Compania Espanola de Viviendas en Alquiler (XMAD:CEV) Debt-to-EBITDA : 2.25 (As of Dec. 2025) — 10% Below Median

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XMAD:CEV Compania Espanola de Viviendas en Alquiler SA XMAD:CEV
69 GF Score
Price €10.00
GF Value €6.36
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Compania Espanola de Viviendas en Alquiler Debt-to-EBITDA?

Compania Espanola de Viviendas en Alquiler XMAD:CEV 69 Debt-to-EBITDA is 2.25 as of Dec. 2025, which is 10% below its 10-year median of 2.50. GuruFocus rates XMAD:CEV with a GF Score™ of 69/100 and a GF Value™ of €6.36 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,275 Real Estate companies, Compania Espanola de Viviendas en Alquiler ranks better than 71.37% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Compania Espanola de Viviendas en Alquiler's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €15.15 Mil. Compania Espanola de Viviendas en Alquiler's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €67.41 Mil. Compania Espanola de Viviendas en Alquiler's annualized EBITDA for the quarter that ended in Dec. 2025 was €36.75 Mil. Compania Espanola de Viviendas en Alquiler's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 2.25.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Compania Espanola de Viviendas en Alquiler's Debt-to-EBITDA or its related term are showing as below:

XMAD:CEV' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.2   Med: 2.5   Max: 5.38
Current: 2.52

During the past 13 years, the highest Debt-to-EBITDA Ratio of Compania Espanola de Viviendas en Alquiler was 5.38. The lowest was 1.20. And the median was 2.50.

XMAD:CEV's Debt-to-EBITDA is ranked better than
71.37% of 1275 companies
in the Real Estate industry
Industry Median: 5.62 vs XMAD:CEV: 2.52

Compania Espanola de Viviendas en Alquiler  (XMAD:CEV) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Compania Espanola de Viviendas en Alquiler Debt-to-EBITDA Related Terms


Compania Espanola de Viviendas en Alquiler Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Compania Espanola de Viviendas en Alquiler's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Compania Espanola de Viviendas en Alquiler Debt-to-EBITDA Chart

Compania Espanola de Viviendas en Alquiler Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.61 1.75 3.80 2.48 2.52

Compania Espanola de Viviendas en Alquiler Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.71 2.23 2.46 2.82 2.25

Compania Espanola de Viviendas en Alquiler Debt-to-EBITDA Competitor Comparison

For the Real Estate - Development subindustry, Compania Espanola de Viviendas en Alquiler's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Compania Espanola de Viviendas en Alquiler Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Compania Espanola de Viviendas en Alquiler's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Compania Espanola de Viviendas en Alquiler's Debt-to-EBITDA falls into.


XMAD:CEV
69GF Score
Compania Espanola de Viviendas en Alquiler SA XMAD:CEV
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Compania Espanola de Viviendas en Alquiler Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Compania Espanola de Viviendas en Alquiler's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(15.147 + 67.407) / 32.789
=2.52

Compania Espanola de Viviendas en Alquiler's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(15.147 + 67.407) / 36.75
=2.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.25 mean?
Compania Espanola de Viviendas en Alquiler (XMAD:CEV) has a Debt-to-EBITDA of 2.25 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Compania Espanola de Viviendas en Alquiler. This is 10% below median its historical median of 2.50. Over the past decade, Compania Espanola de Viviendas en Alquiler's Debt-to-EBITDA has ranged from 1.20 to 5.38. According to the industry distribution chart, Compania Espanola de Viviendas en Alquiler ranks #365 out of 1275 companies in the Real Estate industry, placing it in the top 28.6%.
Is Compania Espanola de Viviendas en Alquiler's Debt-to-EBITDA too high?
Compania Espanola de Viviendas en Alquiler's current Debt-to-EBITDA of 2.25 is 10% below median its 10-year median of 2.50. Over the past 10 years, this metric has ranged from a low of 1.20 to a high of 5.38. The Real Estate industry median Debt-to-EBITDA is 5.62. Compania Espanola de Viviendas en Alquiler's value of 2.25 is 60% below this industry median. Based on the distribution chart, Compania Espanola de Viviendas en Alquiler ranks #365 out of 1275 companies in the Real Estate industry, which is above the industry midpoint. Overall, Compania Espanola de Viviendas en Alquiler has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Compania Espanola de Viviendas en Alquiler's Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, Compania Espanola de Viviendas en Alquiler ranks #365 out of 1275 companies for Debt-to-EBITDA. This puts Compania Espanola de Viviendas en Alquiler in the upper half of its industry. The industry median Debt-to-EBITDA is 5.62. Compania Espanola de Viviendas en Alquiler's value of 2.25 is 60% below this benchmark. Historically, Compania Espanola de Viviendas en Alquiler's own Debt-to-EBITDA has ranged from 1.20 to 5.38 over the past decade. While the company's 10-year median is 2.50 vs. the industry median of 5.62, Compania Espanola de Viviendas en Alquiler has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.62, based on 1,275 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Compania Espanola de Viviendas en Alquiler's current Debt-to-EBITDA of 2.25 is 60% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Compania Espanola de Viviendas en Alquiler. For the Real Estate industry, the median Debt-to-EBITDA is 5.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Compania Espanola de Viviendas en Alquiler's current Debt-to-EBITDA is 2.25, which is 10% below median its own 10-year median of 2.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Compania Espanola de Viviendas en Alquiler stock overvalued right now?
Based on GuruFocus' analysis, Compania Espanola de Viviendas en Alquiler (XMAD:CEV) is currently considered Significantly Overvalued. The stock's GF Value™ is €6.36, compared to a current price of €10.00 — trading 57.2% above its estimated fair value. The current Debt-to-EBITDA is 2.25, which is 10% below median its 10-year median of 2.50 and 60% below the Real Estate industry median of 5.62. Compania Espanola de Viviendas en Alquiler's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Compania Espanola de Viviendas en Alquiler (XMAD:CEV), the current Debt-to-EBITDA is 2.25 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Compania Espanola de Viviendas en Alquiler (XMAD:CEV) Overvalued in 2026?

Based on GuruFocus' analysis, Compania Espanola de Viviendas en Alquiler stock appears to be overvalued. The current stock price of €10.00 is trading 57.2% above its estimated GF Value™ of €6.36. GuruFocus considers Compania Espanola de Viviendas en Alquiler to be Significantly Overvalued.

Key valuation signals for XMAD:CEV:

  • Debt-to-EBITDA: 2.25 (10% below median its 10-year median of 2.50)
  • GF Value™: €6.36 vs. price of €10.00 (57.2% above fair value)
  • GF Score™: 69/100 with 5 warning signs
  • Industry Position: 60% below the Real Estate median (#365 of 1275)

No single metric tells the full story. See the XMAD:CEV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Compania Espanola de Viviendas en Alquiler Business Description

Address Avda. Meridiana, 350, 6th floor, Barcelona, ESP, 08027
Compania Espanola de Viviendas en Alquiler SA operates in the real estate sector, and its main objective is to develop equity investments in social housing. The company is engaged in the development and management of residential and non-residential properties. Its property portfolio consists of housing units, commercial and industrial properties.
69GF Score

Get the complete analysis for XMAD:CEV

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€10.00
Price
€6.36
GF Value