Fundamenta Real Estate AG (XSWX:FREN) Debt-to-EBITDA : 12.12 (As of Dec. 2025) — 17% Below Median

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XSWX:FREN Fundamenta Real Estate AG XSWX:FREN
66 GF Score
Price CHF17.50
GF Value CHF16.87
Valuation Fairly Valued
! 5 Warning Signs
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What is Fundamenta Real Estate AG Debt-to-EBITDA?

Fundamenta Real Estate AG XSWX:FREN +2.04% 66 Debt-to-EBITDA is 12.12 as of Dec. 2025, which is 17% below its 10-year median of 14.52. GuruFocus rates XSWX:FREN with a GF Score™ of 66/100 and a GF Value™ of CHF16.87 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,270 Real Estate companies, Fundamenta Real Estate AG ranks worse than 68.35% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Fundamenta Real Estate AG's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was CHF29.40 Mil. Fundamenta Real Estate AG's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was CHF556.34 Mil. Fundamenta Real Estate AG's annualized EBITDA for the quarter that ended in Dec. 2025 was CHF48.32 Mil. Fundamenta Real Estate AG's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 12.12.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Fundamenta Real Estate AG's Debt-to-EBITDA or its related term are showing as below:

XSWX:FREN' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.02   Med: 14.52   Max: 33.37
Current: 9.17

During the past 13 years, the highest Debt-to-EBITDA Ratio of Fundamenta Real Estate AG was 33.37. The lowest was 0.02. And the median was 14.52.

XSWX:FREN's Debt-to-EBITDA is ranked worse than
68.35% of 1270 companies
in the Real Estate industry
Industry Median: 5.625 vs XSWX:FREN: 9.17

Fundamenta Real Estate AG  (XSWX:FREN) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Fundamenta Real Estate AG Debt-to-EBITDA Related Terms


Fundamenta Real Estate AG Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Fundamenta Real Estate AG's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fundamenta Real Estate AG Debt-to-EBITDA Chart

Fundamenta Real Estate AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.11 21.03 33.37 14.47 9.17

Fundamenta Real Estate AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 36.67 17.65 12.61 8.09 12.12

XSWX:FREN vs CBRE, BEKE, JLL: Debt-to-EBITDA Comparison

For the Real Estate Services subindustry, Fundamenta Real Estate AG's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fundamenta Real Estate AG Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Fundamenta Real Estate AG's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Fundamenta Real Estate AG's Debt-to-EBITDA falls into.


XSWX:FREN
66GF Score
Fundamenta Real Estate AG XSWX:FREN
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fundamenta Real Estate AG Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Fundamenta Real Estate AG's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(29.4 + 556.34) / 63.906
=9.17

Fundamenta Real Estate AG's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(29.4 + 556.34) / 48.32
=12.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 12.12 mean?
Fundamenta Real Estate AG (XSWX:FREN) has a Debt-to-EBITDA of 12.12 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Fundamenta Real Estate AG. This is 17% below median its historical median of 14.52. Over the past decade, Fundamenta Real Estate AG's Debt-to-EBITDA has ranged from 0.02 to 33.37. According to the industry distribution chart, Fundamenta Real Estate AG ranks #868 out of 1270 companies in the Real Estate industry, placing it in the top 68.3%.
Is Fundamenta Real Estate AG's Debt-to-EBITDA too high?
Fundamenta Real Estate AG's current Debt-to-EBITDA of 12.12 is 17% below median its 10-year median of 14.52. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 33.37. The Real Estate industry median Debt-to-EBITDA is 5.63. Fundamenta Real Estate AG's value of 12.12 is 115.5% above this industry median. Based on the distribution chart, Fundamenta Real Estate AG ranks #868 out of 1270 companies in the Real Estate industry, which is below the industry midpoint. Overall, Fundamenta Real Estate AG has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Fundamenta Real Estate AG's Debt-to-EBITDA compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Fundamenta Real Estate AG ranks #868 out of 1270 companies for Debt-to-EBITDA. This places Fundamenta Real Estate AG in the lower half of its industry. The industry median Debt-to-EBITDA is 5.63. Fundamenta Real Estate AG's value of 12.12 is 115.5% above this benchmark. Historically, Fundamenta Real Estate AG's own Debt-to-EBITDA has ranged from 0.02 to 33.37 over the past decade. While the company's 10-year median is 14.52 vs. the industry median of 5.63, Fundamenta Real Estate AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.63, based on 1,270 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fundamenta Real Estate AG's current Debt-to-EBITDA of 12.12 is 115.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Fundamenta Real Estate AG. For the Real Estate industry, the median Debt-to-EBITDA is 5.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fundamenta Real Estate AG's current Debt-to-EBITDA is 12.12, which is 17% below median its own 10-year median of 14.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fundamenta Real Estate AG stock overvalued right now?
Based on GuruFocus' analysis, Fundamenta Real Estate AG (XSWX:FREN) is currently considered Fairly Valued. The stock's GF Value™ is CHF16.87, compared to a current price of CHF17.50 — trading 3.7% above its estimated fair value. The current Debt-to-EBITDA is 12.12, which is 17% below median its 10-year median of 14.52 and 115.5% above the Real Estate industry median of 5.63. Fundamenta Real Estate AG's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Fundamenta Real Estate AG (XSWX:FREN), the current Debt-to-EBITDA is 12.12 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fundamenta Real Estate AG (XSWX:FREN) Overvalued in 2026?

Based on GuruFocus' analysis, Fundamenta Real Estate AG stock appears to be overvalued. The current stock price of CHF17.50 is trading 3.7% above its estimated GF Value™ of CHF16.87. GuruFocus considers Fundamenta Real Estate AG to be Fairly Valued.

Key valuation signals for XSWX:FREN:

  • Debt-to-EBITDA: 12.12 (17% below median its 10-year median of 14.52)
  • GF Value™: CHF16.87 vs. price of CHF17.50 (3.7% above fair value)
  • GF Score™: 66/100 with 5 warning signs
  • Industry Position: 115.5% above the Real Estate median (#868 of 1270)

No single metric tells the full story. See the XSWX:FREN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fundamenta Real Estate AG Business Description

Other Exchanges FRENz:UK35F:Germany
Address Fundamenta Real Estate AG, Poststrasse 4a, Zug, CHE, 6300
Fundamenta Real Estate AG is engaged in the acquisition, development and holding of residential real estate with a focus on the middle rent segment in German-speaking Switzerland.
66GF Score

Get the complete analysis for XSWX:FREN

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF17.50
Price
CHF16.87
GF Value