest was 1.16. And the median was 1.67.

STU:A4S's Debt-to-EBITDA is ranked better than
51.19% of 377 companies
in the Asset Management industry
Industry Median: 1.33 vs STU:A4S: 1.23

Ameriprise Financial  (STU:A4S) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Ameriprise Financial Debt-to-EBITDA Related Terms


Ameriprise Financial Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Ameriprise Financial's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ameriprise Financial Debt-to-EBITDA Chart

Ameriprise Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
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Ameriprise Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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STU:A4S vs STT, RJF, NTRS: Debt-to-EBITDA Comparison

For the Asset Management subindustry, Ameriprise Financial's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ameriprise Financial Debt-to-EBITDA vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Ameriprise Financial's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Ameriprise Financial's Debt-to-EBITDA falls into.


STU:A4S
90GF Score
Ameriprise Financial Inc STU:A4S
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ameriprise Financial Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Ameriprise Financial's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(170.29247732981 + 5055.9836519222) / 4467.5691186064
=1.17

Ameriprise Financial's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(174.93221376716 + 5538.3538878685) / 5232.4135982152
=1.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Is Ameriprise Financial (STU:A4S) Overvalued in 2026?

Based on GuruFocus' analysis, Ameriprise Financial stock appears to be undervalued. The current stock price of €472.80 is trading 5.2% below its estimated GF Value™ of €498.98. GuruFocus considers Ameriprise Financial to be Fairly Valued.

Key valuation signals for STU:A4S:

  • Debt-to-EBITDA:
  • GF Value™: €498.98 vs. price of €472.80 (5.2% below fair value)
  • GF Score™: 90/100 with 3 warning signs

No single metric tells the full story. See the STU:A4S stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ameriprise Financial Business Description

Address 1099 Ameriprise Financial Center, Minneapolis, MN, USA, 55474
Ameriprise Financial has evolved into a diversified financial services provider that generates roughly 65% of its operating profit from advice and wealth management. With nearly $1.2 trillion in segment assets under management and advisory at year-end 2025, and with roughly 10,600 affiliated and employee advisors, Ameriprise is one of the larger US-based wealth managers. It also boasts a reasonably large asset management franchise in Columbia Threadneedle, which boasted $678 billion in assets under management at year-end 2025. The firm's third segment is its retirement and protection services business, which sells insurance products to the firm's advisory clients. After eliminations, Ameriprise had $1.69 trillion in assets under management and advisory across segments at year-end 2025.
90GF Score

Get the complete analysis for STU:A4S

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€472.80
Price
€498.98
GF Value