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Villars HoldingXSWX:VILN 72 Debt-to-EBITDA is 5.03 as of Dec. 2025, which is 23% above its 10-year median of 4.09. GuruFocus rates XSWX:VILN with a GF Score™ of 72/100 and a GF Value™ of CHF550.33 (Fairly Valued). The stock has 2 warning signs investors should review. Among 256 Retail - Defensive companies, Villars Holding ranks worse than 83.98% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Villars Holding's Debt-to-EBITDA or its related term are showing as below:
XSWX:VILN'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.39 Med: 4.09 Max: 7.52
Current: 5.25
During the past 13 years, the highest Debt-to-EBITDA Ratio of Villars Holding was 7.52. The lowest was 2.39. And the median was 4.09.
XSWX:VILN's Debt-to-EBITDA is ranked worse than 83.98% of 256
companies
in the Retail - Defensive industry
Industry Median: 2.215
vs XSWX:VILN: 5.25
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Villars Holding Debt-to-EBITDA Related Terms
Villars Holding Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Villars Holding's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSWX:VILN vs KR, SFM, ACI: Debt-to-EBITDA Comparison
For the Grocery Stores subindustry, Villars Holding's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Villars Holding Debt-to-EBITDA vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Villars Holding's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Villars Holding's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Villars Holding (XSWX:VILN) has a Debt-to-EBITDA of 5.03 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Villars Holding. This is 23% above median its historical median of 4.09. Over the past decade, Villars Holding's Debt-to-EBITDA has ranged from 2.39 to 7.52. According to the industry distribution chart, Villars Holding ranks #215 out of 256 companies in the Retail - Defensive industry, placing it in the top 84%.
Is Villars Holding's Debt-to-EBITDA too high?
Villars Holding's current Debt-to-EBITDA of 5.03 is 23% above median its 10-year median of 4.09. Over the past 10 years, this metric has ranged from a low of 2.39 to a high of 7.52. The Retail - Defensive industry median Debt-to-EBITDA is 2.22. Villars Holding's value of 5.03 is 127.1% above this industry median. Based on the distribution chart, Villars Holding ranks #215 out of 256 companies in the Retail - Defensive industry, which is in the bottom quartile relative to peers. Overall, Villars Holding has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Villars Holding's Debt-to-EBITDA compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, Villars Holding ranks #215 out of 256 companies for Debt-to-EBITDA. This places Villars Holding in the lower half of its industry. The industry median Debt-to-EBITDA is 2.22. Villars Holding's value of 5.03 is 127.1% above this benchmark. Historically, Villars Holding's own Debt-to-EBITDA has ranged from 2.39 to 7.52 over the past decade. While the company's 10-year median is 4.09 vs. the industry median of 2.22, Villars Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Defensive company?
The median Debt-to-EBITDA among Retail - Defensive companies is 2.22, based on 256 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Villars Holding's current Debt-to-EBITDA of 5.03 is 127.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Villars Holding. For the Retail - Defensive industry, the median Debt-to-EBITDA is 2.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Villars Holding's current Debt-to-EBITDA is 5.03, which is 23% above median its own 10-year median of 4.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Villars Holding stock overvalued right now?
Based on GuruFocus' analysis, Villars Holding (XSWX:VILN) is currently considered Fairly Valued. The stock's GF Value™ is CHF550.33, compared to a current price of CHF600.00 — trading 9% above its estimated fair value. The current Debt-to-EBITDA is 5.03, which is 23% above median its 10-year median of 4.09 and 127.1% above the Retail - Defensive industry median of 2.22. Villars Holding's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Villars Holding (XSWX:VILN), the current Debt-to-EBITDA is 5.03 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Villars Holding (XSWX:VILN) Overvalued in 2026?
Based on GuruFocus' analysis, Villars Holding stock appears to be overvalued.
The current stock price of CHF600.00 is trading 9% above its estimated GF Value™ of CHF550.33.
GuruFocus considers Villars Holding to be Fairly Valued.
Key valuation signals for XSWX:VILN:
Debt-to-EBITDA: 5.03 (23% above median its 10-year median of 4.09)
GF Value™: CHF550.33 vs. price of CHF600.00 (9% above fair value)
Industry Position: 127.1% above the Retail - Defensive median (#215 of 256)
No single metric tells the full story. See the XSWX:VILN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Villars Holding SA is a Swiss-based company, engaged in retail trade and food industry, and real estate. The company operates in three segments Retail business, Real estate and coffee bars. Through its subsidiaries it provides catering services which offers coffee and tea specialties, fresh fruit juice, alcoholic and non-alcoholic drinks, pancakes. Real estate activities involves acquiring land or buildings. Majority of the revenue derives from Retail business segment.
72GF Score
Get the complete analysis for XSWX:VILN
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