Fonciere Vindi (XPAR:MLVIN) Debt-to-EBITDA : 23.78 (As of Dec. 2025) — 69% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPAR:MLVIN Fonciere Vindi SA XPAR:MLVIN
62 GF Score
Price €4.60
GF Value €3.15
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is Fonciere Vindi Debt-to-EBITDA?

Fonciere Vindi XPAR:MLVIN 62 Debt-to-EBITDA is 23.78 as of Dec. 2025, which is 69% above its 10-year median of 14.11. GuruFocus rates XPAR:MLVIN with a GF Score™ of 62/100 and a GF Value™ of €3.15 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,271 Real Estate companies, Fonciere Vindi ranks worse than 91.66% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Fonciere Vindi's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €2.97 Mil. Fonciere Vindi's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €43.30 Mil. Fonciere Vindi's annualized EBITDA for the quarter that ended in Dec. 2025 was €1.95 Mil. Fonciere Vindi's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 23.78.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Fonciere Vindi's Debt-to-EBITDA or its related term are showing as below:

XPAR:MLVIN' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.17   Med: 14.11   Max: 134.8
Current: 23.78

During the past 10 years, the highest Debt-to-EBITDA Ratio of Fonciere Vindi was 134.80. The lowest was 2.17. And the median was 14.11.

XPAR:MLVIN's Debt-to-EBITDA is ranked worse than
91.66% of 1271 companies
in the Real Estate industry
Industry Median: 5.5 vs XPAR:MLVIN: 23.78

Fonciere Vindi  (XPAR:MLVIN) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Fonciere Vindi Debt-to-EBITDA Related Terms


Fonciere Vindi Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Fonciere Vindi's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fonciere Vindi Debt-to-EBITDA Chart

Fonciere Vindi Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.83 13.38 11.53 25.40 23.78

Fonciere Vindi Semi-Annual Data
Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.83 13.38 11.53 25.40 23.78

XPAR:MLVIN vs CBRE, BEKE, JLL: Debt-to-EBITDA Comparison

For the Real Estate Services subindustry, Fonciere Vindi's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fonciere Vindi Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Fonciere Vindi's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Fonciere Vindi's Debt-to-EBITDA falls into.


XPAR:MLVIN
62GF Score
Fonciere Vindi SA XPAR:MLVIN
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fonciere Vindi Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Fonciere Vindi's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2.974 + 43.298) / 1.946
=23.78

Fonciere Vindi's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2.974 + 43.298) / 1.946
=23.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is one times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 23.78 mean?
Fonciere Vindi (XPAR:MLVIN) has a Debt-to-EBITDA of 23.78 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Fonciere Vindi. This is 69% above median its historical median of 14.11. Over the past decade, Fonciere Vindi's Debt-to-EBITDA has ranged from 2.17 to 134.80. According to the industry distribution chart, Fonciere Vindi ranks #1165 out of 1271 companies in the Real Estate industry, placing it in the top 91.7%.
Is Fonciere Vindi's Debt-to-EBITDA too high?
Fonciere Vindi's current Debt-to-EBITDA of 23.78 is 69% above median its 10-year median of 14.11. Over the past 10 years, this metric has ranged from a low of 2.17 to a high of 134.80. The Real Estate industry median Debt-to-EBITDA is 5.50. Fonciere Vindi's value of 23.78 is 332.4% above this industry median. Based on the distribution chart, Fonciere Vindi ranks #1165 out of 1271 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Fonciere Vindi has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fonciere Vindi's Debt-to-EBITDA compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Fonciere Vindi ranks #1165 out of 1271 companies for Debt-to-EBITDA. This places Fonciere Vindi in the lower half of its industry. The industry median Debt-to-EBITDA is 5.50. Fonciere Vindi's value of 23.78 is 332.4% above this benchmark. Historically, Fonciere Vindi's own Debt-to-EBITDA has ranged from 2.17 to 134.80 over the past decade. While the company's 10-year median is 14.11 vs. the industry median of 5.50, Fonciere Vindi has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.50, based on 1,271 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fonciere Vindi's current Debt-to-EBITDA of 23.78 is 332.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Fonciere Vindi. For the Real Estate industry, the median Debt-to-EBITDA is 5.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fonciere Vindi's current Debt-to-EBITDA is 23.78, which is 69% above median its own 10-year median of 14.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fonciere Vindi stock overvalued right now?
Based on GuruFocus' analysis, Fonciere Vindi (XPAR:MLVIN) is currently considered Significantly Overvalued. The stock's GF Value™ is €3.15, compared to a current price of €4.60 — trading 46% above its estimated fair value. The current Debt-to-EBITDA is 23.78, which is 69% above median its 10-year median of 14.11 and 332.4% above the Real Estate industry median of 5.50. Fonciere Vindi's overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Fonciere Vindi (XPAR:MLVIN), the current Debt-to-EBITDA is 23.78 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fonciere Vindi (XPAR:MLVIN) Overvalued in 2026?

Based on GuruFocus' analysis, Fonciere Vindi stock appears to be overvalued. The current stock price of €4.60 is trading 46% above its estimated GF Value™ of €3.15. GuruFocus considers Fonciere Vindi to be Significantly Overvalued.

Key valuation signals for XPAR:MLVIN:

  • Debt-to-EBITDA: 23.78 (69% above median its 10-year median of 14.11)
  • GF Value™: €3.15 vs. price of €4.60 (46% above fair value)
  • GF Score™: 62/100 with 8 warning signs
  • Industry Position: 332.4% above the Real Estate median (#1165 of 1271)

No single metric tells the full story. See the XPAR:MLVIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fonciere Vindi Business Description

Address 3 Avenue Hoche, Paris, FRA, FR-75008
Fonciere Vindi SA is a holding company. The company owns shares in three listed real estate companies and in nine unlisted real estate companies.
62GF Score

Get the complete analysis for XPAR:MLVIN

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.60
Price
€3.15
GF Value