Zabka Group (WAR:ZAB) Debt-to-EBITDA : 2.11 (As of Jun. 2026) — 34% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:ZAB Zabka Group WAR:ZAB
14 GF Score
Price zł31.48
! 4 Warning Signs
View Full Analysis

What is Zabka Group Debt-to-EBITDA?

Zabka Group WAR:ZAB +0.06% 14 Debt-to-EBITDA is 2.11 as of Jun. 2026, which is 34% below its 10-year median of 3.18. GuruFocus rates WAR:ZAB with a GF Score™ of 14/100. The stock has 4 warning signs investors should review. Among 258 Retail - Defensive companies, Zabka Group ranks worse than 51.16% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Zabka Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was zł1,143 Mil. Zabka Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was zł8,455 Mil. Zabka Group's annualized EBITDA for the quarter that ended in Jun. 2026 was zł4,548 Mil. Zabka Group's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 2.11.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Zabka Group's Debt-to-EBITDA or its related term are showing as below:

WAR:ZAB' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.29   Med: 3.18   Max: 3.72
Current: 2.29

During the past 5 years, the highest Debt-to-EBITDA Ratio of Zabka Group was 3.72. The lowest was 2.29. And the median was 3.18.

WAR:ZAB's Debt-to-EBITDA is ranked worse than
51.16% of 258 companies
in the Retail - Defensive industry
Industry Median: 2.225 vs WAR:ZAB: 2.29

Zabka Group  (WAR:ZAB) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Zabka Group Debt-to-EBITDA Related Terms


Zabka Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Zabka Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zabka Group Debt-to-EBITDA Chart

Zabka Group Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
3.72 3.18 3.28 2.70 2.42

Zabka Group Quarterly Data
Dec21 Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.60 1.80 2.16 3.74 2.11

WAR:ZAB vs KR, SFM: Debt-to-EBITDA Comparison

For the Grocery Stores subindustry, Zabka Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zabka Group Debt-to-EBITDA vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Zabka Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Zabka Group's Debt-to-EBITDA falls into.


WAR:ZAB
14GF Score
Zabka Group WAR:ZAB
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Zabka Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Zabka Group's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1174.798 + 8274.272) / 3901.62
=2.42

Zabka Group's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1142.934 + 8454.966) / 4547.5
=2.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.11 mean?
Zabka Group (WAR:ZAB) has a Debt-to-EBITDA of 2.11 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Zabka Group. This is 34% below median its historical median of 3.18. Over the past decade, Zabka Group's Debt-to-EBITDA has ranged from 2.29 to 3.72. According to the industry distribution chart, Zabka Group ranks #132 out of 258 companies in the Retail - Defensive industry, placing it in the top 51.2%.
Is Zabka Group's Debt-to-EBITDA too high?
Zabka Group's current Debt-to-EBITDA of 2.11 is 34% below median its 10-year median of 3.18. Over the past 10 years, this metric has ranged from a low of 2.29 to a high of 3.72. The Retail - Defensive industry median Debt-to-EBITDA is 2.23. Zabka Group's value of 2.11 is 5.2% below this industry median. Based on the distribution chart, Zabka Group ranks #132 out of 258 companies in the Retail - Defensive industry, which is below the industry midpoint. Overall, Zabka Group has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Zabka Group's Debt-to-EBITDA compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, Zabka Group ranks #132 out of 258 companies for Debt-to-EBITDA. This places Zabka Group in the lower half of its industry. The industry median Debt-to-EBITDA is 2.23. Zabka Group's value of 2.11 is 5.2% below this benchmark. Historically, Zabka Group's own Debt-to-EBITDA has ranged from 2.29 to 3.72 over the past decade. While the company's 10-year median is 3.18 vs. the industry median of 2.23, Zabka Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Defensive company?
The median Debt-to-EBITDA among Retail - Defensive companies is 2.23, based on 258 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zabka Group's current Debt-to-EBITDA of 2.11 is 5.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Zabka Group. For the Retail - Defensive industry, the median Debt-to-EBITDA is 2.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zabka Group's current Debt-to-EBITDA is 2.11, which is 34% below median its own 10-year median of 3.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zabka Group stock overvalued right now?
Zabka Group (WAR:ZAB) has a current Debt-to-EBITDA of 2.11. The current Debt-to-EBITDA is 2.11, which is 34% below median its 10-year median of 3.18 and 5.2% below the Retail - Defensive industry median of 2.23. Zabka Group's overall GF Score™ is 14/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Zabka Group (WAR:ZAB), the current Debt-to-EBITDA is 2.11 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Zabka Group Business Description

Other Exchanges 9M1:Germany
Address 2, rue Jean Monnet, Luxembourg, LUX, L-2180
Zabka Group provides the ultimate convenience ecosystem. It has three basic business units: Zabka Polska focuses on retail activities for the operational and commercial aspects of the business, including the running and development of the modern physical convenience store network and the nationwide logistics network, Zabka International is responsible for the development of new markets and supervises the implementation of the foreign expansion, and Zabka Future is responsible for accelerating the creation of a digital convenience ecosystem with synergies between its parts and ensuring optimal technology for the multi-directional development of Group. It also includes Maczfit, which is a direct-to-consumer meal provider.
14GF Score

Get the complete analysis for WAR:ZAB

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł31.48
Price