HORNBACH Holding AG and Co KGaA (XSWX:HBH) Debt-to-EBITDA : 2.36 (As of May. 2026) — 24% Below Median

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XSWX:HBH HORNBACH Holding AG and Co KGaA XSWX:HBH
72 GF Score
Price CHF72.60
GF Value CHF75.35
! 3 Warning Signs
View Full Analysis

What is HORNBACH Holding AG and Co KGaA Debt-to-EBITDA?

HORNBACH Holding AG and Co KGaA XSWX:HBH 72 Debt-to-EBITDA is 2.36 as of May. 2026, which is 24% below its 10-year median of 3.09. GuruFocus rates XSWX:HBH with a GF Score™ of 72/100 and a GF Value™ of CHF75.35. The stock has 3 warning signs investors should review. Among 899 Retail - Cyclical companies, HORNBACH Holding AG and Co KGaA ranks worse than 70.75% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

HORNBACH Holding AG and Co KGaA's Short-Term Debt & Capital Lease Obligation for the quarter that ended in May. 2026 was CHF372 Mil. HORNBACH Holding AG and Co KGaA's Long-Term Debt & Capital Lease Obligation for the quarter that ended in May. 2026 was CHF1,494 Mil. HORNBACH Holding AG and Co KGaA's annualized EBITDA for the quarter that ended in May. 2026 was CHF793 Mil. HORNBACH Holding AG and Co KGaA's annualized Debt-to-EBITDA for the quarter that ended in May. 2026 was 2.35.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for HORNBACH Holding AG and Co KGaA's Debt-to-EBITDA or its related term are showing as below:

XSWX:HBH' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.41   Med: 3.09   Max: 3.96
Current: 3.94

During the past 13 years, the highest Debt-to-EBITDA Ratio of HORNBACH Holding AG and Co KGaA was 3.96. The lowest was 2.41. And the median was 3.09.

XSWX:HBH's Debt-to-EBITDA is ranked worse than
70.75% of 899 companies
in the Retail - Cyclical industry
Industry Median: 2.4 vs XSWX:HBH: 3.94

HORNBACH Holding AG and Co KGaA  (XSWX:HBH) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


HORNBACH Holding AG and Co KGaA Debt-to-EBITDA Related Terms


HORNBACH Holding AG and Co KGaA Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for HORNBACH Holding AG and Co KGaA's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HORNBACH Holding AG and Co KGaA Debt-to-EBITDA Chart

HORNBACH Holding AG and Co KGaA Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.95 3.41 3.08 3.10 3.19

HORNBACH Holding AG and Co KGaA Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.84 2.40 4.81 7.92 2.36

XSWX:HBH vs HD, LOW, FND: Debt-to-EBITDA Comparison

For the Home Improvement Retail subindustry, HORNBACH Holding AG and Co KGaA's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HORNBACH Holding AG and Co KGaA Debt-to-EBITDA vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, HORNBACH Holding AG and Co KGaA's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where HORNBACH Holding AG and Co KGaA's Debt-to-EBITDA falls into.


XSWX:HBH
72GF Score
HORNBACH Holding AG and Co KGaA XSWX:HBH
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

HORNBACH Holding AG and Co KGaA Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

HORNBACH Holding AG and Co KGaA's Debt-to-EBITDA for the fiscal year that ended in Feb. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(354.726 + 1155.33) / 473.746
=3.19

