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BIC CameraTSE:3048 -0.50%81 Debt-to-EBITDA is 1.44 as of Feb. 2026, which is 53% below its 10-year median of 3.06. GuruFocus rates TSE:3048 with a GF Score™ of 81/100 and a GF Value™ of 円1,704.39 (Fairly Valued). The stock has 3 warning signs investors should review. Among 910 Retail - Cyclical companies, BIC Camera ranks better than 60.44% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for BIC Camera's Debt-to-EBITDA or its related term are showing as below:
TSE:3048'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.77 Med: 3.06 Max: 6.78
Current: 1.77
During the past 13 years, the highest Debt-to-EBITDA Ratio of BIC Camera was 6.78. The lowest was 1.77. And the median was 3.06.
TSE:3048's Debt-to-EBITDA is ranked better than 60.44% of 910
companies
in the Retail - Cyclical industry
Industry Median: 2.28
vs TSE:3048: 1.77
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
BIC Camera Debt-to-EBITDA Related Terms
BIC Camera Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for BIC Camera's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:3048 vs CASY, WSM, ULTA: Debt-to-EBITDA Comparison
For the Specialty Retail subindustry, BIC Camera's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BIC Camera Debt-to-EBITDA vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, BIC Camera's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where BIC Camera's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Feb. 2026) EBITDA data.
BIC Camera (TSE:3048) has a Debt-to-EBITDA of 1.44 as of Feb. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on BIC Camera. This is 53% below median its historical median of 3.06. Over the past decade, BIC Camera's Debt-to-EBITDA has ranged from 1.77 to 6.78. According to the industry distribution chart, BIC Camera ranks #360 out of 910 companies in the Retail - Cyclical industry, placing it in the top 39.6%.
Is BIC Camera's Debt-to-EBITDA too high?
BIC Camera's current Debt-to-EBITDA of 1.44 is 53% below median its 10-year median of 3.06. Over the past 10 years, this metric has ranged from a low of 1.77 to a high of 6.78. The Retail - Cyclical industry median Debt-to-EBITDA is 2.28. BIC Camera's value of 1.44 is 36.8% below this industry median. Based on the distribution chart, BIC Camera ranks #360 out of 910 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, BIC Camera has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BIC Camera's Debt-to-EBITDA compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, BIC Camera ranks #360 out of 910 companies for Debt-to-EBITDA. This puts BIC Camera in the upper half of its industry. The industry median Debt-to-EBITDA is 2.28. BIC Camera's value of 1.44 is 36.8% below this benchmark. Historically, BIC Camera's own Debt-to-EBITDA has ranged from 1.77 to 6.78 over the past decade. While the company's 10-year median is 3.06 vs. the industry median of 2.28, BIC Camera has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.28, based on 910 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BIC Camera's current Debt-to-EBITDA of 1.44 is 36.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on BIC Camera. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BIC Camera's current Debt-to-EBITDA is 1.44, which is 53% below median its own 10-year median of 3.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BIC Camera stock overvalued right now?
Based on GuruFocus' analysis, BIC Camera (TSE:3048) is currently considered Fairly Valued. The stock's GF Value™ is 円1,704.39, compared to a current price of 円1,790.00 — trading 5% above its estimated fair value. The current Debt-to-EBITDA is 1.44, which is 53% below median its 10-year median of 3.06 and 36.8% below the Retail - Cyclical industry median of 2.28. BIC Camera's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For BIC Camera (TSE:3048), the current Debt-to-EBITDA is 1.44 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BIC Camera (TSE:3048) Overvalued in 2026?
Based on GuruFocus' analysis, BIC Camera stock appears to be overvalued.
The current stock price of 円1,790.00 is trading 5% above its estimated GF Value™ of 円1,704.39.
GuruFocus considers BIC Camera to be Fairly Valued.
Key valuation signals for TSE:3048:
Debt-to-EBITDA: 1.44 (53% below median its 10-year median of 3.06)
GF Value™: 円1,704.39 vs. price of 円1,790.00 (5% above fair value)
Industry Position: 36.8% below the Retail - Cyclical median (#360 of 910)
No single metric tells the full story. See the TSE:3048 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BIC Camera Inc is a consumer electronic retailer in Japan. The selection of merchandise is diverse: audio and video equipment, laptops and computers, cameras, televisions, and mobile phones, among others. The company sells products through both stores and online shopping sites. Additionally, the company also provides satellite and cable TV broadcasting services, installation services, repair services, a radio advertising business, and other services.
81GF Score
Get the complete analysis for TSE:3048
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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