FIT Holding Co (TPE:3712) Debt-to-EBITDA : 4.75 (As of Mar. 2026) — 48% Below Median

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TPE:3712 FIT Holding Co Ltd TPE:3712
59 GF Score
Price NT$20.40
GF Value NT$83.05
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is FIT Holding Co Debt-to-EBITDA?

FIT Holding Co TPE:3712 -8.72% 59 Debt-to-EBITDA is 4.75 as of Mar. 2026, which is 48% below its 10-year median of 9.05. GuruFocus rates TPE:3712 with a GF Score™ of 59/100 and a GF Value™ of NT$83.05 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 733 Semiconductors companies, FIT Holding Co ranks worse than 136425.51% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

FIT Holding Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was NT$36,215 Mil. FIT Holding Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was NT$8,250 Mil. FIT Holding Co's annualized EBITDA for the quarter that ended in Mar. 2026 was NT$9,365 Mil. FIT Holding Co's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 4.75.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for FIT Holding Co's Debt-to-EBITDA or its related term are showing as below:

TPE:3712' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -2.9   Med: 9.05   Max: 12.92
Current: -2.9

During the past 9 years, the highest Debt-to-EBITDA Ratio of FIT Holding Co was 12.92. The lowest was -2.90. And the median was 9.05.

TPE:3712's Debt-to-EBITDA is ranked worse than
100% of 733 companies
in the Semiconductors industry
Industry Median: 1.43 vs TPE:3712: -2.90

FIT Holding Co  (TPE:3712) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


FIT Holding Co Debt-to-EBITDA Related Terms


FIT Holding Co Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for FIT Holding Co's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FIT Holding Co Debt-to-EBITDA Chart

FIT Holding Co Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only 5.84 10.42 12.92 12.36 -2.84

FIT Holding Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.49 -1.96 -1.61 -3.90 4.75

TPE:3712 vs NVDA, AVGO, MU: Debt-to-EBITDA Comparison

For the Semiconductors subindustry, FIT Holding Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FIT Holding Co Debt-to-EBITDA vs Semiconductors Industry

For the Semiconductors industry and Technology sector, FIT Holding Co's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where FIT Holding Co's Debt-to-EBITDA falls into.


TPE:3712
59GF Score
FIT Holding Co Ltd TPE:3712
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FIT Holding Co Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

FIT Holding Co's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(36231.971 + 11290.339) / -16733.905
=-2.84

FIT Holding Co's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(36215.302 + 8249.503) / 9364.524
=4.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 4.75 mean?
FIT Holding Co (TPE:3712) has a Debt-to-EBITDA of 4.75 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on FIT Holding Co. This is 48% below median its historical median of 9.05. According to the industry distribution chart, FIT Holding Co ranks #999999 out of 733 companies in the Semiconductors industry.
Is FIT Holding Co's Debt-to-EBITDA too high?
FIT Holding Co's current Debt-to-EBITDA of 4.75 is 48% below median its 10-year median of 9.05. The Semiconductors industry median Debt-to-EBITDA is 1.43. FIT Holding Co's value of 4.75 is 232.2% above this industry median. Based on the distribution chart, FIT Holding Co ranks #999999 out of 733 companies in the Semiconductors industry, which is in the bottom quartile relative to peers. Overall, FIT Holding Co has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does FIT Holding Co's Debt-to-EBITDA compare to NVDA and AVGO?
According to the Semiconductors industry distribution chart, FIT Holding Co ranks #999999 out of 733 companies for Debt-to-EBITDA. This places FIT Holding Co in the lower half of its industry. The industry median Debt-to-EBITDA is 1.43. FIT Holding Co's value of 4.75 is 232.2% above this benchmark. While the company's 10-year median is 9.05 vs. the industry median of 1.43, FIT Holding Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Semiconductors company?
The median Debt-to-EBITDA among Semiconductors companies is 1.43, based on 733 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FIT Holding Co's current Debt-to-EBITDA of 4.75 is 232.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on FIT Holding Co. For the Semiconductors industry, the median Debt-to-EBITDA is 1.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FIT Holding Co's current Debt-to-EBITDA is 4.75, which is 48% below median its own 10-year median of 9.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FIT Holding Co stock overvalued right now?
Based on GuruFocus' analysis, FIT Holding Co (TPE:3712) is currently considered Possible Value Trap. The stock's GF Value™ is NT$83.05, compared to a current price of NT$20.40 — trading 75.4% below its estimated fair value. The current Debt-to-EBITDA is 4.75, which is 48% below median its 10-year median of 9.05 and 232.2% above the Semiconductors industry median of 1.43. FIT Holding Co's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For FIT Holding Co (TPE:3712), the current Debt-to-EBITDA is 4.75 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FIT Holding Co (TPE:3712) Overvalued in 2026?

Based on GuruFocus' analysis, FIT Holding Co stock appears to be undervalued. The current stock price of NT$20.40 is trading 75.4% below its estimated GF Value™ of NT$83.05. GuruFocus considers FIT Holding Co to be Possible Value Trap.

Key valuation signals for TPE:3712:

  • Debt-to-EBITDA: 4.75 (48% below median its 10-year median of 9.05)
  • GF Value™: NT$83.05 vs. price of NT$20.40 (75.4% below fair value)
  • GF Score™: 59/100 with 6 warning signs
  • Industry Position: 232.2% above the Semiconductors median (#999999 of 733)

No single metric tells the full story. See the TPE:3712 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FIT Holding Co Business Description

Address No. 49, Section 4, Zhongyang Road, Tucheng District, New Taipei, TWN, 236
FIT Holding Co Ltd is a Taiwan-based holding company. It is engaged in the production, manufacturing, and trading of optical instrument components, computer peripheral components, 3C products, image scanners and multifunction printers, investment and development of power plants, and cleaning energy services. Its product segments are Systems and peripheral products department, 3C component department, 3C product retail department, and Energy service management. The Energy service management segment derives the majority of revenue. The company geographically operates in Taiwan, Hong Kong, China, the United States, and Others.
59GF Score

Get the complete analysis for TPE:3712

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$20.40
Price
NT$83.05
GF Value