Vercom (WAR:VRC) Debt-to-EBITDA : 0.59 (As of Mar. 2026) — 31% Below Median

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WAR:VRC Vercom SA WAR:VRC
94 GF Score
Price zł131.80
GF Value zł131.19
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Vercom Debt-to-EBITDA?

Vercom WAR:VRC +1.23% 94 Debt-to-EBITDA is 0.59 as of Mar. 2026, which is 31% below its 10-year median of 0.86. GuruFocus rates WAR:VRC with a GF Score™ of 94/100 and a GF Value™ of zł131.19 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,727 Software companies, Vercom ranks better than 62.54% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Vercom's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was zł21.6 Mil. Vercom's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was zł57.0 Mil. Vercom's annualized EBITDA for the quarter that ended in Mar. 2026 was zł132.7 Mil. Vercom's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 0.59.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Vercom's Debt-to-EBITDA or its related term are showing as below:

WAR:VRC' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.13   Med: 0.86   Max: 3.05
Current: 0.59

During the past 9 years, the highest Debt-to-EBITDA Ratio of Vercom was 3.05. The lowest was 0.13. And the median was 0.86.

WAR:VRC's Debt-to-EBITDA is ranked better than
62.54% of 1727 companies
in the Software industry
Industry Median: 1.02 vs WAR:VRC: 0.59

Vercom  (WAR:VRC) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Vercom Debt-to-EBITDA Related Terms


Vercom Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Vercom's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vercom Debt-to-EBITDA Chart

Vercom Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only 0.13 3.05 1.07 0.86 0.63

Vercom Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.74 0.68 0.68 0.57 0.59

WAR:VRC vs QH, SHOP, UBER: Debt-to-EBITDA Comparison

For the Software - Application subindustry, Vercom's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vercom Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Vercom's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Vercom's Debt-to-EBITDA falls into.


WAR:VRC
94GF Score
Vercom SA WAR:VRC
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vercom Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Vercom's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(22.33 + 58.602) / 128.247
=0.63

Vercom's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(21.595 + 56.953) / 132.748
=0.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.59 mean?
Vercom (WAR:VRC) has a Debt-to-EBITDA of 0.59 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Vercom. This is 31% below median its historical median of 0.86. Over the past decade, Vercom's Debt-to-EBITDA has ranged from 0.13 to 3.05. According to the industry distribution chart, Vercom ranks #647 out of 1727 companies in the Software industry, placing it in the top 37.5%.
Is Vercom's Debt-to-EBITDA too high?
Vercom's current Debt-to-EBITDA of 0.59 is 31% below median its 10-year median of 0.86. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 3.05. The Software industry median Debt-to-EBITDA is 1.02. Vercom's value of 0.59 is 42.2% below this industry median. Based on the distribution chart, Vercom ranks #647 out of 1727 companies in the Software industry, which is above the industry midpoint. Overall, Vercom has a GF Score™ of 94/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vercom's Debt-to-EBITDA compare to QH and SHOP?
According to the Software industry distribution chart, Vercom ranks #647 out of 1727 companies for Debt-to-EBITDA. This puts Vercom in the upper half of its industry. The industry median Debt-to-EBITDA is 1.02. Vercom's value of 0.59 is 42.2% below this benchmark. Historically, Vercom's own Debt-to-EBITDA has ranged from 0.13 to 3.05 over the past decade. While the company's 10-year median is 0.86 vs. the industry median of 1.02, Vercom has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.02, based on 1,727 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vercom's current Debt-to-EBITDA of 0.59 is 42.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Vercom. For the Software industry, the median Debt-to-EBITDA is 1.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vercom's current Debt-to-EBITDA is 0.59, which is 31% below median its own 10-year median of 0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vercom stock overvalued right now?
Based on GuruFocus' analysis, Vercom (WAR:VRC) is currently considered Fairly Valued. The stock's GF Value™ is zł131.19, compared to a current price of zł131.80 — trading 0.5% above its estimated fair value. The current Debt-to-EBITDA is 0.59, which is 31% below median its 10-year median of 0.86 and 42.2% below the Software industry median of 1.02. Vercom's overall GF Score™ is 94/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Vercom (WAR:VRC), the current Debt-to-EBITDA is 0.59 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vercom (WAR:VRC) Overvalued in 2026?

Based on GuruFocus' analysis, Vercom stock appears to be overvalued. The current stock price of zł131.80 is trading 0.5% above its estimated GF Value™ of zł131.19. GuruFocus considers Vercom to be Fairly Valued.

Key valuation signals for WAR:VRC:

  • Debt-to-EBITDA: 0.59 (31% below median its 10-year median of 0.86)
  • GF Value™: zł131.19 vs. price of zł131.80 (0.5% above fair value)
  • GF Score™: 94/100 with 4 warning signs
  • Industry Position: 42.2% below the Software median (#647 of 1727)

No single metric tells the full story. See the WAR:VRC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vercom Business Description

Address Baltyk, Roosvelta 22, Poznan, POL
Vercom SA is engaged in providing cloud communication platforms that enable companies to build and develop relationships with recipients through multiple channels: communication: email, SMS, push, instant messaging.
94GF Score

Get the complete analysis for WAR:VRC

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł131.80
Price
zł131.19
GF Value