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Element Lifestyle RetirementTSXV:ELM Debt-to-EBITDA is 9.61 as of Feb. 2026. The stock has 4 warning signs investors should review. Among 480 Healthcare Providers & Services companies, Element Lifestyle Retirement ranks worse than 91.25% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Element Lifestyle Retirement's Debt-to-EBITDA or its related term are showing as below:
TSXV:ELM'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -69.64 Med: -2.05 Max: 21.29
Current: 10.47
During the past 13 years, the highest Debt-to-EBITDA Ratio of Element Lifestyle Retirement was 21.29. The lowest was -69.64. And the median was -2.05.
TSXV:ELM's Debt-to-EBITDA is ranked worse than 91.25% of 480
companies
in the Healthcare Providers & Services industry
Industry Median: 2.185
vs TSXV:ELM: 10.47
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Element Lifestyle Retirement Debt-to-EBITDA Related Terms
Element Lifestyle Retirement Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSXV:ELM vs HCA, THC, DVA: Debt-to-EBITDA Comparison
For the Medical Care Facilities subindustry, Element Lifestyle Retirement's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Element Lifestyle Retirement Debt-to-EBITDA vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, Element Lifestyle Retirement's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Element Lifestyle Retirement's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Feb. 2026) EBITDA data.
Element Lifestyle Retirement (TSXV:ELM) has a Debt-to-EBITDA of 9.61 as of Feb. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Element Lifestyle Retirement. According to the industry distribution chart, Element Lifestyle Retirement ranks #438 out of 480 companies in the Healthcare Providers & Services industry, placing it in the top 91.2%.
Is Element Lifestyle Retirement's Debt-to-EBITDA too high?
Element Lifestyle Retirement's current Debt-to-EBITDA is 9.61. The Healthcare Providers & Services industry median Debt-to-EBITDA is 2.19. Element Lifestyle Retirement's value of 9.61 is 339.8% above this industry median. Based on the distribution chart, Element Lifestyle Retirement ranks #438 out of 480 companies in the Healthcare Providers & Services industry, which is in the bottom quartile relative to peers.
How does Element Lifestyle Retirement's Debt-to-EBITDA compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, Element Lifestyle Retirement ranks #438 out of 480 companies for Debt-to-EBITDA. This places Element Lifestyle Retirement in the lower half of its industry. The industry median Debt-to-EBITDA is 2.19. Element Lifestyle Retirement's value of 9.61 is 339.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Healthcare Providers & Services company?
The median Debt-to-EBITDA among Healthcare Providers & Services companies is 2.19, based on 480 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Element Lifestyle Retirement's current Debt-to-EBITDA of 9.61 is 339.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Element Lifestyle Retirement. For the Healthcare Providers & Services industry, the median Debt-to-EBITDA is 2.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Element Lifestyle Retirement's current Debt-to-EBITDA is 9.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Element Lifestyle Retirement stock overvalued right now?
Based on GuruFocus' analysis, Element Lifestyle Retirement (TSXV:ELM) is currently considered Fairly Valued. The stock's GF Value™ is C$0.01, compared to a current price of C$0.01 — trading right at its estimated fair value. The current Debt-to-EBITDA is 9.61 and 339.8% above the Healthcare Providers & Services industry median of 2.19. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Element Lifestyle Retirement (TSXV:ELM), the current Debt-to-EBITDA is 9.61 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Element Lifestyle Retirement Inc is a Canada based company that operates retirement communities. The company provides specialized development expertise and flexible, management services for senior retirement communities. Its consulting services include property selection, assembly, and acquisition; municipal approval and land entitlement processes; financing; marketing, sales, and leasing, and construction project management.
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