D&I (TSE:320A) Debt-to-EBITDA : 2.74 (As of Jun. 2026) — 38% Below Median

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TSE:320A D&I Inc TSE:320A
18 GF Score
Price 円500.00
! 2 Warning Signs
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What is D&I Debt-to-EBITDA?

D&I TSE:320A 18 Debt-to-EBITDA is 2.74 as of Jun. 2026, which is 38% below its 10-year median of 4.39. GuruFocus rates TSE:320A with a GF Score™ of 18/100. The stock has 2 warning signs investors should review.

Debt-to-EBITDA measures a company's ability to pay off its debt.

D&I's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was 円105.8 Mil. D&I's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was 円136.2 Mil. D&I's annualized EBITDA for the quarter that ended in Jun. 2026 was 円88.4 Mil. D&I's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 2.74.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for D&I's Debt-to-EBITDA or its related term are showing as below:

TSE:320A' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -9.69   Med: 4.39   Max: 27.21
Current: 27.21

During the past 4 years, the highest Debt-to-EBITDA Ratio of D&I was 27.21. The lowest was -9.69. And the median was 4.39.

TSE:320A's Debt-to-EBITDA is not ranked
in the Conglomerates industry.
Industry Median: 2.7 vs TSE:320A: 27.21

D&I  (TSE:320A) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


D&I Debt-to-EBITDA Related Terms


D&I Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for D&I's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

D&I Debt-to-EBITDA Chart

D&I Annual Data
Trend Jun23 Jun24 Jun25 Jun26
Debt-to-EBITDA
4.39 8.07 -9.69 4.65

D&I Semi-Annual Data
Jun23 Jun24 Dec24 Jun25 Dec25 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial N/A 0.00 62.96 17.91 2.74

TSE:320A vs HON, MMM: Debt-to-EBITDA Comparison

For the Conglomerates subindustry, D&I's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


D&I Debt-to-EBITDA vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, D&I's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where D&I's Debt-to-EBITDA falls into.


TSE:320A
18GF Score
D&I Inc TSE:320A
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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D&I Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

D&I's Debt-to-EBITDA for the fiscal year that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(105.777 + 136.23) / 52.013
=4.65

D&I's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(105.777 + 136.23) / 88.404
=2.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.74 mean?
D&I (TSE:320A) has a Debt-to-EBITDA of 2.74 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on D&I. This is 38% below median its historical median of 4.39.
Is D&I's Debt-to-EBITDA too high?
D&I's current Debt-to-EBITDA of 2.74 is 38% below median its 10-year median of 4.39. The Conglomerates industry median Debt-to-EBITDA is 2.70. D&I's value of 2.74 is 1.5% above this industry median. Overall, D&I has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does D&I's Debt-to-EBITDA compare to HON and MMM?
D&I's Debt-to-EBITDA of 2.74 can be compared against companies in the Conglomerates industry. The industry median Debt-to-EBITDA is 2.70. D&I's value of 2.74 is 1.5% above this benchmark. While the company's 10-year median is 4.39 vs. the industry median of 2.70, D&I has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Conglomerates company?
The median Debt-to-EBITDA among Conglomerates companies is 2.70, based on 456 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. D&I's current Debt-to-EBITDA of 2.74 is 1.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on D&I. For the Conglomerates industry, the median Debt-to-EBITDA is 2.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. D&I's current Debt-to-EBITDA is 2.74, which is 38% below median its own 10-year median of 4.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is D&I stock overvalued right now?
D&I (TSE:320A) has a current Debt-to-EBITDA of 2.74. The current Debt-to-EBITDA is 2.74, which is 38% below median its 10-year median of 4.39 and 1.5% above the Conglomerates industry median of 2.70. D&I's overall GF Score™ is 18/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For D&I (TSE:320A), the current Debt-to-EBITDA is 2.74 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

D&I Business Description

Address 3-3 Kandanishikicho, Chiyoda-ku, Tokyo, JPN, 101-0054
D&I Inc is engaged in Employment support and education for people with disabilities.
18GF Score

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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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