TACT (Transact Technologies) Debt-to-EBITDA : 1.71 (As of Mar. 2026)


TACT Transact Technologies Inc TACT
71 GF Score
Price $5.00
GF Value $4.46
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Transact Technologies Debt-to-EBITDA?

Transact Technologies TACT -9.79% 71 Debt-to-EBITDA is 1.71 as of Mar. 2026. GuruFocus rates TACT with a GF Score™ of 71/100 and a GF Value™ of $4.46 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,789 Hardware companies, Transact Technologies ranks worse than 89.55% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Transact Technologies's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $3.50 Mil. Transact Technologies's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $2.86 Mil. Transact Technologies's annualized EBITDA for the quarter that ended in Mar. 2026 was $3.72 Mil. Transact Technologies's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 1.71.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Transact Technologies's Debt-to-EBITDA or its related term are showing as below:

TACT' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -48.78   Med: -0.76   Max: 9.12
Current: 9.12

During the past 13 years, the highest Debt-to-EBITDA Ratio of Transact Technologies was 9.12. The lowest was -48.78. And the median was -0.76.

TACT's Debt-to-EBITDA is ranked worse than
89.55% of 1789 companies
in the Hardware industry
Industry Median: 1.72 vs TACT: 9.12

Transact Technologies  (NAS:TACT) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Transact Technologies Debt-to-EBITDA Related Terms


Transact Technologies Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Transact Technologies's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Transact Technologies Debt-to-EBITDA Chart

Transact Technologies Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.52 -0.76 0.51 -1.90 -48.78

Transact Technologies Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.25 -10.64 4.86 -2.77 1.71

TACT vs MCRP, UAVS, YIBO: Debt-to-EBITDA Comparison

For the Computer Hardware subindustry, Transact Technologies's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Transact Technologies Debt-to-EBITDA vs Hardware Industry

For the Hardware industry and Technology sector, Transact Technologies's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Transact Technologies's Debt-to-EBITDA falls into.


TACT
71GF Score
Transact Technologies Inc TACT
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Transact Technologies Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Transact Technologies's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(3.346 + 0.215) / -0.073
=-48.78

Transact Technologies's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(3.503 + 2.86) / 3.716
=1.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 1.71 mean?
Transact Technologies (TACT) has a Debt-to-EBITDA of 1.71 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Transact Technologies. According to the industry distribution chart, Transact Technologies ranks #1602 out of 1789 companies in the Hardware industry, placing it in the top 89.5%.
Is Transact Technologies' Debt-to-EBITDA too high?
Transact Technologies' current Debt-to-EBITDA is 1.71. The Hardware industry median Debt-to-EBITDA is 1.72. Transact Technologies' value of 1.71 is 0.6% below this industry median. Based on the distribution chart, Transact Technologies ranks #1602 out of 1789 companies in the Hardware industry, which is in the bottom quartile relative to peers. Overall, Transact Technologies has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Transact Technologies' Debt-to-EBITDA compare to MCRP and UAVS?
According to the Hardware industry distribution chart, Transact Technologies ranks #1602 out of 1789 companies for Debt-to-EBITDA. This places Transact Technologies in the lower half of its industry. The industry median Debt-to-EBITDA is 1.72. Transact Technologies' value of 1.71 is 0.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Hardware company?
The median Debt-to-EBITDA among Hardware companies is 1.72, based on 1,789 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Transact Technologies's current Debt-to-EBITDA of 1.71 is 0.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Transact Technologies. For the Hardware industry, the median Debt-to-EBITDA is 1.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Transact Technologies's current Debt-to-EBITDA is 1.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Transact Technologies stock overvalued right now?
Based on GuruFocus' analysis, Transact Technologies (TACT) is currently considered Modestly Overvalued. The stock's GF Value™ is $4.46, compared to a current price of $5.00 — trading 12.1% above its estimated fair value. The current Debt-to-EBITDA is 1.71 and 0.6% below the Hardware industry median of 1.72. Transact Technologies' overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Transact Technologies (TACT), the current Debt-to-EBITDA is 1.71 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Transact Technologies (TACT) Overvalued in 2026?

Based on GuruFocus' analysis, Transact Technologies stock appears to be overvalued. The current stock price of $5.00 is trading 12.1% above its estimated GF Value™ of $4.46. GuruFocus considers Transact Technologies to be Modestly Overvalued.

Key valuation signals for TACT:

  • Debt-to-EBITDA: 1.71
  • GF Value™: $4.46 vs. price of $5.00 (12.1% above fair value)
  • GF Score™: 71/100 with 3 warning signs
  • Industry Position: 0.6% below the Hardware median (#1602 of 1789)

No single metric tells the full story. See the TACT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Transact Technologies Business Description

Address 2319 Whitney Avenue, One Hamden Center, Suite 3B, Hamden, CT, USA, 06518
Transact Technologies Inc develops and sells software-driven technology and printing solutions. The company's software is sold under BOHA, AccuDate, Epic, EPICENTRAL, Ithaca, and Printrex brand names. It also provides supplies and consumables used in the printing and scanning activities to restaurant and hospitality, banking, retail, casino and gaming, point of sale automation, lottery, medical, mobile, oil, and gas markets. Majority of the revenue is derived from the casinos and gaming industry followed by the Foodservice technology market. Its geographical segments are the United States and International, of which the majority of its revenue comes from the United States.
71GF Score

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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.00
Price
$4.46
GF Value