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InfoclipXPAR:MLIFC 40 Debt-to-EBITDA is 0.25 as of Dec. 2025, which is 71% below its 10-year median of 0.85. GuruFocus rates XPAR:MLIFC with a GF Score™ of 40/100. The stock has 4 warning signs investors should review. Among 1,728 Software companies, Infoclip ranks better than 75.12% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Infoclip's Debt-to-EBITDA or its related term are showing as below:
XPAR:MLIFC'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.25 Med: 0.85 Max: 4.02
Current: 0.25
During the past 4 years, the highest Debt-to-EBITDA Ratio of Infoclip was 4.02. The lowest was 0.25. And the median was 0.85.
XPAR:MLIFC's Debt-to-EBITDA is ranked better than 75.12% of 1728
companies
in the Software industry
Industry Median: 1.03
vs XPAR:MLIFC: 0.25
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Infoclip Debt-to-EBITDA Related Terms
Infoclip Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Infoclip's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Infoclip Debt-to-EBITDA Chart
Infoclip Annual Data
Trend
Dec22
Dec23
Dec24
Dec25
Debt-to-EBITDA
4.02
1.11
0.58
0.25
Infoclip Semi-Annual Data
Dec22
Dec23
Dec24
Dec25
Debt-to-EBITDA
4.02
1.11
0.58
0.25
XPAR:MLIFC vs MSFT, ORCL, PLTR: Debt-to-EBITDA Comparison
For the Software - Infrastructure subindustry, Infoclip's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Infoclip Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Infoclip's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Infoclip's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is one times the quarterly (Dec. 2025) EBITDA data.
Infoclip (XPAR:MLIFC) has a Debt-to-EBITDA of 0.25 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Infoclip. This is 71% below median its historical median of 0.85. Over the past decade, Infoclip's Debt-to-EBITDA has ranged from 0.25 to 4.02. According to the industry distribution chart, Infoclip ranks #430 out of 1728 companies in the Software industry, placing it in the top 24.9%.
Is Infoclip's Debt-to-EBITDA too high?
Infoclip's current Debt-to-EBITDA of 0.25 is 71% below median its 10-year median of 0.85. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 4.02. The Software industry median Debt-to-EBITDA is 1.03. Infoclip's value of 0.25 is 75.7% below this industry median. Based on the distribution chart, Infoclip ranks #430 out of 1728 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Infoclip has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does Infoclip's Debt-to-EBITDA compare to MSFT and ORCL?
According to the Software industry distribution chart, Infoclip ranks #430 out of 1728 companies for Debt-to-EBITDA. This places Infoclip in the top 25% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.03. Infoclip's value of 0.25 is 75.7% below this benchmark. Historically, Infoclip's own Debt-to-EBITDA has ranged from 0.25 to 4.02 over the past decade. While the company's 10-year median is 0.85 vs. the industry median of 1.03, Infoclip has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.03, based on 1,728 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Infoclip's current Debt-to-EBITDA of 0.25 is 75.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Infoclip. For the Software industry, the median Debt-to-EBITDA is 1.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Infoclip's current Debt-to-EBITDA is 0.25, which is 71% below median its own 10-year median of 0.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Infoclip stock overvalued right now?
Infoclip (XPAR:MLIFC) has a current Debt-to-EBITDA of 0.25. The current Debt-to-EBITDA is 0.25, which is 71% below median its 10-year median of 0.85 and 75.7% below the Software industry median of 1.03. Infoclip's overall GF Score™ is 40/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Infoclip (XPAR:MLIFC), the current Debt-to-EBITDA is 0.25 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Infoclip is a provider of IT solutions. It specializes in information management and hosting services like the development of IT applications, training, technical assistance, and maintenance services. The company offers it to small and medium-sized businesses. It also has an Engineering and Development Division through which this company provides computer programming and development, multimedia, and web.
40GF Score
Get the complete analysis for XPAR:MLIFC
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