Allreal Holding (XSWX:ALLN) Debt-to-EBITDA : 9.22 (As of Dec. 2025) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSWX:ALLN Allreal Holding Ltd XSWX:ALLN
76 GF Score
Price CHF215.00
GF Value CHF151.57
Valuation Significantly Overvalued
! 9 Warning Signs
View Full Analysis

What is Allreal Holding Debt-to-EBITDA?

Allreal Holding XSWX:ALLN -1.15% 76 Debt-to-EBITDA is 9.22 as of Dec. 2025, which is 1% below its 10-year median of 9.36. GuruFocus rates XSWX:ALLN with a GF Score™ of 76/100 and a GF Value™ of CHF151.57 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,271 Real Estate companies, Allreal Holding ranks worse than 66.09% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Allreal Holding's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was CHF591.4 Mil. Allreal Holding's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was CHF2,083.6 Mil. Allreal Holding's annualized EBITDA for the quarter that ended in Dec. 2025 was CHF290.0 Mil. Allreal Holding's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 9.22.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Allreal Holding's Debt-to-EBITDA or its related term are showing as below:

XSWX:ALLN' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 6.01   Med: 9.36   Max: 22.58
Current: 8.58

During the past 13 years, the highest Debt-to-EBITDA Ratio of Allreal Holding was 22.58. The lowest was 6.01. And the median was 9.36.

XSWX:ALLN's Debt-to-EBITDA is ranked worse than
66.09% of 1271 companies
in the Real Estate industry
Industry Median: 5.61 vs XSWX:ALLN: 8.58

Allreal Holding  (XSWX:ALLN) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Allreal Holding Debt-to-EBITDA Related Terms


Allreal Holding Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Allreal Holding's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Allreal Holding Debt-to-EBITDA Chart

Allreal Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.93 12.76 22.58 8.58 8.58

Allreal Holding Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.52 13.76 6.29 8.28 9.22

XSWX:ALLN vs CBRE, BEKE, JLL: Debt-to-EBITDA Comparison

For the Real Estate Services subindustry, Allreal Holding's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Allreal Holding Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Allreal Holding's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Allreal Holding's Debt-to-EBITDA falls into.


XSWX:ALLN
76GF Score
Allreal Holding Ltd XSWX:ALLN
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Allreal Holding Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Allreal Holding's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(591.4 + 2083.6) / 311.8
=8.58

Allreal Holding's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(591.4 + 2083.6) / 290
=9.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 9.22 mean?
Allreal Holding (XSWX:ALLN) has a Debt-to-EBITDA of 9.22 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Allreal Holding. This is near median its historical median of 9.36. Over the past decade, Allreal Holding's Debt-to-EBITDA has ranged from 6.01 to 22.58. According to the industry distribution chart, Allreal Holding ranks #840 out of 1271 companies in the Real Estate industry, placing it in the top 66.1%.
Is Allreal Holding's Debt-to-EBITDA too high?
Allreal Holding's current Debt-to-EBITDA of 9.22 is near median its 10-year median of 9.36. Over the past 10 years, this metric has ranged from a low of 6.01 to a high of 22.58. The Real Estate industry median Debt-to-EBITDA is 5.61. Allreal Holding's value of 9.22 is 64.3% above this industry median. Based on the distribution chart, Allreal Holding ranks #840 out of 1271 companies in the Real Estate industry, which is below the industry midpoint. Overall, Allreal Holding has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Allreal Holding's Debt-to-EBITDA compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Allreal Holding ranks #840 out of 1271 companies for Debt-to-EBITDA. This places Allreal Holding in the lower half of its industry. The industry median Debt-to-EBITDA is 5.61. Allreal Holding's value of 9.22 is 64.3% above this benchmark. Historically, Allreal Holding's own Debt-to-EBITDA has ranged from 6.01 to 22.58 over the past decade. While the company's 10-year median is 9.36 vs. the industry median of 5.61, Allreal Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.61, based on 1,271 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allreal Holding's current Debt-to-EBITDA of 9.22 is 64.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Allreal Holding. For the Real Estate industry, the median Debt-to-EBITDA is 5.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allreal Holding's current Debt-to-EBITDA is 9.22, which is near median its own 10-year median of 9.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allreal Holding stock overvalued right now?
Based on GuruFocus' analysis, Allreal Holding (XSWX:ALLN) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF151.57, compared to a current price of CHF215.00 — trading 41.8% above its estimated fair value. The current Debt-to-EBITDA is 9.22, which is near median its 10-year median of 9.36 and 64.3% above the Real Estate industry median of 5.61. Allreal Holding's overall GF Score™ is 76/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Allreal Holding (XSWX:ALLN), the current Debt-to-EBITDA is 9.22 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allreal Holding (XSWX:ALLN) Overvalued in 2026?

Based on GuruFocus' analysis, Allreal Holding stock appears to be overvalued. The current stock price of CHF215.00 is trading 41.8% above its estimated GF Value™ of CHF151.57. GuruFocus considers Allreal Holding to be Significantly Overvalued.

Key valuation signals for XSWX:ALLN:

  • Debt-to-EBITDA: 9.22 (near median its 10-year median of 9.36)
  • GF Value™: CHF151.57 vs. price of CHF215.00 (41.8% above fair value)
  • GF Score™: 76/100 with 9 warning signs
  • Industry Position: 64.3% above the Real Estate median (#840 of 1271)

No single metric tells the full story. See the XSWX:ALLN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Allreal Holding Business Description

Other Exchanges ALLNz:UK0QPD:UKALLN:Austria
Address Grabenstrasse 25, Baar, CHE, 6340
Allreal Holding Ltd is a real estate portfolio company in Switzerland. The company divides its business into two segments: real estate and project & development. The real estate division has three subdivisions: portfolio management, real estate management, and Building Management. The company's investment portfolio is mainly composed of commercial properties with a small section of residential investments. The project & development division offers a range of services, stretching from site and ground analysis through the construction of the project. The company develops projects in all segments of real estate for private and institutional investors and owners, and its portfolio. The company operates exclusively in Switzerland with the majority of its business in the Zurich area.
76GF Score

Get the complete analysis for XSWX:ALLN

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF215.00
Price
CHF151.57
GF Value