TRN (Trinity Industries) Debt-to-EBITDA : 4.84 (As of Jun. 2026) — 31% Below Median

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TRN Trinity Industries Inc TRN
71 GF Score
Price $29.90
GF Value $21.45
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Trinity Industries Debt-to-EBITDA?

Trinity Industries TRN -3.45% 71 Debt-to-EBITDA is 4.84 as of Jun. 2026, which is 31% below its 10-year median of 7.06. GuruFocus rates TRN with a GF Score™ of 71/100 and a GF Value™ of $21.45 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 865 Transportation companies, Trinity Industries ranks worse than 74.8% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Trinity Industries's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0 Mil. Trinity Industries's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $5,227 Mil. Trinity Industries's annualized EBITDA for the quarter that ended in Jun. 2026 was $1,079 Mil. Trinity Industries's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 4.84.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Trinity Industries's Debt-to-EBITDA or its related term are showing as below:

TRN' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -91.05   Med: 7.06   Max: 10.09
Current: 4.97

During the past 13 years, the highest Debt-to-EBITDA Ratio of Trinity Industries was 10.09. The lowest was -91.05. And the median was 7.06.

TRN's Debt-to-EBITDA is ranked worse than
74.8% of 865 companies
in the Transportation industry
Industry Median: 2.64 vs TRN: 4.97

Trinity Industries  (NYSE:TRN) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Trinity Industries Debt-to-EBITDA Related Terms


Trinity Industries Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Trinity Industries's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trinity Industries Debt-to-EBITDA Chart

Trinity Industries Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.09 9.16 8.13 7.21 5.70

Trinity Industries Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.67 7.62 3.29 7.77 4.84

TRN vs GBX, FSTR, RAIL: Debt-to-EBITDA Comparison

For the Railroads subindustry, Trinity Industries's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trinity Industries Debt-to-EBITDA vs Transportation Industry

For the Transportation industry and Industrials sector, Trinity Industries's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Trinity Industries's Debt-to-EBITDA falls into.


TRN
71GF Score
Trinity Industries Inc TRN
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Trinity Industries Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Trinity Industries's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 5442.5) / 954.7
=5.70

Trinity Industries's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 5226.5) / 1079.2
=4.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 4.84 mean?
Trinity Industries (TRN) has a Debt-to-EBITDA of 4.84 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Trinity Industries. This is 31% below median its historical median of 7.06. According to the industry distribution chart, Trinity Industries ranks #647 out of 865 companies in the Transportation industry, placing it in the top 74.8%.
Is Trinity Industries' Debt-to-EBITDA too high?
Trinity Industries' current Debt-to-EBITDA of 4.84 is 31% below median its 10-year median of 7.06. The Transportation industry median Debt-to-EBITDA is 2.64. Trinity Industries' value of 4.84 is 83.3% above this industry median. Based on the distribution chart, Trinity Industries ranks #647 out of 865 companies in the Transportation industry, which is below the industry midpoint. Overall, Trinity Industries has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Trinity Industries' Debt-to-EBITDA compare to GBX and FSTR?
According to the Transportation industry distribution chart, Trinity Industries ranks #647 out of 865 companies for Debt-to-EBITDA. This places Trinity Industries in the lower half of its industry. The industry median Debt-to-EBITDA is 2.64. Trinity Industries' value of 4.84 is 83.3% above this benchmark. While the company's 10-year median is 7.06 vs. the industry median of 2.64, Trinity Industries has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Transportation company?
The median Debt-to-EBITDA among Transportation companies is 2.64, based on 865 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trinity Industries's current Debt-to-EBITDA of 4.84 is 83.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Trinity Industries. For the Transportation industry, the median Debt-to-EBITDA is 2.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trinity Industries's current Debt-to-EBITDA is 4.84, which is 31% below median its own 10-year median of 7.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trinity Industries stock overvalued right now?
Based on GuruFocus' analysis, Trinity Industries (TRN) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.45, compared to a current price of $29.90 — trading 39.4% above its estimated fair value. The current Debt-to-EBITDA is 4.84, which is 31% below median its 10-year median of 7.06 and 83.3% above the Transportation industry median of 2.64. Trinity Industries' overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Trinity Industries (TRN), the current Debt-to-EBITDA is 4.84 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trinity Industries (TRN) Overvalued in 2026?

Based on GuruFocus' analysis, Trinity Industries stock appears to be overvalued. The current stock price of $29.90 is trading 39.4% above its estimated GF Value™ of $21.45. GuruFocus considers Trinity Industries to be Significantly Overvalued.

Key valuation signals for TRN:

  • Debt-to-EBITDA: 4.84 (31% below median its 10-year median of 7.06)
  • GF Value™: $21.45 vs. price of $29.90 (39.4% above fair value)
  • GF Score™: 71/100 with 7 warning signs
  • Industry Position: 83.3% above the Transportation median (#647 of 865)

No single metric tells the full story. See the TRN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Trinity Industries Business Description

Other Exchanges TTA:Germany
Address 14221 North Dallas Parkway, Suite 1100, Dallas, TX, USA, 75254-2957
Trinity Industries Inc sells and leases railroad products and railcar maintenance services in North America. The company operates under the name TrinityRail in two main segments: railcar leasing and management services, which owns railcars and provides fleet management and administration services; rail products, which builds, sells, and modifies freight and tank railcars and their components; and all other, which sells highway products such as guardrail and other highway barriers. Customers include railroads, leasing companies, and shipping companies in agriculture, construction, consumer products, energy, and chemicals.
71GF Score

Get the complete analysis for TRN

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.90
Price
$21.45
GF Value