Soluciones Cuatroochenta (XMAD:480S) Debt-to-EBITDA : 2.89 (As of Dec. 2025) — 55% Below Median

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XMAD:480S Soluciones Cuatroochenta SA XMAD:480S
87 GF Score
Price €18.00
GF Value €18.90
Valuation Fairly Valued
! 4 Warning Signs
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What is Soluciones Cuatroochenta Debt-to-EBITDA?

Soluciones Cuatroochenta XMAD:480S 87 Debt-to-EBITDA is 2.89 as of Dec. 2025, which is 55% below its 10-year median of 6.44. GuruFocus rates XMAD:480S with a GF Score™ of 87/100 and a GF Value™ of €18.90 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,725 Software companies, Soluciones Cuatroochenta ranks worse than 77.45% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Soluciones Cuatroochenta's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €8.34 Mil. Soluciones Cuatroochenta's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €8.56 Mil. Soluciones Cuatroochenta's annualized EBITDA for the quarter that ended in Dec. 2025 was €5.85 Mil. Soluciones Cuatroochenta's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 2.89.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Soluciones Cuatroochenta's Debt-to-EBITDA or its related term are showing as below:

XMAD:480S' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.3   Med: 6.44   Max: 30.05
Current: 3.26

During the past 7 years, the highest Debt-to-EBITDA Ratio of Soluciones Cuatroochenta was 30.05. The lowest was 2.30. And the median was 6.44.

XMAD:480S's Debt-to-EBITDA is ranked worse than
77.45% of 1725 companies
in the Software industry
Industry Median: 1.09 vs XMAD:480S: 3.26

Soluciones Cuatroochenta  (XMAD:480S) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Soluciones Cuatroochenta Debt-to-EBITDA Related Terms


Soluciones Cuatroochenta Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Soluciones Cuatroochenta's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Soluciones Cuatroochenta Debt-to-EBITDA Chart

Soluciones Cuatroochenta Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial 6.98 6.44 3.99 2.30 3.26

Soluciones Cuatroochenta Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.94 3.07 1.78 2.78 2.89

XMAD:480S vs QH, SHOP, UBER: Debt-to-EBITDA Comparison

For the Software - Application subindustry, Soluciones Cuatroochenta's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Soluciones Cuatroochenta Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Soluciones Cuatroochenta's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Soluciones Cuatroochenta's Debt-to-EBITDA falls into.


XMAD:480S
87GF Score
Soluciones Cuatroochenta SA XMAD:480S
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Soluciones Cuatroochenta Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Soluciones Cuatroochenta's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(8.342 + 8.562) / 5.194
=3.25

Soluciones Cuatroochenta's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(8.342 + 8.562) / 5.854
=2.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.89 mean?
Soluciones Cuatroochenta (XMAD:480S) has a Debt-to-EBITDA of 2.89 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Soluciones Cuatroochenta. This is 55% below median its historical median of 6.44. Over the past decade, Soluciones Cuatroochenta's Debt-to-EBITDA has ranged from 2.30 to 30.05. According to the industry distribution chart, Soluciones Cuatroochenta ranks #1336 out of 1725 companies in the Software industry, placing it in the top 77.4%.
Is Soluciones Cuatroochenta's Debt-to-EBITDA too high?
Soluciones Cuatroochenta's current Debt-to-EBITDA of 2.89 is 55% below median its 10-year median of 6.44. Over the past 10 years, this metric has ranged from a low of 2.30 to a high of 30.05. The Software industry median Debt-to-EBITDA is 1.09. Soluciones Cuatroochenta's value of 2.89 is 165.1% above this industry median. Based on the distribution chart, Soluciones Cuatroochenta ranks #1336 out of 1725 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Soluciones Cuatroochenta has a GF Score™ of 87/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Soluciones Cuatroochenta's Debt-to-EBITDA compare to QH and SHOP?
According to the Software industry distribution chart, Soluciones Cuatroochenta ranks #1336 out of 1725 companies for Debt-to-EBITDA. This places Soluciones Cuatroochenta in the lower half of its industry. The industry median Debt-to-EBITDA is 1.09. Soluciones Cuatroochenta's value of 2.89 is 165.1% above this benchmark. Historically, Soluciones Cuatroochenta's own Debt-to-EBITDA has ranged from 2.30 to 30.05 over the past decade. While the company's 10-year median is 6.44 vs. the industry median of 1.09, Soluciones Cuatroochenta has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,725 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Soluciones Cuatroochenta's current Debt-to-EBITDA of 2.89 is 165.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Soluciones Cuatroochenta. For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Soluciones Cuatroochenta's current Debt-to-EBITDA is 2.89, which is 55% below median its own 10-year median of 6.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Soluciones Cuatroochenta stock overvalued right now?
Based on GuruFocus' analysis, Soluciones Cuatroochenta (XMAD:480S) is currently considered Fairly Valued. The stock's GF Value™ is €18.90, compared to a current price of €18.00 — trading 4.8% below its estimated fair value. The current Debt-to-EBITDA is 2.89, which is 55% below median its 10-year median of 6.44 and 165.1% above the Software industry median of 1.09. Soluciones Cuatroochenta's overall GF Score™ is 87/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Soluciones Cuatroochenta (XMAD:480S), the current Debt-to-EBITDA is 2.89 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Soluciones Cuatroochenta (XMAD:480S) Overvalued in 2026?

Based on GuruFocus' analysis, Soluciones Cuatroochenta stock appears to be undervalued. The current stock price of €18.00 is trading 4.8% below its estimated GF Value™ of €18.90. GuruFocus considers Soluciones Cuatroochenta to be Fairly Valued.

Key valuation signals for XMAD:480S:

  • Debt-to-EBITDA: 2.89 (55% below median its 10-year median of 6.44)
  • GF Value™: €18.90 vs. price of €18.00 (4.8% below fair value)
  • GF Score™: 87/100 with 4 warning signs
  • Industry Position: 165.1% above the Software median (#1336 of 1725)

No single metric tells the full story. See the XMAD:480S stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Soluciones Cuatroochenta Business Description

Other Exchanges 5XW:Germany
Address Edificio Espaitec 2, Universitat Jaume I, Castellon, ESP, 12071
Soluciones Cuatroochenta SA is a technology company developing and implementing digital cloud solutions to meet the challenges and objectives of its clients located in Europe and Latin America. The company, which started as an app development company, has become a solvent technological partner undertaking digital transformations with the powerful management and cybersecurity solutions. This omnichannel service can be tailored to the needs of each organization in order to improve their performance. Its main business models are the development of ad hoc apps for third parties, its own products such as Sefici (process optimization with app and web technology) and 480interactive (software to create apps without programming knowledge), revenue agreements share and participated projects.
87GF Score

Get the complete analysis for XMAD:480S

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€18.00
Price
€18.90
GF Value