Wall Financial (TSX:WFC) Debt-to-EBITDA : (As of Jul. 2026)

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TSX:WFC Wall Financial Corp TSX:WFC
70 GF Score
Price C$20.80
GF Value C$18.21
Valuation Modestly Overvalued
! 12 Warning Signs
View Full Analysis

What is Wall Financial Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Wall Financial's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jul. 2026 was C$313.8 Mil. Wall Financial's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jul. 2026 was C$435.6 Mil. Wall Financial's annualized EBITDA for the quarter that ended in Jul. 2026 was C$129.1 Mil. Wall Financial's annualized Debt-to-EBITDA for the quarter that ended in Jul. 2026 was 5.80.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Wall Financial's Debt-to-EBITDA or its related term are showing as below:

TSX:WFC' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.14   Med: 8.76   Max: 19.82
Current: 8.81

During the past 13 years, the highest Debt-to-EBITDA Ratio of Wall Financial was 19.82. The lowest was 3.14. And the median was 8.76.

TSX:WFC's Debt-to-EBITDA is ranked worse than
89.06% of 658 companies
in the Travel & Leisure industry
Industry Median: 2.44 vs TSX:WFC: 8.81

Wall Financial  (TSX:WFC) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Wall Financial Debt-to-EBITDA Related Terms


Wall Financial Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Wall Financial's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wall Financial Debt-to-EBITDA Chart

Wall Financial Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Debt-to-EBITDA
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Wall Financial Quarterly Data
Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26 Jul26
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TSX:WFC vs MAR, HLT, H: Debt-to-EBITDA Comparison

For the Lodging subindustry, Wall Financial's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wall Financial Debt-to-EBITDA vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Wall Financial's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Wall Financial's Debt-to-EBITDA falls into.


TSX:WFC
70GF Score
Wall Financial Corp TSX:WFC
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Wall Financial Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Wall Financial's Debt-to-EBITDA for the fiscal year that ended in Jan. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(273.142384 + 402.417216) / 81.344481
=8.30

Wall Financial's annualized Debt-to-EBITDA for the quarter that ended in Jul. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(313.812288 + 435.603832) / 129.139708
=5.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jul. 2026) EBITDA data.

Is Wall Financial (TSX:WFC) Overvalued in 2026?

Based on GuruFocus' analysis, Wall Financial stock appears to be overvalued. The current stock price of C$20.80 is trading 14.2% above its estimated GF Value™ of C$18.21. GuruFocus considers Wall Financial to be Modestly Overvalued.

Key valuation signals for TSX:WFC:

  • Debt-to-EBITDA:
  • GF Value™: C$18.21 vs. price of C$20.80 (14.2% above fair value)
  • GF Score™: 70/100 with 12 warning signs

No single metric tells the full story. See the TSX:WFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wall Financial Business Description

Other Exchanges WFICF:USA
Address 1088 Burrard Street, 5th Floor, Office Of The President, Vancouver, BC, CAN, V6Z 2R9
Wall Financial Corp operates predominantly in the Greater Vancouver area of British Columbia in the development and management of residential rental units, development and construction of residential housing for re-sale, and the development and management of hotel properties. The company operates in three different segments of the real estate industry: ownership and management of revenue-producing residential and commercial properties (Rental), ownership and management of hotel properties (Hotel), and the development and sale of residential housing (Development). It derives the majority of the revenue from Rental segment.
70GF Score

Get the complete analysis for TSX:WFC

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$20.80
Price
C$18.21
GF Value