Azplanning Co (TSE:3490) Debt-to-EBITDA : 8.84 (As of Feb. 2026) — 20% Below Median

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TSE:3490 Azplanning Co Ltd TSE:3490
65 GF Score
Price 円3,190.00
GF Value 円2,348.74
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Azplanning Co Debt-to-EBITDA?

Azplanning Co TSE:3490 65 Debt-to-EBITDA is 8.84 as of Feb. 2026, which is 20% below its 10-year median of 11.03. GuruFocus rates TSE:3490 with a GF Score™ of 65/100 and a GF Value™ of 円2,348.74 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,282 Real Estate companies, Azplanning Co ranks worse than 76.37% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Azplanning Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Feb. 2026 was 円2,628 Mil. Azplanning Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Feb. 2026 was 円6,982 Mil. Azplanning Co's annualized EBITDA for the quarter that ended in Feb. 2026 was 円1,087 Mil. Azplanning Co's annualized Debt-to-EBITDA for the quarter that ended in Feb. 2026 was 8.84.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Azplanning Co's Debt-to-EBITDA or its related term are showing as below:

TSE:3490' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -7.07   Med: 11.03   Max: 28.8
Current: 11.56

During the past 11 years, the highest Debt-to-EBITDA Ratio of Azplanning Co was 28.80. The lowest was -7.07. And the median was 11.03.

TSE:3490's Debt-to-EBITDA is ranked worse than
76.37% of 1282 companies
in the Real Estate industry
Industry Median: 5.485 vs TSE:3490: 11.56

Azplanning Co  (TSE:3490) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Azplanning Co Debt-to-EBITDA Related Terms


Azplanning Co Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Azplanning Co's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Azplanning Co Debt-to-EBITDA Chart

Azplanning Co Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only -7.07 11.87 6.22 10.19 13.26

Azplanning Co Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Feb25 May25 Aug25 Nov25 Feb26 May26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.75 29.49 16.93 8.84 6.26

TSE:3490 vs CBRE, BEKE, JLL: Debt-to-EBITDA Comparison

For the Real Estate Services subindustry, Azplanning Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Azplanning Co Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Azplanning Co's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Azplanning Co's Debt-to-EBITDA falls into.


TSE:3490
65GF Score
Azplanning Co Ltd TSE:3490
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Azplanning Co Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Azplanning Co's Debt-to-EBITDA for the fiscal year that ended in Feb. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2627.705 + 6982.201) / 724.896
=13.26

Azplanning Co's annualized Debt-to-EBITDA for the quarter that ended in Feb. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2627.705 + 6982.201) / 1087.3
=8.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Feb. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 8.84 mean?
Azplanning Co (TSE:3490) has a Debt-to-EBITDA of 8.84 as of Feb. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Azplanning Co. This is 20% below median its historical median of 11.03. According to the industry distribution chart, Azplanning Co ranks #979 out of 1282 companies in the Real Estate industry, placing it in the top 76.4%.
Is Azplanning Co's Debt-to-EBITDA too high?
Azplanning Co's current Debt-to-EBITDA of 8.84 is 20% below median its 10-year median of 11.03. The Real Estate industry median Debt-to-EBITDA is 5.49. Azplanning Co's value of 8.84 is 61.2% above this industry median. Based on the distribution chart, Azplanning Co ranks #979 out of 1282 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Azplanning Co has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Azplanning Co's Debt-to-EBITDA compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Azplanning Co ranks #979 out of 1282 companies for Debt-to-EBITDA. This places Azplanning Co in the lower half of its industry. The industry median Debt-to-EBITDA is 5.49. Azplanning Co's value of 8.84 is 61.2% above this benchmark. While the company's 10-year median is 11.03 vs. the industry median of 5.49, Azplanning Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.49, based on 1,282 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Azplanning Co's current Debt-to-EBITDA of 8.84 is 61.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Azplanning Co. For the Real Estate industry, the median Debt-to-EBITDA is 5.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Azplanning Co's current Debt-to-EBITDA is 8.84, which is 20% below median its own 10-year median of 11.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Azplanning Co stock overvalued right now?
Based on GuruFocus' analysis, Azplanning Co (TSE:3490) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,348.74, compared to a current price of 円3,190.00 — trading 35.8% above its estimated fair value. The current Debt-to-EBITDA is 8.84, which is 20% below median its 10-year median of 11.03 and 61.2% above the Real Estate industry median of 5.49. Azplanning Co's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Azplanning Co (TSE:3490), the current Debt-to-EBITDA is 8.84 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Azplanning Co (TSE:3490) Overvalued in 2026?

Based on GuruFocus' analysis, Azplanning Co stock appears to be overvalued. The current stock price of 円3,190.00 is trading 35.8% above its estimated GF Value™ of 円2,348.74. GuruFocus considers Azplanning Co to be Significantly Overvalued.

Key valuation signals for TSE:3490:

  • Debt-to-EBITDA: 8.84 (20% below median its 10-year median of 11.03)
  • GF Value™: 円2,348.74 vs. price of 円3,190.00 (35.8% above fair value)
  • GF Score™: 65/100 with 7 warning signs
  • Industry Position: 61.2% above the Real Estate median (#979 of 1282)

No single metric tells the full story. See the TSE:3490 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Azplanning Co Business Description

Address 2-12-20 Totsuka, Kawaguchi-shi, Saitama Prefecture, Kawaguchi, JPN, 333-08141
Azplanning Co Ltd is a Japan-based company engages in the selling, leasing, and management of real estate for investment. The Real Estate Sales business includes revenue real estate trading areas and business hotel trading areas. The Real Estate Rental business includes real estate leasing areas, space reclamation areas, business hotel areas. The Real Estate Management business includes real estate management intermediary areas, building renovation areas, and real estate management incidental areas.
65GF Score

Get the complete analysis for TSE:3490

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円3,190.00
Price
円2,348.74
GF Value