TRUBF (Truecaller AB) Debt-to-EBITDA : 0.13 (As of Jun. 2026) — 13% Below Median

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Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TRUBF Truecaller AB TRUBF
57 GF Score
Price $1.60
GF Value $3.36
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Truecaller AB Debt-to-EBITDA?

Truecaller AB TRUBF 57 Debt-to-EBITDA is 0.13 as of Jun. 2026, which is 13% below its 10-year median of 0.15. GuruFocus rates TRUBF with a GF Score™ of 57/100 and a GF Value™ of $3.36 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,725 Software companies, Truecaller AB ranks better than 85.97% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Truecaller AB's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $3.6 Mil. Truecaller AB's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $1.2 Mil. Truecaller AB's annualized EBITDA for the quarter that ended in Jun. 2026 was $37.0 Mil. Truecaller AB's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 0.13.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Truecaller AB's Debt-to-EBITDA or its related term are showing as below:

TRUBF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.18   Med: 0.15   Max: 1.49
Current: 0.11

During the past 9 years, the highest Debt-to-EBITDA Ratio of Truecaller AB was 1.49. The lowest was -0.18. And the median was 0.15.

TRUBF's Debt-to-EBITDA is ranked better than
85.97% of 1725 companies
in the Software industry
Industry Median: 1.08 vs TRUBF: 0.11

Truecaller AB  (OTCPK:TRUBF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Truecaller AB Debt-to-EBITDA Related Terms


Truecaller AB Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Truecaller AB's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Truecaller AB Debt-to-EBITDA Chart

Truecaller AB Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only 0.27 0.19 0.16 0.13 0.11

Truecaller AB Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.14 0.15 0.17 0.24 0.13

TRUBF vs QH, SHOP, UBER: Debt-to-EBITDA Comparison

For the Software - Application subindustry, Truecaller AB's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Truecaller AB Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Truecaller AB's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Truecaller AB's Debt-to-EBITDA falls into.


TRUBF
57GF Score
Truecaller AB TRUBF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Truecaller AB Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Truecaller AB's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2.302 + 4.994) / 66.456
=0.11

Truecaller AB's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(3.561 + 1.221) / 36.956
=0.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.13 mean?
Truecaller AB (TRUBF) has a Debt-to-EBITDA of 0.13 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Truecaller AB. This is 13% below median its historical median of 0.15. According to the industry distribution chart, Truecaller AB ranks #242 out of 1725 companies in the Software industry, placing it in the top 14%.
Is Truecaller AB's Debt-to-EBITDA too high?
Truecaller AB's current Debt-to-EBITDA of 0.13 is 13% below median its 10-year median of 0.15. The Software industry median Debt-to-EBITDA is 1.08. Truecaller AB's value of 0.13 is 88% below this industry median. Based on the distribution chart, Truecaller AB ranks #242 out of 1725 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Truecaller AB has a GF Score™ of 57/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Truecaller AB's Debt-to-EBITDA compare to QH and SHOP?
According to the Software industry distribution chart, Truecaller AB ranks #242 out of 1725 companies for Debt-to-EBITDA. This places Truecaller AB in the top 14% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.08. Truecaller AB's value of 0.13 is 88% below this benchmark. While the company's 10-year median is 0.15 vs. the industry median of 1.08, Truecaller AB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.08, based on 1,725 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Truecaller AB's current Debt-to-EBITDA of 0.13 is 88% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Truecaller AB. For the Software industry, the median Debt-to-EBITDA is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Truecaller AB's current Debt-to-EBITDA is 0.13, which is 13% below median its own 10-year median of 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Truecaller AB stock overvalued right now?
Based on GuruFocus' analysis, Truecaller AB (TRUBF) is currently considered Significantly Undervalued. The stock's GF Value™ is $3.36, compared to a current price of $1.60 — trading 52.4% below its estimated fair value. The current Debt-to-EBITDA is 0.13, which is 13% below median its 10-year median of 0.15 and 88% below the Software industry median of 1.08. Truecaller AB's overall GF Score™ is 57/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Truecaller AB (TRUBF), the current Debt-to-EBITDA is 0.13 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Truecaller AB (TRUBF) Overvalued in 2026?

Based on GuruFocus' analysis, Truecaller AB stock appears to be undervalued. The current stock price of $1.60 is trading 52.4% below its estimated GF Value™ of $3.36. GuruFocus considers Truecaller AB to be Significantly Undervalued.

Key valuation signals for TRUBF:

  • Debt-to-EBITDA: 0.13 (13% below median its 10-year median of 0.15)
  • GF Value™: $3.36 vs. price of $1.60 (52.4% below fair value)
  • GF Score™: 57/100 with 1 warning sign
  • Industry Position: 88% below the Software median (#242 of 1725)

No single metric tells the full story. See the TRUBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Truecaller AB Business Description

Address Master Samuelsgatan 56, Stockholm, SWE, 111 21
Truecaller AB is engaged in developing and publishing software, mainly mobile Caller ID applications, under the Truecaller brand, providing a platform for contact verification and blocking unwanted communication, enabling safe and relevant conversations, and helping businesses efficiently reach consumers. Its offerings include Verified Caller ID, Verified Message ID, Verified Campaigns, Business Chat, Intelligence & Insights, Dialing Intelligence, Number Intelligence, Identity Management, and User Authentication. Its revenue for Business is generated from businesses' purchase of Verified Business Caller ID services within the app, enhancing user trust, improving call experience, and helping prevent identity theft and scams; the service is sold directly and via resellers.
57GF Score

Get the complete analysis for TRUBF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.60
Price
$3.36
GF Value