UFPI (UFP Industries) Debt-to-EBITDA : 0.40 (As of Jun. 2026) — 37% Below Median

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UFPI UFP Industries Inc UFPI
77 GF Score
Price $86.74
GF Value $102.71
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is UFP Industries Debt-to-EBITDA?

UFP Industries UFPI +0.70% 77 Debt-to-EBITDA is 0.40 as of Jun. 2026, which is 37% below its 10-year median of 0.63. GuruFocus rates UFPI with a GF Score™ of 77/100 and a GF Value™ of $102.71 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 210 Forest Products companies, UFP Industries ranks better than 88.57% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

UFP Industries's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $5 Mil. UFP Industries's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $229 Mil. UFP Industries's annualized EBITDA for the quarter that ended in Jun. 2026 was $590 Mil. UFP Industries's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 0.40.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for UFP Industries's Debt-to-EBITDA or its related term are showing as below:

UFPI' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.37   Med: 0.63   Max: 0.92
Current: 0.47

During the past 13 years, the highest Debt-to-EBITDA Ratio of UFP Industries was 0.92. The lowest was 0.37. And the median was 0.63.

UFPI's Debt-to-EBITDA is ranked better than
88.57% of 210 companies
in the Forest Products industry
Industry Median: 3.225 vs UFPI: 0.47

UFP Industries  (NAS:UFPI) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


UFP Industries Debt-to-EBITDA Related Terms


UFP Industries Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for UFP Industries's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UFP Industries Debt-to-EBITDA Chart

UFP Industries Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.52 0.37 0.47 0.51 0.63

UFP Industries Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.54 0.65 0.85 0.57 0.40

UFPI vs BCC, SSD, JCTC: Debt-to-EBITDA Comparison

For the Lumber & Wood Production subindustry, UFP Industries's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UFP Industries Debt-to-EBITDA vs Forest Products Industry

For the Forest Products industry and Basic Materials sector, UFP Industries's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where UFP Industries's Debt-to-EBITDA falls into.


UFPI
77GF Score
UFP Industries Inc UFPI
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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UFP Industries Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

UFP Industries's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(28.896 + 327.944) / 564.209
=0.63

UFP Industries's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(5.493 + 228.758) / 589.928
=0.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.40 mean?
UFP Industries (UFPI) has a Debt-to-EBITDA of 0.40 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on UFP Industries. This is 37% below median its historical median of 0.63. Over the past decade, UFP Industries' Debt-to-EBITDA has ranged from 0.37 to 0.92. According to the industry distribution chart, UFP Industries ranks #24 out of 210 companies in the Forest Products industry, placing it in the top 11.4%.
Is UFP Industries' Debt-to-EBITDA too high?
UFP Industries' current Debt-to-EBITDA of 0.40 is 37% below median its 10-year median of 0.63. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 0.92. The Forest Products industry median Debt-to-EBITDA is 3.23. UFP Industries' value of 0.40 is 87.6% below this industry median. Based on the distribution chart, UFP Industries ranks #24 out of 210 companies in the Forest Products industry, which is in the top quartile — a strong position relative to peers. Overall, UFP Industries has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does UFP Industries' Debt-to-EBITDA compare to BCC and SSD?
According to the Forest Products industry distribution chart, UFP Industries ranks #24 out of 210 companies for Debt-to-EBITDA. This places UFP Industries in the top 11% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 3.23. UFP Industries' value of 0.40 is 87.6% below this benchmark. Historically, UFP Industries' own Debt-to-EBITDA has ranged from 0.37 to 0.92 over the past decade. While the company's 10-year median is 0.63 vs. the industry median of 3.23, UFP Industries has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Forest Products company?
The median Debt-to-EBITDA among Forest Products companies is 3.23, based on 210 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UFP Industries's current Debt-to-EBITDA of 0.40 is 87.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on UFP Industries. For the Forest Products industry, the median Debt-to-EBITDA is 3.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UFP Industries's current Debt-to-EBITDA is 0.40, which is 37% below median its own 10-year median of 0.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UFP Industries stock overvalued right now?
Based on GuruFocus' analysis, UFP Industries (UFPI) is currently considered Modestly Undervalued. The stock's GF Value™ is $102.71, compared to a current price of $86.74 — trading 15.5% below its estimated fair value. The current Debt-to-EBITDA is 0.40, which is 37% below median its 10-year median of 0.63 and 87.6% below the Forest Products industry median of 3.23. UFP Industries' overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For UFP Industries (UFPI), the current Debt-to-EBITDA is 0.40 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UFP Industries (UFPI) Overvalued in 2026?

Based on GuruFocus' analysis, UFP Industries stock appears to be undervalued. The current stock price of $86.74 is trading 15.5% below its estimated GF Value™ of $102.71. GuruFocus considers UFP Industries to be Modestly Undervalued.

Key valuation signals for UFPI:

  • Debt-to-EBITDA: 0.40 (37% below median its 10-year median of 0.63)
  • GF Value™: $102.71 vs. price of $86.74 (15.5% below fair value)
  • GF Score™: 77/100 with 2 warning signs
  • Industry Position: 87.6% below the Forest Products median (#24 of 210)

No single metric tells the full story. See the UFPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UFP Industries Business Description

Other Exchanges UF3:Germany
Address 2801 East Beltline, N.E, Grand Rapids, MI, USA, 49525
UFP Industries Inc is a supplier of lumber to the manufactured housing industry. Today UFP Industries is a multibillion-dollar holding company with subsidiaries around the globe that serve three markets: retail, packaging and construction. Its business segments consist of UFP Retail Solutions, UFP Packaging, UFP Construction, All other and Corporate. It describes itself as an innovation company, a logistics company, a design company, an engineering and value-added product and solutions company.
77GF Score

Get the complete analysis for UFPI

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$86.74
Price
$102.71
GF Value