WCRS (Western Capital Resources) Debt-to-EBITDA : 0.59 (As of Mar. 2022)

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WCRS Western Capital Resources Inc WCRS
12 GF Score
Price $13.14
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What is Western Capital Resources Debt-to-EBITDA?

Western Capital Resources WCRS -2.67% 12 Debt-to-EBITDA is 0.59 as of Mar. 2022. GuruFocus rates WCRS with a GF Score™ of 12/100.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Western Capital Resources's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2022 was $7.7 Mil. Western Capital Resources's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2022 was $12.9 Mil. Western Capital Resources's annualized EBITDA for the quarter that ended in Mar. 2022 was $34.8 Mil. Western Capital Resources's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2022 was 0.59.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Western Capital Resources's Debt-to-EBITDA or its related term are showing as below:

WCRS's Debt-to-EBITDA is not ranked *
in the Retail - Cyclical industry.
Industry Median: 2.375
* Ranked among companies with meaningful Debt-to-EBITDA only.

Western Capital Resources  (OTCPK:WCRS) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Western Capital Resources Debt-to-EBITDA Related Terms


Western Capital Resources Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Western Capital Resources's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Western Capital Resources Debt-to-EBITDA Chart

Western Capital Resources Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.19 1.13 1.07 0.88 0.80

Western Capital Resources Quarterly Data
Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.66 0.60 1.23 1.14 0.59

WCRS vs POL, TLF, PTZH: Debt-to-EBITDA Comparison

For the Specialty Retail subindustry, Western Capital Resources's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Western Capital Resources Debt-to-EBITDA vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Western Capital Resources's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Western Capital Resources's Debt-to-EBITDA falls into.


WCRS
12GF Score
Western Capital Resources Inc WCRS
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Western Capital Resources Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Western Capital Resources's Debt-to-EBITDA for the fiscal year that ended in Dec. 2021 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(7.148 + 13.068) / 25.156
=0.80

Western Capital Resources's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2022 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(7.741 + 12.899) / 34.804
=0.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2022) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.59 mean?
Western Capital Resources (WCRS) has a Debt-to-EBITDA of 0.59 as of Mar. 2022. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Western Capital Resources.
Is Western Capital Resources' Debt-to-EBITDA too high?
Western Capital Resources' current Debt-to-EBITDA is 0.59. The Retail - Cyclical industry median Debt-to-EBITDA is 2.38. Western Capital Resources' value of 0.59 is 75.2% below this industry median. Overall, Western Capital Resources has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Western Capital Resources' Debt-to-EBITDA compare to POL and TLF?
Western Capital Resources' Debt-to-EBITDA of 0.59 can be compared against companies in the Retail - Cyclical industry. The industry median Debt-to-EBITDA is 2.38. Western Capital Resources' value of 0.59 is 75.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.38, based on 904 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Western Capital Resources's current Debt-to-EBITDA of 0.59 is 75.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Western Capital Resources. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Western Capital Resources's current Debt-to-EBITDA is 0.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Western Capital Resources stock overvalued right now?
Western Capital Resources (WCRS) has a current Debt-to-EBITDA of 0.59. The current Debt-to-EBITDA is 0.59 and 75.2% below the Retail - Cyclical industry median of 2.38. Western Capital Resources' overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Western Capital Resources (WCRS), the current Debt-to-EBITDA is 0.59 as of Mar. 2022. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Western Capital Resources Business Description

Address 11550 I Street, Suite 150, Omaha, NE, USA, 68137
Western Capital Resources Inc is a direct marketer of roses, plants, seeds, holiday gifts, and home restoration products. It operates thorough Cellular Retail, Direct to Consumer and Consumer Finance segments. The Cellular Retail segment, which is the key revenue driver, comprises an authorized Cricket Wireless dealer and involves the retail sale of cellular phones and accessories to consumers. The Direct to Consumer segment consists of online and direct marketing retailers. The Consumer Finance segment consists of retail financial services. All the business activity functions through Canada.
12GF Score

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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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