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NetcareSTU:NH7 81 Debt-to-EBITDA is 3.60 as of Mar. 2026, which is 29% above its 10-year median of 2.78. GuruFocus rates STU:NH7 with a GF Score™ of 81/100 and a GF Value™ of €0.05. The stock has 6 warning signs investors should review. Among 481 Healthcare Providers & Services companies, Netcare ranks worse than 65.49% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Netcare's Debt-to-EBITDA or its related term are showing as below:
STU:NH7'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.44 Med: 2.78 Max: 4.1
Current: 3.53
During the past 13 years, the highest Debt-to-EBITDA Ratio of Netcare was 4.10. The lowest was 1.44. And the median was 2.78.
STU:NH7's Debt-to-EBITDA is ranked worse than 65.49% of 481
companies
in the Healthcare Providers & Services industry
Industry Median: 2.19
vs STU:NH7: 3.53
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Netcare Debt-to-EBITDA Related Terms
Netcare Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Netcare's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:NH7 vs HCA, THC, DVA: Debt-to-EBITDA Comparison
For the Medical Care Facilities subindustry, Netcare's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Netcare Debt-to-EBITDA vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, Netcare's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Netcare's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Mar. 2026) EBITDA data.
Netcare (STU:NH7) has a Debt-to-EBITDA of 3.60 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Netcare. This is 29% above median its historical median of 2.78. Over the past decade, Netcare's Debt-to-EBITDA has ranged from 1.44 to 4.10. According to the industry distribution chart, Netcare ranks #315 out of 481 companies in the Healthcare Providers & Services industry, placing it in the top 65.5%.
Is Netcare's Debt-to-EBITDA too high?
Netcare's current Debt-to-EBITDA of 3.60 is 29% above median its 10-year median of 2.78. Over the past 10 years, this metric has ranged from a low of 1.44 to a high of 4.10. The Healthcare Providers & Services industry median Debt-to-EBITDA is 2.19. Netcare's value of 3.60 is 64.4% above this industry median. Based on the distribution chart, Netcare ranks #315 out of 481 companies in the Healthcare Providers & Services industry, which is below the industry midpoint. Overall, Netcare has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does Netcare's Debt-to-EBITDA compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, Netcare ranks #315 out of 481 companies for Debt-to-EBITDA. This places Netcare in the lower half of its industry. The industry median Debt-to-EBITDA is 2.19. Netcare's value of 3.60 is 64.4% above this benchmark. Historically, Netcare's own Debt-to-EBITDA has ranged from 1.44 to 4.10 over the past decade. While the company's 10-year median is 2.78 vs. the industry median of 2.19, Netcare has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Healthcare Providers & Services company?
The median Debt-to-EBITDA among Healthcare Providers & Services companies is 2.19, based on 481 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Netcare's current Debt-to-EBITDA of 3.60 is 64.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Netcare. For the Healthcare Providers & Services industry, the median Debt-to-EBITDA is 2.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Netcare's current Debt-to-EBITDA is 3.60, which is 29% above median its own 10-year median of 2.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Netcare stock overvalued right now?
Netcare (STU:NH7) has a current Debt-to-EBITDA of 3.60. The stock's GF Value™ is €0.05, compared to a current price of €0.10 — trading 100% above its estimated fair value. The current Debt-to-EBITDA is 3.60, which is 29% above median its 10-year median of 2.78 and 64.4% above the Healthcare Providers & Services industry median of 2.19. Netcare's overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Netcare (STU:NH7), the current Debt-to-EBITDA is 3.60 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Netcare (STU:NH7) Overvalued in 2026?
Based on GuruFocus' analysis, Netcare stock appears to be overvalued.
The current stock price of €0.10 is trading 100% above its estimated GF Value™ of €0.05.
Key valuation signals for STU:NH7:
Debt-to-EBITDA: 3.60 (29% above median its 10-year median of 2.78)
GF Value™: €0.05 vs. price of €0.10 (100% above fair value)
Industry Position: 64.4% above the Healthcare Providers & Services median (#315 of 481)
No single metric tells the full story. See the STU:NH7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Netcare Ltd operates a network of hospitals in South Africa. Its network also includes emergency, cancer care, diagnostic support, primary care, and renal care services as well as occupational health and wellness services. The firm operates in two segments: Hospital and emergency services and Primary Care. The Hospital and emergency services segment contributes to majority of the firm's revenue. Netcare's services include Netcare appointmed TM, Netcare Cancer Care, Netcare Family Connect Line, Netcare Occupational Health and Netcare Pharmacy.
81GF Score
Get the complete analysis for STU:NH7
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