SAIJO Co (TSE:591A) Debt-to-EBITDA : 6.77 (As of Feb. 2026) — 21% Below Median

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TSE:591A SAIJO Co Ltd TSE:591A
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What is SAIJO Co Debt-to-EBITDA?

SAIJO Co TSE:591A 5 Debt-to-EBITDA is 6.77 as of Feb. 2026, which is 21% below its 10-year median of 8.53. GuruFocus rates TSE:591A with a GF Score™ of 5/100. The stock has 4 warning signs investors should review. Among 911 Retail - Cyclical companies, SAIJO Co ranks worse than 93.19% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

SAIJO Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Feb. 2026 was 円1,595 Mil. SAIJO Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Feb. 2026 was 円2,237 Mil. SAIJO Co's annualized EBITDA for the quarter that ended in Feb. 2026 was 円566 Mil. SAIJO Co's annualized Debt-to-EBITDA for the quarter that ended in Feb. 2026 was 6.77.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for SAIJO Co's Debt-to-EBITDA or its related term are showing as below:

TSE:591A' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 7.56   Med: 8.53   Max: 13.53
Current: 13.53

During the past 2 years, the highest Debt-to-EBITDA Ratio of SAIJO Co was 13.53. The lowest was 7.56. And the median was 8.53.

TSE:591A's Debt-to-EBITDA is ranked worse than
93.19% of 911 companies
in the Retail - Cyclical industry
Industry Median: 2.27 vs TSE:591A: 13.53

SAIJO Co  (TSE:591A) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


SAIJO Co Debt-to-EBITDA Related Terms


SAIJO Co Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for SAIJO Co's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SAIJO Co Debt-to-EBITDA Chart

SAIJO Co Annual Data
Trend Aug24 Aug25
Debt-to-EBITDA
7.56 9.49

SAIJO Co Semi-Annual Data
Aug24 Aug25 Feb26
Debt-to-EBITDA N/A N/A 6.77

TSE:591A vs DDS: Debt-to-EBITDA Comparison

For the Department Stores subindustry, SAIJO Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SAIJO Co Debt-to-EBITDA vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, SAIJO Co's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where SAIJO Co's Debt-to-EBITDA falls into.


TSE:591A
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SAIJO Co Ltd TSE:591A
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SAIJO Co Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

SAIJO Co's Debt-to-EBITDA for the fiscal year that ended in Aug. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1398.376 + 2384.594) / 398.485
=9.49

SAIJO Co's annualized Debt-to-EBITDA for the quarter that ended in Feb. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1595.416 + 2236.797) / 566.398
=6.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Feb. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 6.77 mean?
SAIJO Co (TSE:591A) has a Debt-to-EBITDA of 6.77 as of Feb. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on SAIJO Co. This is 21% below median its historical median of 8.53. Over the past decade, SAIJO Co's Debt-to-EBITDA has ranged from 7.56 to 13.53. According to the industry distribution chart, SAIJO Co ranks #849 out of 911 companies in the Retail - Cyclical industry, placing it in the top 93.2%.
Is SAIJO Co's Debt-to-EBITDA too high?
SAIJO Co's current Debt-to-EBITDA of 6.77 is 21% below median its 10-year median of 8.53. Over the past 10 years, this metric has ranged from a low of 7.56 to a high of 13.53. The Retail - Cyclical industry median Debt-to-EBITDA is 2.27. SAIJO Co's value of 6.77 is 198.2% above this industry median. Based on the distribution chart, SAIJO Co ranks #849 out of 911 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, SAIJO Co has a GF Score™ of 5/100, reflecting its overall financial health beyond just this single metric.
How does SAIJO Co's Debt-to-EBITDA compare to DDS?
According to the Retail - Cyclical industry distribution chart, SAIJO Co ranks #849 out of 911 companies for Debt-to-EBITDA. This places SAIJO Co in the lower half of its industry. The industry median Debt-to-EBITDA is 2.27. SAIJO Co's value of 6.77 is 198.2% above this benchmark. Historically, SAIJO Co's own Debt-to-EBITDA has ranged from 7.56 to 13.53 over the past decade. While the company's 10-year median is 8.53 vs. the industry median of 2.27, SAIJO Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.27, based on 911 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SAIJO Co's current Debt-to-EBITDA of 6.77 is 198.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on SAIJO Co. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SAIJO Co's current Debt-to-EBITDA is 6.77, which is 21% below median its own 10-year median of 8.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SAIJO Co stock overvalued right now?
SAIJO Co (TSE:591A) has a current Debt-to-EBITDA of 6.77. The current Debt-to-EBITDA is 6.77, which is 21% below median its 10-year median of 8.53 and 198.2% above the Retail - Cyclical industry median of 2.27. SAIJO Co's overall GF Score™ is 5/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For SAIJO Co (TSE:591A), the current Debt-to-EBITDA is 6.77 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

SAIJO Co Business Description

Address 6-25-1 Nishisanjo Minami, Hokkaido, Nayoro-shi, JPN, 096-0013
SAIJO Co Ltd operates retail businesses, including department stores, grocery stores, shopping centers, and home improvement stores.
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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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