HORNBACH Holding AG and Co KGaA's annualized Debt-to-EBITDA for the quarter that ended in May. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(372.207 + 1494.043) / 792.552
=2.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (May. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.36 mean?
HORNBACH Holding AG and Co KGaA (XSWX:HBH) has a Debt-to-EBITDA of 2.36 as of May. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on HORNBACH Holding AG and Co KGaA. This is 24% below median its historical median of 3.09. Over the past decade, HORNBACH Holding AG and Co KGaA's Debt-to-EBITDA has ranged from 2.41 to 3.96. According to the industry distribution chart, HORNBACH Holding AG and Co KGaA ranks #636 out of 899 companies in the Retail - Cyclical industry, placing it in the top 70.7%.
Is HORNBACH Holding AG and Co KGaA's Debt-to-EBITDA too high?
HORNBACH Holding AG and Co KGaA's current Debt-to-EBITDA of 2.36 is 24% below median its 10-year median of 3.09. Over the past 10 years, this metric has ranged from a low of 2.41 to a high of 3.96. The Retail - Cyclical industry median Debt-to-EBITDA is 2.40. HORNBACH Holding AG and Co KGaA's value of 2.36 is 1.7% below this industry median. Based on the distribution chart, HORNBACH Holding AG and Co KGaA ranks #636 out of 899 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, HORNBACH Holding AG and Co KGaA has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does HORNBACH Holding AG and Co KGaA's Debt-to-EBITDA compare to HD and LOW?
According to the Retail - Cyclical industry distribution chart, HORNBACH Holding AG and Co KGaA ranks #636 out of 899 companies for Debt-to-EBITDA. This places HORNBACH Holding AG and Co KGaA in the lower half of its industry. The industry median Debt-to-EBITDA is 2.40. HORNBACH Holding AG and Co KGaA's value of 2.36 is 1.7% below this benchmark. Historically, HORNBACH Holding AG and Co KGaA's own Debt-to-EBITDA has ranged from 2.41 to 3.96 over the past decade. While the company's 10-year median is 3.09 vs. the industry median of 2.40, HORNBACH Holding AG and Co KGaA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.40, based on 899 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HORNBACH Holding AG and Co KGaA's current Debt-to-EBITDA of 2.36 is 1.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on HORNBACH Holding AG and Co KGaA. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HORNBACH Holding AG and Co KGaA's current Debt-to-EBITDA is 2.36, which is 24% below median its own 10-year median of 3.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HORNBACH Holding AG and Co KGaA stock overvalued right now?
HORNBACH Holding AG and Co KGaA (XSWX:HBH) has a current Debt-to-EBITDA of 2.36. The stock's GF Value™ is CHF75.35, compared to a current price of CHF72.60 — trading 3.6% below its estimated fair value. The current Debt-to-EBITDA is 2.36, which is 24% below median its 10-year median of 3.09 and 1.7% below the Retail - Cyclical industry median of 2.40. HORNBACH Holding AG and Co KGaA's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For HORNBACH Holding AG and Co KGaA (XSWX:HBH), the current Debt-to-EBITDA is 2.36 as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HORNBACH Holding AG and Co KGaA (XSWX:HBH) Overvalued in 2026?

Based on GuruFocus' analysis, HORNBACH Holding AG and Co KGaA stock appears to be undervalued. The current stock price of CHF72.60 is trading 3.6% below its estimated GF Value™ of CHF75.35.

Key valuation signals for XSWX:HBH:

  • Debt-to-EBITDA: 2.36 (24% below median its 10-year median of 3.09)
  • GF Value™: CHF75.35 vs. price of CHF72.60 (3.6% below fair value)
  • GF Score™: 72/100 with 3 warning signs
  • Industry Position: 1.7% below the Retail - Cyclical median (#636 of 899)

No single metric tells the full story. See the XSWX:HBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


HORNBACH Holding AG and Co KGaA Business Description

Address Le Quartier Hornbach 19, Neustadt an der Weinstrasse, DEU, 67433
HORNBACH Holding AG and Co KGaA and its subsidiaries are involved in the business of Retail and Real estate segments. The company's operating segment include HORNBACH Baumarkt subgroup; HORNBACH Baustoff Union GmbH subgroup, and HORNBACH Immobilien AG subgroup. It generates maximum revenue from the HORNBACH Baumarkt subgroup segment. Geographically, it derives a majority of revenue from Germany. Products are structured in the following divisions: Hardware/Electrical, Paint/Wallpaper/Flooring, Construction Materials/Timber/Prefabricated Components, Sanitary/Tiles, and Garden. The company operates in Germany and other European countries.
72GF Score

Get the complete analysis for XSWX:HBH

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF72.60
Price
CHF75.35
GF Value