BMTC Group (TSX:GBT) Debt-to-EBITDA : -0.33 (As of Apr. 2026)

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TSX:GBT BMTC Group Inc TSX:GBT
68 GF Score
Price C$12.71
GF Value C$13.59
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is BMTC Group Debt-to-EBITDA?

BMTC Group TSX:GBT 68 Debt-to-EBITDA is -0.33 as of Apr. 2026. GuruFocus rates TSX:GBT with a GF Score™ of 68/100 and a GF Value™ of C$13.59 (Fairly Valued). The stock has 1 warning sign investors should review. Among 901 Retail - Cyclical companies, BMTC Group ranks better than 90.12% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

BMTC Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Apr. 2026 was C$2.8 Mil. BMTC Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Apr. 2026 was C$7.9 Mil. BMTC Group's annualized EBITDA for the quarter that ended in Apr. 2026 was C$-32.5 Mil. BMTC Group's annualized Debt-to-EBITDA for the quarter that ended in Apr. 2026 was -0.33.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for BMTC Group's Debt-to-EBITDA or its related term are showing as below:

TSX:GBT' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -4.96   Med: 0.32   Max: 2.21
Current: 0.39

During the past 13 years, the highest Debt-to-EBITDA Ratio of BMTC Group was 2.21. The lowest was -4.96. And the median was 0.32.

TSX:GBT's Debt-to-EBITDA is ranked better than
90.12% of 901 companies
in the Retail - Cyclical industry
Industry Median: 2.4 vs TSX:GBT: 0.39

BMTC Group  (TSX:GBT) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


BMTC Group Debt-to-EBITDA Related Terms


BMTC Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for BMTC Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BMTC Group Debt-to-EBITDA Chart

BMTC Group Annual Data
Trend Dec16 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.14 0.37 -4.96 2.21 0.92

BMTC Group Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.57 0.61 -1.49 0.16 -0.33

TSX:GBT vs CASY, WSM, DKS: Debt-to-EBITDA Comparison

For the Specialty Retail subindustry, BMTC Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BMTC Group Debt-to-EBITDA vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, BMTC Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where BMTC Group's Debt-to-EBITDA falls into.


TSX:GBT
68GF Score
BMTC Group Inc TSX:GBT
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BMTC Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

BMTC Group's Debt-to-EBITDA for the fiscal year that ended in Jan. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(8.474 + 8.524) / 18.403
=0.92

BMTC Group's annualized Debt-to-EBITDA for the quarter that ended in Apr. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2.845 + 7.947) / -32.54
=-0.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Apr. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of -0.33 mean?
BMTC Group (TSX:GBT) has a Debt-to-EBITDA of -0.33 as of Apr. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on BMTC Group. According to the industry distribution chart, BMTC Group ranks #89 out of 901 companies in the Retail - Cyclical industry, placing it in the top 9.9%.
Is BMTC Group's Debt-to-EBITDA too high?
BMTC Group's current Debt-to-EBITDA is -0.33. Based on the distribution chart, BMTC Group ranks #89 out of 901 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, BMTC Group has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BMTC Group's Debt-to-EBITDA compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, BMTC Group ranks #89 out of 901 companies for Debt-to-EBITDA. This places BMTC Group in the top 10% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 2.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.40, based on 901 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on BMTC Group. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BMTC Group's current Debt-to-EBITDA is -0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BMTC Group stock overvalued right now?
Based on GuruFocus' analysis, BMTC Group (TSX:GBT) is currently considered Fairly Valued. The stock's GF Value™ is C$13.59, compared to a current price of C$12.71 — trading 6.5% below its estimated fair value. The current Debt-to-EBITDA is -0.33. BMTC Group's overall GF Score™ is 68/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For BMTC Group (TSX:GBT), the current Debt-to-EBITDA is -0.33 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BMTC Group (TSX:GBT) Overvalued in 2026?

Based on GuruFocus' analysis, BMTC Group stock appears to be undervalued. The current stock price of C$12.71 is trading 6.5% below its estimated GF Value™ of C$13.59. GuruFocus considers BMTC Group to be Fairly Valued.

Key valuation signals for TSX:GBT:

  • Debt-to-EBITDA: -0.33
  • GF Value™: C$13.59 vs. price of C$12.71 (6.5% below fair value)
  • GF Score™: 68/100 with 1 warning sign

No single metric tells the full story. See the TSX:GBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BMTC Group Business Description

Address 8500, Place Marien, Montreal-East, QC, CAN, H1B 5W8
BMTC Group Inc is a holding company. The company, through its subsidiaries the company manages and operates furniture and household, and electronic appliance retail sales networks in Quebec. It manages and operates a retail network of furniture. The company's segments include: Retail, which derives maximum revenue; Real Estate; and Investment.
68GF Score

Get the complete analysis for TSX:GBT

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$12.71
Price
C$13.59
GF Value