UNITEDUTNDF 66 Debt-to-EBITDA is 0.89 as of Mar. 2026, which is 1680% above its 10-year median of 0.05. GuruFocus rates UTNDF with a GF Score™ of 66/100. The stock has 4 warning signs investors should review. Among 1,702 Software companies, UNITED ranks worse than 58754.35% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for UNITED's Debt-to-EBITDA or its related term are showing as below:
UTNDF'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.2 Med: 0.05 Max: 0.22
Current: -0.2
During the past 13 years, the highest Debt-to-EBITDA Ratio of UNITED was 0.22. The lowest was -0.20. And the median was 0.05.
UTNDF's Debt-to-EBITDA is ranked worse than 100% of 1702
companies
in the Software industry
Industry Median: 1.085
vs UTNDF: -0.20
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
UNITED Debt-to-EBITDA Related Terms
UNITED Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for UNITED's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UTNDF vs UBER, SHOP, CRM: Debt-to-EBITDA Comparison
For the Software - Application subindustry, UNITED's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UNITED Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, UNITED's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where UNITED's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
UNITED (UTNDF) has a Debt-to-EBITDA of 0.89 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on UNITED. This is 1680% above median its historical median of 0.05. According to the industry distribution chart, UNITED ranks #999999 out of 1702 companies in the Software industry.
Is UNITED's Debt-to-EBITDA too high?
UNITED's current Debt-to-EBITDA of 0.89 is 1680% above median its 10-year median of 0.05. The Software industry median Debt-to-EBITDA is 1.09. UNITED's value of 0.89 is 18% below this industry median. Based on the distribution chart, UNITED ranks #999999 out of 1702 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, UNITED has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does UNITED's Debt-to-EBITDA compare to UBER and SHOP?
According to the Software industry distribution chart, UNITED ranks #999999 out of 1702 companies for Debt-to-EBITDA. This places UNITED in the lower half of its industry. The industry median Debt-to-EBITDA is 1.09. UNITED's value of 0.89 is 18% below this benchmark. While the company's 10-year median is 0.05 vs. the industry median of 1.09, UNITED has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,702 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UNITED's current Debt-to-EBITDA of 0.89 is 18% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on UNITED. For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UNITED's current Debt-to-EBITDA is 0.89, which is 1680% above median its own 10-year median of 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UNITED stock overvalued right now?
UNITED (UTNDF) has a current Debt-to-EBITDA of 0.89. The current Debt-to-EBITDA is 0.89, which is 1680% above median its 10-year median of 0.05 and 18% below the Software industry median of 1.09. UNITED's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For UNITED (UTNDF), the current Debt-to-EBITDA is 0.89 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
UNITED Inc is a Japan-based company, engages in advertising technology and smartphone applications business. It offers various smartphone applications, including CocoPPa, CocoPPa Play, CocoPPa Launcher, CHEERZ, and Crash Fever; and Kanahei Apps.
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